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Published by HBSCA / Humber Happenings, 2018-02-09 16:06:00

Humber Happenings - Winter 2016

Humber Happenings - Winter 2016

A COMMUNITY PUBLICATION BY THE HUMBER BAY SHORES CONDOMINIUM ASSOCIATION

WINTER 2016

INTRODUCING

OUR NEW
MAGAZINE

A fresh look and design
to better serve our
community

FOCUS ON Support your
HBS community
TRAFFIC and remember to

Current information on our local SHOP LOCAL!
traffic issues plus community news

IN THIS ISSUE: TRAVEL • DESIGN & DECOR • HEALTH & WELLNESS • AND MORE

LOOK FOR MORE UPDATES AND INFORMATION ON OUR NEW WEBSITE HUMBERBAYSHORES.ORG



IN THIS ISSUE

24

A Community Publication by the Humber Bay Shores Condominium Association

4 President’s Message

COMMUNITY ACTION 6 TRAVEL
6 BETTER PUBLIC TRANSIT 26 HUMBER BAY TRAVEL:
19
FOR TORONTO 20 ULTIMATE TRAVEL WISH LIST
By Peter Milczyn
PROFESSIONAL INSIGHTS
8 TACKLING TRANSPORTATION 14 NEGOTIATING NEW BUILDS

AND TRAFFIC CONGESTION By Martin Rumack
By Mark Grimes
ARTS & CULTURE
10 HUMBER BAY BUSINESS ASSOCIATION: 23 FIRKIN ON THE BAY:

WHY SHOPPING LOCAL MATTERS A NEW BREED OF BRITISH PUB
By Karen Garney
30 BOOK FEATURE: THE MISTAKE
12 AN UPDATE ON LOCAL TRAFFIC
I MADE AND THE SCENT OF SECRETS
AND TRANSPORTATION
By Jim Reekie LIFESTYLE
19 ELEVATE YOUR GOLFING EXPERIENCE:
16 VERTICAL CONDOMINIUM LIVING
IS PRIVATE CLUB GOLFING FOR YOU?
IS TAXING
By Don Henderson HUMBER HAPPENINGS | WINTER 2016 3

24 FRIENDS OF HUMBER BAY PARK:

THE GRASS IS GREENER
IN HUMBER BAY PARK
By Irene Jardine

HEALTH & WELLNESS
18 KINGSWAY HEALTH:

GET LEAN IN 2016
By Maureen Henderson

22 NEW YEAR NEW SMILE

By Dr. Mira Wassef and Dr. Max Wassef

MONEY MINDED 23
27 CONSOLIDATE AND GENERATE
COVER PHOTO:
By Darren Clark DON HENDERSON

DESIGN & DECOR
20 OUR NEW HOME IN THE SKY

By Glenn Peloso

PRESIDENT’S MESSAGE

WINTER 2016 VOLUME 19, ISSUE 4

BY DON HENDERSON ABOUT HBSCA: The Humber Bay Shores Condominium Association
(HBSCA) was established and incorporated in 1997. HBSCA is a vol-
T he Humber Bay Shores Condominium Association (HBSCA) unteer-based, not-for-profit corporation representing the interests
wishes to announce that our Humber Happenings magazine has of the residents in the Humber Bay Shores community.
been under re-construction to produce a new and improved com-
muniqué! Ending a 5 year contract with our previous publisher, we WHAT WE DO: We supply representation of the community to all
viewed this as an opportunity to make some changes in branding our levels of government for the enactment, amendment, or repeal
community image. We have engaged MJ Rochester Publishing Inc. to help of legislation dealing with, but not limited to, all aspects of condo-
us do just that! minium ownership, real estate development, and usage of real
property in the area. In addition to the above we conduct
While the vibrant community theme will remain the same, our research and provide awareness and education to our community
magazine’s content and look will change to better address and engage our on issues related to ownership, development, management,
expanding readership. A number of new Humber Bay Shores’ condo- financing, and promotion of real estate property in the area.
miniums will be opening over the next year or two leading to a population
base of more than 25,000 in over 12 thousand residential units! This MISSION STATEMENT: Provide strong leadership for the deve-
includes a mix of couples and families with comfortable lifestyles. We plan lopment, preservation and beautification of the vibrant, valued,
to actively engage our readership and will communicate the benefits of our sustainable condominium community in which we live, work, and play.
neighbourhood retail offerings and include interesting and informative
articles. Our new branding will celebrate all that is fantastic about living in BOARD OF DIRECTORS
the Humber Bay Shores area and better support our advertisers who play a PRESIDENT: Don Henderson, Bal Harbour
key role in providing content and support for our publication. Our magazine VICE-PRESIDENT: Jim Reekie, Palace Place
is also available to view on line at humbershores.org.
TREASURER: Tom Arkay, Palace Pier
Accordingly, our Humber Happenings Winter edition was delayed a few SECRETARY: Laura Nash, Marina del Rey, Phase III
weeks to allow our publisher to update our new look. We thank our Humber
Happenings advertisers for their support and look forward to working with PAST-PRESIDENT: Jim Reekie, Palace Place
our residents and community retailers through our publication. We also DIRECTORS-AT-LARGE:
appreciate our member condominium corporations for their support in Jim Faichnie, Waterford
community-building activities. As part of the change, we are looking for vol-
unteers to assist us as part of a Communications/Publications Committee. Kathryn Winter, Grand Harbour, Bldg AB
Should you wish to assist please contact us at [email protected] Tim Owen, Grand Harbour, Bldg C
DIRECTORS:
Last note: our Board member volunteers are actively working on var-
ious transportation, traffic, trail/park beautification and infrastructure Jonathan Issacs, Marina del Rey, Phase I
issues. We continue to meet with City staff and our political representa- Horst Richter, Marina del Rey, Phase II
tives to achieve our goal of making Humber Bay Shores a better place to Nico Rogers, Waterford | Jay Perry, Nevis
visit, live, work, play and shop. Linda Dakin, Explorer | Josephine Petrolo, Voyager 1 & 2
Mike Adamovich, Nautilus | Debbie Anderson, Hearthstone
Remember to support our community by shopping local! HH Wayne Lakey, Grenadier Landing | Lida Preyma, Newport Beach
Mario DeSantis, South Beach Green Tower
Don Henderson is HBSCA President, having formerly served as the board’s Vice Irene Nordlander, South Beach, Blue Tower
President. He has been actively involved in the community for almost two decades. David White, Beyond the Sea, Star Tower
Joyce Luesink, Beyond the Sea, 15 Legion
4 HUMBER HAPPENINGS | WINTER 2016 Sherali Najak, Waterscapes | Mike Kavanagh, Palace Place

Bob Cao, Lakeside Place

CONTRIBUTORS
Darren Clark | Dr. Mira Wassef
Dr. Max Wassef | Friends of Humber Bay Park
Dr. Maureen Henderson | Liam O’Neil | Karen Garney

PRODUCTION
DESIGN: Markintosh Design | Mark Tzerelshtein

PUBLISHING CONSULTANT: Fred Sanders
MANAGING EDITOR: Monique Charbonneau
EDITORIAL ASSISTANT: Laura Keeler-Lavin

ADVERTISING SALES: Alex Arsenault
For advertising inquires please contact HBSCA :

[email protected] or call 416.792.4964

Humber Happenings Magazine is published 4 times a year by MJ
Rochester Publishing Inc. 2 St. Clair Ave East Suite 202, Toronto,
ON. All rights reserved. No part of this magazine may be repro-
duced in any form without the consent of the HBSCA. The HBSCA,
MJ Rochester Publishing Inc. or any member of the production
team is not responsible for any errors, omissions, facts or repre-
sentation in editorials or advertisements in this publication.

OFFICE: 2240 Lake Shore Blvd West, Unit M-227,
Toronto, ON M8V 0G1 • Ph: 416-792-4964

CONTACT INFORMATION: email: [email protected]
WEBSITE: www.humberbayshores.org

Have ideas to share, feedback or wish to volunteer?
Reach us at [email protected] or 416-792-4964

HUMBERBAYSHORES.ORG



FROM THE DESK OF MPP PETER MILCZYN

BETTER PHOTO: MICHAEL DAY/CREATIVE COMMONS/FLICKR
PUBLIC TRANSIT

FOR TORONTO

Ontario’s Gas Tax Program is helping Torontonians to get out of their cars and onto public transit

For the 12th consecutive year, people’s talents and skills; making the a growing population. Research shows
Ontario is providing support to largest investment in public infrastruc- that every $100 million of public infra-
Toronto to improve its public ture in Ontario’s history; creating a structure investment in Ontario boosts
transit system. This year Toronto will dynamic, innovative environment where GDP by $114 million, particularly in con-
receive $169,168,718.00 in gas tax funding. business thrives; and building a secure struction and manufacturing sectors.
This is a 3.9% increase over last year’s retirement savings plan.
allocation. Support from the province is paying
In 2013, Ontario made its funding for off for Toronto, allowing the Toronto
In addition Ontario is building new the Gas Tax Program permanent to help Transit Commission (TTC) to continue to
transit lines in Toronto such as the Eglinton municipalities improve transit. One bus attract record ridership. With the major
Crosstown and the Spadina Subway exten- takes up to 40 vehicles off the road, and transit improvements currently under
sion, and has committed funds towards the keeps 25 tonnes of greenhouse gas emis- construction in the city, real progress to
Scarborough Subway, the Finch LRT, and sions out of the atmosphere each year. ease congestion is being made. HH
increasing service along our GO Transit
lines. We have announced support for In 2014, there was an increase of more Please feel free to contact
more than 200 projects that will keep than 217 million trips on municipal Peter Milczyn at the
people and goods moving, strengthen the transit systems across the province, com- Constituency Office at
economy, connect communities and pared to 2003. This is the equivalent of 993 The Queensway in
improve quality of life. The 2015-16 gas tax removing approximately 181 million car Etobicoke, or by phone
funding builds on that progress. trips from Ontario roads. at 416-259-2249 or
fax: 416-259-3704
Investing in transit is part of the gov- Ontario’s population is expected to with any of your
ernment’s plan to build Ontario up. The grow by approximately 40 per cent by questions, comments
four-part plan includes investing in 2041, placing additional importance on or concerns.
having modern infrastructure to support

6 HUMBER HAPPENINGS | WINTER 2016 HUMBERBAYSHORES.ORG



FROM THE DESK OF COUNCILLOR MARK GRIMES

PARK LAWN AND
LAKE SHORE BLVD

TRAFFIC

Tackling transportation and traffic congestion in the community

BY MARK GRIMES

Traffic congestion is a problem town, a new GO stop and ultimately a
that everyone in the City of transit hub, at Park Lawn.
Toronto deals with on a daily
basis, however, conditions in the Park I recently met with developers to let
Lawn and Lake Shore Blvd West area are them know how disruptive their trucks are
currently unacceptable. I regularly travel being to the flow of traffic. After the
through that intersection to get to City meeting I directed staff to implement new
Hall, and I know how frustrating it can be. restrictions on construction operations,
and requested increased police enforce-
Last year we re-configured the Park ment to facilitate safer and smarter traffic
Lawn and Lake Shore intersection, adding conditions. Bylaw officers will also con-
dedicated turning lanes and adjusting the tinue monitoring the area for violations
signal timing to try and get people and road obstructions. There will be a zero
moving faster, but the only way to reduce tolerance policy with breaches resulting in
the number of cars on the road is to significant fines. 
improve public transit. That is why I am
spearheading improvements to the 501 I have requested the City undertake a
streetcar, a dedicated right-of-way down- comprehensive Transportation Master
Plan for the Park Lawn Road and Lake

8 HUMBER HAPPENINGS | WINTER 2016 HUMBERBAYSHORES.ORG

Shore Blvd. W. area to address current requested “Local Traffic Only” signs be always, do not hesitate to reach out to me
congestion and impending traffic condi- installed at Lake Shore and Marine Parade with your questions, concerns or sugges-
tions from the condo developments. Dr., and at the November meeting of Eto- tions. My office and I are always available
Preliminary work on the plan is com- bicoke York Community Council I moved to assist. 
plete and a consultant will be hired this a motion asking staff to investigate the
year to complete the study and provide feasibility of  restricting southbound Please visit markgrimes.ca for more
recommendations to improve traffic (right) turns onto Park Lawn Road from information. HH
flow through the entire area.  the eastbound Gardiner Expressway
during the morning rush hours. Mark Grimes is the Councillor for Ward 6
With construction on the Gardiner Etobicoke-Lakeshore. He is a life-long resident,
Expressway reducing traffic down to two In addition, I am also requesting the activist and businessperson in south Etobi-
lanes, many eastbound commuters exit TTC provide extra buses for the 145 coke. He can be reached by email at
the highway at Park Lawn and funnel Express bus during morning rush hour as [email protected], or by phone
through the Park Lawn — Lake Shore the incredible congestion as of late has at 416-397-9273
intersection during the morning rush. severely impacted the service on this
This volume of commuters is so great route. I hope to have an update on this
that Humber Bay Shores residents are request soon.
often unable to exit from their buildings,
and Ward 6 residents west of Park Lawn Despite the challenges, I am com-
are backed up for several kilometres. We mitted to delivering solutions and results
are suffering through unnecessarily long that will make an impact in your daily life.
eastbound commutes because of this For regular updates on my efforts, as well
temporary cut through traffic. I have as local events and opportunities, please
sign up for eNews at markgrimes.ca. As

HUMBER HAPPENINGS | WINTER 2016 9

COMMUNITY ACTION

WHY SHOPPING
LOCAL MATTERS

BY KAREN GARNEY

When you have shopping to ” ON THE MOST BASIC LEVEL,
do, it’s tempting to take the WHEN YOU BUY LOCAL MORE
easy route and head down to MONEY STAYS IN THE COMMUNITY.
the mall – or easier still, just browse and BETTER HEALTH. Running errands on shops and services all combine to give a
shop online. But keeping your dollars in foot is better for your health. It provides neighbourhood its unique character and
Humber Bay Shores has  other advan- much-needed exercise that helps keep a more personal shopping experience.
tages that are just as important as saving your weight under control, strengthens
a few bucks, even if they’re not immedi- your heart, and prevents disease. The Humber Bay Shores Business
ately obvious. Here are just several of the Alliance is a newly formed group in
many benefits you can reap by shopping A CLOSER COMMUNITY. Shopping at Humber Bay Shores which consists of our
in Humber Bay Shores: our local businesses gives neighbours a local businesses. Not only do the mem-
chance  to connect with  each other. It’s bers work in the area, many are also
A STRONGER ECONOMY. Local busi- easier to get to know someone you see residents. In the following months you
nesses hire local workers. In addition to often at a local café than someone you will see window decals on the stores and
staff for the stores, they hire local archi- only wave to on your way in and out of businesses that are part of the HBSBA.
tects and contractors for building and your underground. Knowing your neigh- These members are committed to
remodeling, local accountants and insur- bours makes Humber Bay Shores a safer investing in our community through local
ance brokers to help them run the and positive community. events such as the Annual Waterfront Fes-
business, and our local magazine tival and the Waterfront Clean-Up. The
Humber Happenings to promote it. A GREAT PLACE TO LIVE. This is more Alliance works closely with the Humber
They’re also more likely than chain stores difficult to measure than the others, but Bay Shores Condominium Association to
to carry goods that are locally produced. just as important: Our local businesses help support initiatives and to help
simply make Humber Bay Shores a better, promote the Humber Bay Shores area as
A MORE PEACEFUL ENVIRONMENT. more interesting place to live. Would we the premier waterfront community. A
Having stores in your immediate neigh- rather have interesting and unique stores thriving community increases all of our
borhood means you can leave your car or retail spaces that remain empty due to property values. HH
parked and do your errands on foot or by lack of support? A strong retail commu-
bicycle.  Fewer cars on the road nity attracts an even greater variety of Karen Garney, President Humber Bay Shores
means  less traffic, less noise, and less businesses. Local eateries, bars, book- Business Alliance and co-owner Humber Bay
pollution. If you could make just one trip stores, food markets, pharmacies, gift Travel. Karen is a local resident.
each week on foot instead of making a 16
kilometers round trip by car, you would
reduce your annual driving by 836 kilo-
meters and would save more than 90.8
litres of gas.

10 HUMBER HAPPENINGS | WINTER 2016 HUMBERBAYSHORES.ORG

HUMBER HAPPENINGS | WINTER 2016 11

COMMUNITY ACTION

THE HBSCA
IS WORKING HARD
TO KEEP YOU MOVING

An Update on Traffic and Transportation in Humber Bay Shores

BY JIM REEKIE

The HBSCA Traffic and Transportation Committee continue In November 2015 the Humber Bay Shores
to meet with Councillor Mark Grimes and city staff from Condominium Association requested your input
the Traffic and Planning Dept. There are many items that regarding three issues. 1,071 responses were
we are working on and some have been completed. The three way gathered. Please see a short summary below.
stop on Marine Parade Drive & Waterfront Drive has been installed.
Proper lane marking on Park Lawn Road south to east Lake Shore What is your opinion on building the Legion Road
has been painted in. Two new signs have been installed at Lake South extension? Answered 1052, Skipped 19
Shore & Park Lawn indicating “Local Traffic Only” on Marine
Parade Drive south of Lake Shore with the goal of decreasing the 66.35%
volume of traffic cutting through the neighbourhood. In addition,
we have asked if Marine Parade Drive eastbound could be closed AGREE
during the morning from 7 a.m. to 9 a.m.
11.79%
We have met with the Construction Site Managers regarding the NO OPINION
impact of the number of dump trucks in the area. The intersection of
Lake Shore and Brookers Lane will see some changes in the next few 21.87%
months, details will be sent out to all our members when completed.
DISAGREE
As you know, we are on a short list for a GO Stop in HBS and we
are pleased to say we have the support of our MPP Peter Milczyn What is your opinion on moving the Humber
and Councillor Grimes. It is great to see the TTC 145 express bus to Transit Loop? Answered 1061, Skipped 10
downtown is quite busy everyday. The TTC will be making
announcements in January regarding improved streetcar service 66.06%
which we will keep you up to date on. HH
AGREE
Jim Reekie
Vice President, Humber Bay Shores 7.45%
Condominium Association NO OPINION
Board of Directors
26.48%

DISAGREE

What is your opinion on closing Park Lawn South
during rush hour in the morning 7am to 9am.
Answered 1067, Skipped 4

70.57%

AGREE

6.47%
NO OPINION

22.96%
DISAGREE

12 HUMBER HAPPENINGS | WINTER 2016 HUMBERBAYSHORES.ORG



PROFESSIONAL INSIGHTS

THE SAVVY

CONDO BUYER

Negotiating new-build sales agreements

BY MARTIN RUMACK, B.A., L.L.B.

When it comes time to buy a New condo developments, quite • Excess deposit insurance, realty
newly constructed condo- reasonably, require unique ele- taxes, lot levies, development and
minium, having a good real ments. For example, developers education charges, park donation
estate lawyer to review your purchase will often require clauses that levies.
and sale agreement makes a lot of sense. allow the builder to:
There are special elements in new-build • Sales tax on appliances included in
condo sales agreements that aren’t • Substitute and change materials and the deal.
found in other resale agreements, and finishes,
your lawyer can help you negotiate your • Tarion enrolment fee, as required
way through them. • Modify the unit size, within limits, or under the Ontario New Home
build a unit in the reverse image from Warranty Program.
Condominium builders’ Agreements plans the buyer may have seen, and
of Purchase and Sales have been tailored • Legal fees incurred by the builder
to the specific development and drafted • Use discretion in determining on associated with construction
by the builders’ lawyers. Even a “stan- which floor the unit will be located, financing.
dard” agreement from a specific builder and the location and level of parking
is likely only standard for one develop- and locker units. • Administrative charges for
ment — an agreement from the same things like:
builder for a different project may look There are also unique clauses - NSF cheques
completely different. related to costs and your lawyer - Public art contribution fees
can help you remove, or nego- - Builder’s lawyer’s fees, and costs
Always have a builder’s form of Agree- tiate a cap to these costs. Items for electronic registration, and
ment of Purchase and Sale reviewed in a can include: - Taxes imposed or increased by
timely manner by a lawyer experienced federal, provincial, or municipal
in condominium purchases, if possible, • Contribution to the Reserve Fund governments. HH
before you sign an offer. You have 10 days (often 1 to 3 months’ contribution).
to withdraw from the deal if you change For more information contact Martin Rumack
your mind. • Occupancy fees, including interest at [email protected]
on monies owing to the building,
Builder conditions that can delay estimated monthly common
the start of construction: expenses, and portion of estimated
property taxes for the Interim
• Enough sales to satisfy the builder Occupancy Period.
and the builder’s lender,
• All utility costs (electricity, gas,
• Rezoning applications approved by energy and water), including metre
municipality, and installation/connection costs starting
from the agreed occupancy date.
• Securing financing for the
development. • Law Society of Upper Canada
transaction levy payable by the
builder’s lawyer.

14 HUMBER HAPPENINGS | WINTER 2016 HUMBERBAYSHORES.ORG

HUMBER HAPPENINGS | WINTER 2016 15

COMMUNITY ACTION

VERTICAL CONDOMINIUM LIVING

IS TAXING Taking a stand against tax
inequity as the Condo Act
comes under final review

BY DON HENDERSON

The 2005 ‘Places to Grow Act of annual minimum average of $2k to $4k parking, road/sidewalk maintenance,
Ontario’ was promulgated by the in realty tax depending on Market Value emergency and security services, and
provincial government to plan Assessment. If you do the math, it’s not problems with traffic congestion and
developments in various designated loca- difficult to see that this condo intensifi- transportation shortfalls, hydro outages,
tions. Condominium growth was cation is a significant government tax road flooding, etc.
accelerated as a method of achieving the gain for the relative geographical foot-
Plan’s urban intensification requirements. print. Concentrated vertical living in Commercial businesses within condo
Not only did this concentrate the tax- hi-rise condominiums comparatively complexes contribute to condo infra-
paying public but, by its very nature, it results in hundreds of times more tax structure fees, adding to government
made more strategic use of available land, than urban sprawl in single-family taxation for services already provided in
and in turn lead to a more efficient use of homes. Condominium growth then their condo rental/ownership. The tax
public services and infrastructure utilities means more taxation base per capita- rate ratio of commercial properties is 2.5
(roadways, hydro and water services, residence per designated area. HBS, as an times the residential rate. Additionally,
sewer and waste management). example, continues to be at or near the Business Education tax imposes different
top of the highest taxed community for rates in different municipalities. As you
The Humber Bay Shores (HBS) com- its geographic boundary. The return on might suspect, Toronto businesses pay a
munity is an excellent example of this infrastructure and services ought to be far higher rate than businesses in the sur-
intensification. As of 2015-2016, there are commensurate with this government tax- rounding municipalities. Property
roughly 25 condominium corporations in ation benefit, though it is not. assessment fees (MPAC), as well, are bur-
12,000 units housing a population base densome given the upgraded value in
of 25,000 residents and retail business The per-capita taxation benefit the new condominium complexes.
owners. The roadway frontage for this government receives is inequitable when
concentrated vertical community along considering the cost of providing infra- In 2010 there were approximately 1.3
Lake Shore and Park Lawn is only 2.5 km, structure, public services and utilities million Ontarians living in the province’s
staggeringly low in comparison to the including: street lighting, waste-water 504,000 condominium units. Condo-
urban sprawl of 200-300 single-family requirements, refuse pick-up and green minium corporations such as Humber
homes. Each residential unit may pay an taxes, postal service, snow removal, Bay Shores contribute significantly
through property taxes and there is a

16 HUMBER HAPPENINGS | WINTER 2016 HUMBERBAYSHORES.ORG

concern that in spite of this, services and rate for condominiums in recognition of SURVEY QUESTION FOR
supports to our area are diminishing. some of their unique characteristics.” The OUR HUMBER BAY SHORES
PC candidate did not respond to the ques- RESIDENTS (SEE WEBSITE):
In 2011 the HBSCA began researching tion directly but indicated a willingness to
the issue of Condominiums and Taxation review. Despite their success in winning QUESTION — Ontario’s Condominium
(Ulhaq, 8/11/2011) with the purpose of the 2011 election they did not, in fact, Act is under review by the Govern-
engaging other Condominium Corpora- review the tax-inequity concern. The NDP ment of Ontario.  HBSCA undertook
tions, the Canadian Condominium Institute candidate recognized “the inequities of research into the assessment and tax-
(CCI) and municipal elected officials/ the property tax system .... and would like ation of condominium properties to
staff as well as the provincial candidates for to see a tax system that better reflects the validate our assertion of inequities in
election on this issue culminating in a pres- differences between a single family home taxation. There is an inherent unfair-
entation that was made to the CCI. and a multi-unit building. If elected, we ness as condominiums are grouped
would review how the property tax system together with single family units for
Leading up to the October 6th, 2011 relates to condos. Condo owners are also assessment and taxation purposes but
provincial election, with taxation inequity unfairly treated when it comes to do not receive the same intense serv-
in mind, HBSCA put the following question receiving government support for green ices as single family units. With
to each of the 3 provincial candidates run- tax credits in common areas.” such urban intensification, many con-
ning for election: “Condominiums are more dominium owners recognize that
efficient in their use of public services and util- In its re-haul of the Protecting Condo- they receive fewer services from the
ities. Many condo corporations pay to minium Owners Act (Bill 106) and municipality. However condominiums
maintain their own water-waste manage- notwithstanding its detailed handling of continue to pay taxes as though those
ment, street lighting, hydro transformers and condo management and governance, comparable services are available to
servicing, etc. Condominiums are an excellent our government has overlooked its com- them (Document – HBSCA Briefing on
mechanism to achieve urban intensification as mitment to reviewing the taxation Fair Taxation dated 2011). The HBS
required by the Places to Grow Act of Ontario; inequity issue allowing for a separate area continues to be at or near the top
however, condominiums are taxed at the same municipal tax classification. We now of the highest taxed per capita for its
rate as single-family homes. Do you and your ask for your input. HH geographical boundary.
party support the creation of separate property
tax classifications for condominiums?” Don Henderson is Are you in favour of a separate prop-
HBSCA President, erty tax class for condominiums when
At that time the Liberals stated, “in having formerly the Condo Act is under final review?
keeping with our record, the Ontario Lib- served as the board’s Please go to the Humber Bay Shores
erals will introduce regulatory changes Vice President. He has Condominium Association’s website to
that would provide municipalities with been actively involved access our survey of residents and busi-
the option to create a separate property in the community for nesses; www.humberbayshores.org.
classification for condominiums. Under almost two decades. Your opinion is important to us. Docu-
this change, municipalities would have menting community response allows us
the ability to set a different property tax to represent you at every opportunity.

HEALTH & WELLNESS

GET LEAN

IN 2016

A Healthful Start to the New Year

BY DR. MAUREEN HENDERSON

”AS LITTLE AS We have all made our resolu- loss goals. This program is safe and effective,
10% WEIGHT LOSS tions for the year… what did provides one-on-one coaching, and results
RESULTS IN yours include? Better eating? in rapid fat loss, and most importantly
SIGNIFICANT Improved health? Exercise? Where are you doesn’t sacrifice muscle mass. You will expe-
HEALTH BENEFITS. right now with your goals? rience improved energy and appetite
control, reduced cravings, improved blood
The first step is always the hardest! We sugar and cholesterol levels and reduced
don’t like change, in fact we resist it as our old blood pressure.
habits take over. But it’s amazing how a little
change can make a HUGE difference. Can your health be improved even if you
don’t have to lose weight?
According to the World Health Organi-
zation, “obesity and being overweight are Of course it can — by taking personal
the fifth leading risk for global deaths. At responsibility and becoming informed on
least 2.8 million adults die annually from regular nutritional needs. But you already
being overweight, 44% from diabetes, 23% know that. You just need to do something
from heart disease, and between 7% and about it. You’re active, ‘healthy’ and eat all
41% of certain cancers are attributed to the right things, but still feel sluggish
being overweight or obesity”. Many of these throughout the day. Learning the right bal-
deaths are preventable if we take owner- ance of foods, what and when to eat certain
ship of our health, and strive to improve it. foods, and how to maximize your energy
You made that resolution, right? food needs are all part of our educational
nutrition program.
Recent research indicates that as little as
10% weight loss results in significant health Still skeptical? Please review our clinic’s
benefits, including, but not limited to reduc- success stories on our website, and contact
tion in medications and increased mobility. the office via email at info@kingsway-
10%, that’s it. 10% is completely achievable! health.ca or call 416-231-9502 to ask any
questions. It would be my pleasure to dis-
But where do you start? cuss your long term health goals with you.
The key to a successful health program
depends on both the types of foods you eat In 2016 remember to be healthy — it’s a
and the amount of food you consume. You deliberate choice! HH
must reduce sugars and carbohydrates and
increase protein consumption to meet Dr. Maureen Henderson has
your body’s requirements. practiced chiropractic, rehabili-
Kingsway Health by The Lake provides tation and health maintenance
such a program. We have been an authorized in Etobicoke for 40 years.
Ideal Protein clinic for over 5 years, during For more information, or to
which time we have assisted hundreds of schedule an appointment
patients in achieving their healthy weight please call 416-231-9502.

18 HUMBER HAPPENINGS | WINTER 2016 HUMBERBAYSHORES.ORG

LIFESTYLE

ELEVATE YOUR

GOLFING EXPERIENCE

Is private club golfing for you? BY LIAM O’NEIL

When it comes to outdoor A PASSION FOR THE GAME A SENSE OF BELONGING
activities, a round of golf can When you join a club, you have decided Like any activity and its place of congre-
be one of the most pleasant to take all aspects of your enjoyment for gation, there is a sense of belonging when
and engaging ways to spend a few hours. the game to a higher level. You will find you are a member of a private club. In the
yourself playing with other individuals case of golf, your clubs await you, the first
Of course there are those who take the who live to help maintain the course, tee is calling your name, and the staff are
game quite seriously, and for them, the pride themselves on keeping an excellent at your beck and call. For those who
prospect of “taming” this activity will pace of play, enjoy learning about the haven’t experienced that, try a year at
keep them occupied for their entire rules, and simply want to improve their your local club to find out what that
golfing life. The best thing about golf understanding of the game. exclusivity feels like.
though, is that a person can pick up the
game at any age. A SPECIAL ATMOSPHERE When you pair the above aspects
By bringing together golfers who share a together with the history that some of
Toronto’s residents are lucky to have a passion for excellence, the atmosphere Toronto’s private golf clubs offer, the ben-
dense concentration of golf courses in a around the club is engaging, professional efit is clear — Toronto’s private golf clubs
fairly small geographic area. But what sets and vibrant. Club members enjoy hosting can make your golfing experience the
this city apart is the number of fantastic pri- guests and showing off the beautiful best it can be! HH
vate golf clubs located within its borders. course, the fine service, and great food.
Our city boasts some of the most impressive There is a pride that is apparent with Liam O’Neil, CPGA,
private facilities in all of North America. every visit. It resonates with a club’s Membership & Marketing Manager
golfers and social members alike. Markland Wood Golf Club
What brings a person to select a private
club in which to enjoy their game or social
time? It could be one or all of these reasons:

HUMBER HAPPENINGS | WINTER 2016 19

DESIGN & DECOR

OUR NEW HOME

IN THE SKY

PHOTOS BY ARNAL PHOTOGRAPHY

BY GLEN PELOSO There is nothing more exciting stronger design elements and had an
than getting to the day when you affinity for midcentury modern ele-
DETAILS finally get to move into your new ments. We made some layout changes to
Furniture by Julien Armand condo. It’s the first time you really get a the unit, and selected finishes that were
feel for the whole space and start to make both classic and timeless to allow for
JULIENARMAND.COM it your own. changing tastes as time wore on.
All Wallpapers from Crown Wallpaper
C R OW N WA L L PA P E R .CO M In this project our clients were a As with any new space and every
Window Coverings: younger couple moving into this pent- client, there were a few priorities that had
BUDGETBLINDSDESIGNERSCHOICE.COM house space with a fantastic view of the to be addressed first to ensure that the
Floor Coverings by Allen rugs city and the waterfront. They were condo functioned well as a living space
ALLANRUG.COM looking for a space that would be comfort- for our clients. The two that most com-
Lighting & Mirros from Casa life able for the two of them and allow the monly top the list of priorities are closet
CASALIFE.COM possibility of accommodating new family organizers and window coverings.
members to come.
Closets are key. Not only do you want
Since the day they chose their unit, it to ensure that you have a proper organi-
was clear this couple was not afraid of zation system in the master bedroom,

20 HUMBER HAPPENINGS | WINTER 2016 HUMBERBAYSHORES.ORG

you also want to make sure that you have DESIGN TIPS than its actual square footage. A custom-
provided for the same thing in the Deal with functional items first — built entertainment unit opposite the bed
entrance closets and the closets in the will keep the elements tight to the wall and
second bedroom. The reality is that closets and window coverings. deal with the necessary electronic compo-
someone ends up being relegated to the nents without adding clutter and
second bedroom closet. The front closet The brighter the space the shrinking the space. Last but not least, we
will end up holding a myriad of articles more important window helped our clients choose artwork and
for all four seasons and having that space accessories for the space. That’s when it
well organized will allow the new home coverings become. morphed from its status of “new condo” to
to function well. become a comfortable new home. HH
Focus the master bedroom on the
Window coverings were critical for bed — if you have to make custom
our clients, whose unit was high in the cabinetry to deal with electronics
building and facing southwest. South-
west exposure combined with the it is worth it in the long term.
amount of glass in this space meant our
clients would experience a “greenhouse” Use wallpaper to individualize
effect, with the condo becoming unbear- the space.
ably hot. Without appropriate window
coverings, our clients would find that Furniture and artwork allow you to
they needed to use air-conditioning even express your personality.
in the middle of the winter months.
in protection for their furniture and car-
We decided to use automatic blinds pets from bleaching by the sun.
in the main room and the master bed-
room and opt for manual blinds in the Next we looked to the furniture. The
guest room. We determined it was sofa and coffee table function to separate
worth the approximate additional $300- the living room space from the dining and
per-shade cost for automation and the kitchen space. We used strong wall paper
required electrical. Fortunately this to unite the spaces together. The midcen-
builder had anticipated automation and tury modern dining table and chandelier
had the electrical installed in advance. maintained the focus on the view, which
The automation made sense in a space is certainly a feature in this penthouse.
with this many windows because they
can be controlled to go up and down as Wallpaper in the master bedroom and
a group, saving the owners from raising guest bathroom helped to further person-
and lowering them one at a time. Our alize the suite for our clients, and the tall
clients chose blinds with a 3 per cent button-tufted headboard helped main-
openness factor, which blocks most of tain the focus on the bed. We chose
the bright light and the UV rays that walnut for the bed and side tables. The
come with it. They decided that what result is a room that looks and feels larger
they would lose in view visibility while
the blinds were down they would gain

HUMBER HAPPENINGS | WINTER 2016 21

HEALTH & WELLNESS

NEW YEAR –

NEW SMILE

Get your pearly whites sparkling in the new year with these 6 tips from the pros

BY DR. MIRA WASSEF AND DR. MAX WASSEF 4COSMETIC BONDING
Small chips or discoloured old fillings that make your
1BE SURE THAT YOU REPLACE OLD smile look grey can be easily repaired or replaced
TOOTHBRUSHES, BRUSH AT LEAST giving you a renewed confidence as you go into the
TWICE A DAY AND FLOSS DAILY new year.
The Ontario Dental Association (ODA) recommends
that you replace your toothbrush every 3-4 months 5SUGAR SHOWDOWN
or after an illness. Regular brushing and flossing Recently dubbed “the new tobacco” sugar is bad news
helps to reduce plaque and stain that accumulates for your oral health, so give your supermarket’s sweets
daily as well as maintains fresh breath. aisles a pass. Instead choose snacks that pack a punch
of protein or wholegrain carbohydrates that leave you
2TOOTH WHITENING feeling satisfied and full; veggies and hummus, mixed
Your dentist can perform an in-office whitening unsalted nuts or plain yoghurt with fresh fruit are all
treatment or fit you with trays for a take home great options.
whitening kit in just one appointment to make sure “One can of pop contains 9 teaspoons of sugar and a
you have your brightest smile. supersized pop contains 20 teaspoons of sugar!”

3AVOID THE TOP 4 THINGS 6VISIT YOUR DENTIST
THAT STAIN TEETH The ODA recommends a dental exam and cleaning at
Tea, coffee, red wine and smoking are the main cul- least every six months or as needed based on your oral
prits that cause yellow/brown discolouration of health risk. If you smoke, have a history of gum dis-
your pearly whites so stick to colourless drinks to ease or have diabetes or heart disease you should see
help offset this. These stains, however, can be your dentist more often. HH
easily removed during your regular dental cleaning
and polishing appointments.

Doctors Mira and Max Wassef are the owners and operators of Lakeside Dentists
located next door to the famous Birds and Beans Café on 2405 Lakeshore Blvd
West in the heart of Mimico by the Lake. A dynamic brother and sister team, they
operate a family and cosmetic dental office. Their office is child-friendly and they
have extensive experience in putting anxious adults as well as kids at ease.

Offering a full range of dental treatments including tooth whitening, dental
implants, tooth replacement, smile makeovers, invisalign orthodontic treatment
and clear braces as well as dentures and dental hygiene. Please feel free to con-
tact them with any queries 416-255-1566. www.LakesideDentists.com

22 HUMBER HAPPENINGS | WINTER 2016 HUMBERBAYSHORES.ORG

FIRKIN ON THE BAY

A British style pub you don’t have to cross the pond for

The Firkin Group of Pubs owns and tional British favourites like Fish & The result? Firkin on the Bay is a pub-
operates 30 British Style pubs in Chips and house-made curry, as well as style restaurant you’ll go barmy for
Canada and the U.S. This past more modern fare like Crispy Fish (excuse the British slang). With deli-
August, they welcomed the newest addition Tacos, Mac & Cheese and the Queen’s cious food, cocktails and pints, a
to the Firkin family — Firkin on the Bay. Favourite Firkin Burger. Ask your server fun-loving atmosphere, new and
about their creative in-house vege- improved service, and one of the most
Located on Marine Parade Drive in pic- tarian and gluten-free options. They breathtaking city views right outside
turesque Humber Bay Shores, the pub’s also have a wide range of imported and their front door, your experience there is
waterfront location is fast becoming a domestic beers to choose from which sure to be fun and memorable.
neighbourhood favourite. It represents will definitely wet your whistle, like
a new direction for the pub chain — a their exclusive in-house brew, Butler’s Check out Firkin on the Bay’s Facebook
rebranded look and feel they are calling Pale Ale. and Instagram, or follow them on Twitter
“New Britannia.” It’s everything you want to keep up to date on all the latest, and
in a local pub, with a fresh twist. How about the people? Firkin on the Bay find the ad in this magazine for $10 off in
has recently had a new management team the restaurant.
Atmosphere? It’s got plenty. Attitude? take the helm, and they are very excited to
Indubitably. This pub-style restaurant is be a part of our community. “We absolutely Get ready to experience the new breed
inspired by a more contemporary U.K. love working in Humber Bay Shores,” says of British Pub. HH
vibe. You’ve honestly seen nothing like it. Bobby Schuette, General Manager. “I can’t
Whether you’re there to watch the game, believe how many friendly people I’ve met, Firkin on the Bay
enjoy brunch with the kids, or kick off and how beautiful the waterfront is. This is
your weekend, this place has something such an amazing location.” The team is 68 Marine Parade Dr.
for everyone. eager to make Firkin on the Bay the best 647-748-8877
pub in town. instagram | twitter @firkinonthebay
Great food and bevvies? They’ve got facebook.com/firkinonthebay
‘em. The menu is crammed with tradi-

HUMBER HAPPENINGS | WINTER 2016 23

COMMUNITY ACTION

THE GRASS IS GREENER
IN HUMBER BAY PARK

Residents from Friends of Humber Bay Park (FOHBP)
to preseve & improve this natural local gem.

BY IRENE JARDINE

One of the greatest joys of living in the Humber Bay Shores
community is its park. The landfill project in Toronto’s west
end that began in the 1970’s was the foundation for Humber
Bay Park which has now matured and has become one of the top spots
for leisure activities and naturalists. Trees, bushes, grasses and other
vegetation planted decades ago, have attracted a large variety of wildlife
which is now firmly established. The park has become a nesting and
resting place for migratory birds. An ebird survey, conducted in Sep-
tember 2014, recorded 186 bird species in Humber Bay Park East.

For the last four years a pair of red-necked grebes have been of great
interest to photographers and other visitors. The grebes nested in
the storm water management pond on the north-west
side of Humber Bay Park East. This year, the first

24 HUMBER HAPPENINGS | WINTER 2016 HUMBERBAYSHORES.ORG

PHOTOS BY MEMBERS OF FRIENDS OF HUMBER BAY PARK clutch of 8 eggs was lost when a storm beaches on the park’s south side? Photog- For more information or to become
overturned the nesting platform. The birds raphers have a great time discovering a member please find Friends of Humber
then produced 7 eggs which were found animal species on land, water and in the Bay Park on Facebook and Twitter.
with broken shells. air not found in many other urban places. Twitter: @FOHBP.
Facebook: Friends Of Humber Bay Park
The pair did not give up and had a The three marinas in the park are
third clutch of 7 eggs, 6 of which hatched wonderful attractions to sailors as well as
in late July/early August. One of the to those who take in the picturesque
chicks died during a rescue effort to scenes of boats sailing out of the park and
remove a fishing hook from the cheek of into the lake.
the female grebe.
The Farmers Market in Humber Bay
This incident was the catalyst for a Park West has become a magnet to get
number of people to establish “Friends of people out of their condos early each Sat-
Humber Bay Park” on September 1, 2015 urday morning from spring to autumn.
whose mission it is to preserve and
improve Humber Bay Park as a nature One Sunday morning I walked to the
sanctuary for all to enjoy. very end of HBP West and found myself
greeted enthusiastically by some happy
There is something for everyone to canines in the fenced off-leash dog park.
enjoy in the park. What is more relaxing It is a lovely place for dogs to run
than a walk from Sheldon Lookout along around. Big shade trees make it ideal for
the lake, by Humber Bay Butterfly the pooches and their owners in the heat
Habitat, then along Mimico Creek to the of summer. HH

HUMBER HAPPENINGS | WINTER 2016 25

TRAVEL

INSPIRATION 2016

THE ULTIMATE
TRAVEL
WISH LIST

T hinking of new places to explore this year? Experiential travelling
is trending for 2016 and it’s all about becoming involved in your
destination and creating irreplaceable memories. Whether it’s a
trip to Paris or a trekking adventure in Kathmandu. Here are some travel
adventures that may inspire you!

RIVER CRUISING NATIONAL GEOGRAPHIC has
You may have heard that you can cruise on partnered with G Adventures to
the Danube and Rhine, but what about the create a collection of 70 excep-
Elbe and the Rhône? The Po and the Douro? tional travel experiences to over
The Nile, Amazon, Mekong or Iriwaddy? 50 countries on 6 continents.
Carrying 12 to 200 guests, these vessels National Geographic Journeys are
offer an intimate way to explore treasures designed to offer more mean-
along the world’s inland waterways. Your ingful encounters, interactions
ship docks right in the center of it all and with knowledgeable, local
most itineraries include touring in the fare. guides, and the freedom to roam,
Many popular sailings sell out a year in all within the structure and secu-
advance so planning ahead not only allows rity of travelling in a small group.
you to book your first choice, but also offers
the best early booking savings. Join a South African safari
with a researcher working on a
26 HUMBER HAPPENINGS | WINTER 2016 National Geographic-sponsored
initiative that works to protect
cheetahs and other big cats. Take
part in a lively cooking class in
the home of a chef in Indonesia. Or play an
active role in tropical reforestation by
planting trees alongside a National Geo-
graphic researcher in Costa Rica.

HUMBERBAYSHORES.ORG

SOUTH PACIFIC IDYLL
Join legendary environmentalist and oceanographer, Jean Michel Cousteau aboard the m/s Paul Gauguin to explore the exotic
islands of Tahiti, Fiji and the South Pacific. For over four decades, Jean-Michel has been dedicated to communicating his love and
concern for our water planet. On four sailings in 2016, Mr. Cousteau will offer a series of lectures as well as accompany several
dives from the ship. With just 332 guests, this 5-Star award winning ship (Conde Nast Traveler / Travel & Leisure World’s Best) offers
Polynesian hospitality and the ability to visit intimate ports. And yes the water really is that blue!

VILLAS AURORA BOREALIS
Travelling with friends and family? Con- While the Northern
sider a private villa rental in the Caribbean, Lights are not disap-
Mexico, Europe or Asia. Staying in a hotel, pearing, the 11-year
you are a tourist — but in a residence solar cycle is slowing
(whether villa, cottage or castle) you expe- down with the phe-
rience the destination as an insider. Choose nomenon appearing
from cities, islands, idyllic rural settings or less regularly through
mountain top retreats. First-time and sea- 2024. Witness the nat-
soned travellers alike appreciate the ural wonder before the brilliant light show hits the dimmer switch.
privacy, comfort, economy and freedom of
these homes away from home. Many come A visit to Iceland — whether on a stopover enroute to Europe or on its own is
with a 24 hour concierge to help with plan- an unforgettable experience. Travel the “Golden Circle,” making a stop at
ning your days, a cook and housekeeper. Thingvellir National Park, the inspirational landscape for Game of Thrones, and
geothermal fields of Geysir and Strokkur. Take a dip in the iconic Blue Lagoon,
warm, mineral-rich waters of the geothermal pool, located in the middle of a
dramatic lava field. HH

Ready to be inspired?
For more information visit humberbaytravel.com/TravelWishList
Humber Bay Travel, 88 Palace Pier Ct. – unit 103
416-236-2266 | [email protected]

HUMBER HAPPENINGS | WINTER 2016 27

MONEY MINDED

CONSOLIDATE Four ways consolidation
AND GENERATE can enhance your

retirement income

BY DARREN CLARK

Consolidation joins all your invest- Consolidation helps you and your • Personal advice based on your indi-
ment accounts with one advisor, advisor determine if you have sufficient vidual situation.
eliminating duplication and income from all sources. Simplifying
reducing account fees, simplifying the complicated RRIF payment calculations • “One-stop shopping” for all your invest-
management of your investments. — often involved in owning multiple ment needs, including the full range of
RRIF accounts — is another benefit. global and Canadian investments.
In addition to convenience, consoli-
dation enables effective management of GENERATE TAX-EFFICIENT INCOME • Comprehensivewealthmanagementserv-
your investments, helping you structure Consolidation allows you to properly ices, including financial planning, Will &
your investments to generate the retire- allocate your assets and provide tax-effi- Estate consultations, enhanced retirement
ment income you need. There are four cient income. The structure of your assets plans and charitable foundations.
key advantages to consolidating your significantly impacts your after-tax
investments: income as different types of income are • Innovative wealth protection strategies
taxed in different ways. • Backed by the expertise of RBC,
PROPERLY COORDINATE YOUR • Interest income is fully taxable at your
RETIREMENT INCOME SOURCES Canada’s largest financial group by
Coordinating your various sources of marginal rate. assets and market share. HH
income to ensure you’re receiving every- • The Dividend Tax Credit is valuable for
thing you’re entitled to and utilizing Please contact us to discuss how consoli-
them most effectively can be difficult. eligible dividends from Canadian cor- dation can help you enhance your retirement
Working with one advisor helps ensure porations; enabling potential earnings plan. Darren Clark is an Investment Advisor
all your various income sources are between $30,000 - $40,000 in tax-free with RBC Dominion Securities Inc. Member-
accounted for and structured to provide dividends if you have no other income Canadian Investor Protection Fund.
the income you need. (varies by province).
• Capital gains receive the most prefer- Financial planning services are available
MAKE THE MOST OF YOUR ential tax treatment for high-income through RBC Dominion Securities Inc. RBC
REGISTERED PLANS earners, with just 50% of any capital Dominion Securities Inc.* and Royal Bank
More than one registered plan not only gain taxable at your marginal rate. of Canada are separate corporate entities
adds confusion, it could also mean you are While safe investments like bonds and which are affiliated. *Member-Canadian
missing some important tax advantages. GICs offer interest income, they typically Investor Protection Fund. RBC Dominion
Your assets generally grow more quickly offer lower after-tax returns due to low Securities Inc. is a member company of RBC
within registered plans like Registered interest rates and high taxes. Higher after- Wealth Management, a business segment of
Retirement Savings Plans (RRSPs) or Reg- tax income investments like income trusts Royal Bank of Canada. ®Registered trade-
istered Retirement Income Funds (RRIFs), and dividend-paying stocks are advanta- marks of Royal Bank of Canada. Used under
because income generated by those assets geous as you can reduce the risk by licence. © 2015 Royal Bank of Canada. All
is not taxed until you start withdrawing diversifying. Consolidation supports bal- rights reserved.
from your registered plan. Only then, your ancing the tax-efficient income you need,
assets are taxed as part of your regular while keeping risk at an acceptable level. Darren Clark is an investment advisor at RBC
income at your marginal rate. Dominion Securities, and holds over 24 years
GET THE ADVICE YOU NEED – of financial experience. For more information,
Delaying withdrawals for as long as you WITHOUT CONFLICTING OPINIONS or to inquire about offered financial planning
can is important to take advantage of the Consolidation avoids different advisors services, call 416-231-6920, or contact
tax-deferred growth benefit. If possible, having only a partial understanding of [email protected]. www.darrentclark.ca.
delay converting your RRSP into a RRIF your situation thereby working at odds
until the deadline — the end of the year with one another. Working with one
you turn 71. To further enhance your advisor means having someone who sees
future income, maintain only the your big picture and can customize strate-
required minimum withdrawals while gies to fit your entire financial situation.
drawing additional required income from
other sources. This allows more assets to Some reasons to consider consoli-
continue growing on a tax-deferred basis. dating your investments with RBC
Dominion Securities:

28 HUMBER HAPPENINGS | WINTER 2016 HUMBERBAYSHORES.ORG

HUMBER HAPPENINGS | WINTER 2016 29

ARTS & CULTURE

START THE NEW YEAR OFF

WITH A GREAT READ

THE MISTAKE I MADE by Paul Daly THE SCENT OF SECRETS by Jane Thynne
Published by Doubleday | $24.95 Published by Doubleday | $24.95
www.penguinrandomhouse.ca www.penguinrandomhouse.ca

Single mother Roz Paris, August 1938. After life in Berlin, a city filled
has reached the with marching soldiers, curfews on the Jews and
breaking point. preparations for war, the lively streets of Paris are a
After the dissolution of welcome relief to Anglo-German actress Clara Vine. But
her marriage, Roz’s busi- while her film assignment in France is a sanctuary, Clara
ness has gone under, cannot escape the true nature of her work...
debts are racking up, the
rent is late (again), and A top secret mission frames the narrative of Jane
she’s struggling to pro- Thynne’s THE SCENT OF SECRETS, the first of a highly
vide for her nine-year-old anticipated trilogy. When a British intelligence officer
son, who is starting to approaches Clara, he asks her the unthinkable: Get close to
misbehave in school. Eva Braun and glean as much information about the
When she returns home Führer’s plans as possible. Clara has already established
from work one day and friendships with several high-ranking Nazi wives, but Eva
finds an eviction notice, Braun is another matter altogether. Hitler keeps his “secret”
she has two weeks to find girlfriend obsessively hidden, fiercely guarding their rela-
a solution. Roz is in tionship as well as Eva’s delicate psychological state...
trouble. Real trouble. Increasingly desperate, Roz
doesn’t know where to turn. From the gilded halls of the decadent City of Light to the
cobbled, quaint streets of Munich, and even to the chilling,
Then an unusual opportunity presents itself. At her rarefied air of the Berghof, Hitler’s private mountain top
sister’s fortieth birthday party, Roz meets Scott Elias — retreat, Clara flirts with discovery at every turn — and a
wealthy, powerful, and very married — and she leaves dangerous, devious plot unfolds.
an indelible impression on him. So much so that he
tracks her down and makes her an offer to spend the Expertly weaving fact with fiction, THE SCENT OF
night with him...for money. He wants no-strings- SECRETS blends the perspective of Nazi wives with an
attached intimacy and can guarantee total discretion. ever-fascinating era — from the lonely life of Eva Braun,
With that kind of cash, she could clear her debts and get to beloved designer Coco Chanel’s own flirtation with espi-
her life back on track. But as the situation spirals out of
her control, Roz is forced to do things she never thought onage — this novel is fraught
herself capable of doing in order to safeguard her life. with glamour, political tension,
tragedy, and romance.
This electrifying thriller combines both Daly’s mas-
terful eye for psychological suspense and her astute Jane Thynne was born in
ability to portray ordinary family life under extraordi- Venezuela before moving to
nary circumstances. London. After graduating from
Oxford, she worked for the BBC,
PAULA DALY is the author of Just What Kind of The Sunday Times, and The Daily
Mother Are You?, a finalist for the Strand Magazine Telegraph. She continues to free-
Critics Award for Best First Novel, and Keep Your Friends lance as a journalist while
Close, which was shortlisted for the CWA Gold Dagger working on her novels of histor-
Award for Best Crime Novel of the Year. She lives ical fiction. Her novels have been
in North West England. Follow her on Twitter published in French, German,
@pauladalyauthor and Italian. She lives in London
with her husband, Philip Kerr,
30 HUMBER HAPPENINGS | WINTER 2016 and their three children. HH

HUMBERBAYSHORES.ORG



RIVER CRUISE

INFORMATION SESSION

February 11, 2016

Evening • Two Presentations

Learn about river life and how
to choose the perfect voyage.

Call us for details and
to reserve your place.

Great Savings • Refreshments

The Rhine, the Danube, the Seine,
the Mekong, the Yangtze, the Amazon,
the Irrawaddy River and more. Europe,
Southeast Asia, China, Peru.

River Cruises can take you to some of the most
fascinating places on the planet. And travelers
can relax knowing that everything is taken
care of — certified guides will immerse you in
the local culture. All from the comfort of an
intimate ship, purpose built for your destination.

Since 1988, Humber Bay Travel has been
planning amazing vacations. Ocean and river
cruises, sun getaways to the Caribbean,
cultural trips to Asia and Europe, even private
charter flights. Our specialty is putting together
itineraries that make the most of your
precious vacation time.

HUMBER BAY TRAVEL

88 Palace Pier Court, Main Floor • FREE PARKING

(416)236-2266

www.HumberBayTravel.com

Tico 50019261


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