Providing financial peace of mind
We focus on building and maintaining long-term relationships with clients, helping to identify and realise their financial goals. A personal approach to financial planning The Cole family has been advising clients on family finance and wealth since 1921
Bespoke financial advice tailored to your objectives Burfields House Wealth Management is a holistic Practice based in Kent. We provide high-quality bespoke advice to individuals, families, trustees and businesses – helping them to plan their financial future and security. Client focus lies at the heart of everything we do. We thrive on building positive long-term relationships where we make a difference and clients take value in our honest, straightforward approach. Tax can be one of the largest eroders of wealth. Our specialist team provides sustainable & responsible tax and investment planning, tailored specifically to each client across a wide range of services. • Investment planning: ISA/tax-efficient savings • Tax planning • Global onshore/offshore investment strategies • Tax-efficient income and capital growth • Inheritance Tax and estate planning • Pension and retirement planning • Later life and care planning • Protection planning • School and University fees planning • Corporate business services • Charitable Trust investments The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.
Over the years we have dealt with all levels of family wealth. By working with us, many of the clients we look after have created their wealth in the last one or two generations. Our role is to help make sure this continues. We have successfully grown our business and reputation in wealth management, helping many clients to plan and realise their financial ambitions. Back in 1998, David Cole joined The J. Rothschild Partnership, now St. James’s Place who still handles most of our client investment structures. Since 2002 Burfields House has been based in Goudhurst, Kent. In 2017 we purchased a second building to support business growth and our expanding private client base, and have since secured a third business premises in Cranbrook, Kent. As a business we have always been dedicated to being a positive place for people to work. Our friendly team includes highly qualified specialists and support staff, including primary Partners specialising in investments, taxation, pension planning and later life planning. We have a wide and varied client base and are proud of the relationships we have built with our clients – many of whom have been with David and his team since 1982. A reputation built on expertise and experience The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The Cole family has been looking after the finances of local clients for many years. Our one to one, friendly approach has always been a key part of our business story. Valued financial advice since 1921 David Cole - CEO
Our friendly and experienced team are dedicated to delivering the best for our valued clients. David Cole DipPFS CEO & Principal Partner David is the third generation of his family to have entered the financial services sector. Starting as far back as 1921 with his grandfather, followed by his mother, he is very proud to share the same family philosophy of handing financial success on to the next generation. David firmly believes that prudent financial planning should cater to the needs of all the family, from the oldest down to the youngest. Robin Quirt Chartered PFS, FPFS Director Originally from Canada, Robin came to the UK in 2011, and no, she does not miss the snow. Since arriving, she transitioned from a career in physics research to that of a wealth manager. Robin is a Fellow of the Personal Finance Society and a Chartered Wealth Manager. She was awarded the Later Life Adviser Accreditation by the Society of Later Life Advisers (SOLLA) in February 2022, which identifies her as specialist adviser in the area of financial advice for older people. We believe the expertise of our wealth managers is second-to-none and complemented by a dedicated support team to ensure that the advice and service you receive is truly bespoke. Our team is expert in all aspects of investment planning, taxation, retirement planning and later life planning. A highly qualified team to help plan your financial future We provide a wide range of services whether you are looking to build, grow, protect or preserve your wealth.
Charlotte Rush DipPFS Cert CII (FS) Charlotte likes a challenge and to see a plan come together. If you are looking for a financial planner, you probably want to know how to grow your value whilst minimising taxation, and this is something Charlotte can help you with. Charlotte works with clients of all ages and stages of their life to ensure maximum tax efficiency and a greater potential for growth. She is Long Term Care qualified and able to put plans together to help in funding the increasing cost of care, and is also our Financial Education Specialist, teaching the value of money to pupils in local schools. Adam Ramsey DipPFS Adam joined Burfields House in 2022 after 15 successful years working for Nationwide Building Society. He decided to follow his passion for financial advice and enjoys nothing more than supporting individuals, business owners and their families to realise their financial goals through bespoke financial plans. Adam believes that building long term relationships and trust are the foundations of good financial advice. Connor Essam DipPFS Cert CII (FS) Prior to joining St. James’s Place, Connor enjoyed a career in professional football playing for Gillingham, Leyton Orient, Crawley & Luton, to name a few teams. Connor’s career as a professional athlete has given him a range of skills and personal values which are now equally relevant to his role as financial planner. These include the critical value and importance of trusted relationships, honesty and integrity. His work ethic and absolute commitment are qualities that now influence and underpin everything he does. Michael Bains DipPFS Cert CII (MP & ER) Michael has worked in the banking and financial services industry for over 30 years. He is a member of the Chartered Insurance Institute, the Society of Mortgage Professionals, the Equity Release Council and an associate member of the Society of Later Life Advisers. Michael’s passion is to offer holistic advice to his clients focusing on building long lasting relationships with them and their wider families, with empathy and integrity central to everything. Advisory team
The Burfields House family: meet our support team We’re immensely proud of our longestablished team of qualified support staff, all of whom share our goal of delivering exceptional levels of customer service and advice to our valued clients. Gary Hobden Managing Director Susan Cole Company Secretary Louise Morgan Practice Manager Edward Steele Operations & Events Manager David Gridley FPFS David provides a wealth of expertise in financial services, particularly in the area of pre and post-retirement planning. He joined St. James’s Place (formerly The J. Rothschild Partnership) as a Founder Member in 1991 and has been a Senior Partner for a number of years. David is a Chartered Financial Planner and he is also a Fellow of the Personal Finance Society.
Leanne Hobden Head of Paraplanning Emma Dickinson PA to David Cole Gaby Byrom Paraplanner Melinda Williams Marketing Chris Williams PA to Robin Quirt Lucia Griffin Adviser Support Philippa Rowsell Adviser Support Paraplanners Marketing Administration PA/Adviser Support Samantha Head Head of Reception /Client Liaison Sarah Flight Client Liaison & Administrator Susan Williams Client Liaison & Administrator Max Boyle Administrator
Understanding your financial circumstances and objectives and focusing on you and your family’s priorities, enables us to tailor a plan specifically for you. Working with you: our bespoke approach Initial consultation Face-to-face or virtual meetings are provided without obligation. Evaluation & Research Identifying areas where we can add value and assist you to achieve your financial goals -short and long-term. Regular reviews Regular face-to-face review meetings are a key part of our service. They allow us to identify any change in your circumstances and adjust recommendations to ensure they remain fit-for-purpose. Implementation Recommendations are confirmed in detailed reports and supported by personalised illustrations and relevant documentation. Strategy & Planning We consider the options available and agree a tailored strategy moving forward.
Before you become a client, we’ll start by chatting about your life, your family and the things most important to you, and your plans for the future. This gives us a greater understanding of your unique circumstances to form a financial plan tailored to your needs and to help you achieve your future goals. Client journey: life of a client Taking the time to get to know each other in this way builds trust and helps us to establish a long-term relationship with you. Our Client Services Charter outlines our commitment to you as a client of Burfields House and sets out from day one what level of service you can expect from us and, in order that our recommendations and advice remain fit for purpose, what we expect from you. We will deliver our commitment to you through: l Regular review meetings, and interim meetings when the need arises. l Phone, email and mail contact answered by a member of the team and responded to within 24 working hours. l Wealth Account summaries provided annually and interim valuations available on request. l Additional bespoke service and communications including E-briefing service, Budget summary reports and Tax Focus cards, invitations to client events. l When you really need us, we will help guide you through what to do in the event of a death, loss of capacity/serious illness, and financial difficulties.
In establishing and maintaining our high level of service we have developed close links with other professional establishments including highly respected solicitors, will writers* , mortgage and insurance solutions providers, and accountancy practices. Whilst they are separate and distinct in their service offering, our close alliance ensures that you receive a fully co-ordinated, in-depth and seamless level of service. The right connections with the right people *Wills are not regulated by the Financial Conduct Authority
Burfields House Wealth Management has access to a number of key business connections through St. James’s Place including those on this page, who play an important role in providing support and additional services for us and our clients, whether that’s help with winding up their estates or writing their Wills. Policy Services Offering income protection, term and whole of life assurance and critical illness cover. SJP Cash Deposit Service powered by Flagstone Secure digital cash deposit platform gives clients access to market-leading and exclusive interest rates from a growing panel of more than 40 banks and building societies. Gallagher Specialist insurance cover for individuals as well as corporate clients. WPA Widely recognised within the Private Medical Insurance (PMI) market, providing a unique, generation spanning, family healthcare plan exclusively through St. James’s Place. Stockbroking services Carried out through Rowan Dartington, a wholly owned subsidiary of St. James’s Place. Care Sourcer A Care Concierge service delivering a broad range of support and advice for social care and later life planning. Our key business connections Please note that where there is a referral service, the service provided is separate and distinct to those offered by St. James’s Place.
Burfields House commitment to Corporate Responsibility and Sustainability is part of the founding principles of the company and we actively encourage our team to live by this philosophy. health environment education innovation training responsibility sustainability support rights
Burfields House Corporate Responsibility The actions of companies have significant impact on the lives of people all round the world. Not just in terms of the products and services they offer but also in terms of working conditions, human rights, health, the environment, innovation, education and training. As a company that looks to support its clients for the long-term and across generations, Burfields House recognises climate change to be one of the major challenges facing the world and is aiming to reduce its environmental impact through business activities and funds under management. We know that many of our clients expect the principles of responsible investing to be incorporated in St. James’s Place investment approach and they employ these principles in the management of clients’ assets, not least through awareness and integration of environmental, social and governance (ESG) factors into its investment process. SJP’s external fund managers that are responsible for managing clients’ funds are encouraged to support responsible investing. For example, the Sustainable & Responsible Equity fund provides a solution for investors wanting to invest in a strategy that is positively contributing to a more sustainable global economy. The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Burfields House Charitable Endeavours Working to improve the welfare of others throughout the world and supporting within our local communities is a very important aspect of our business. As part of our commitment to help support and raise money for charity, the Burfields House team regularly participates in local, national, and international fundraising and volunteering events. Whether it is barbequing and selling sausages at local fairs, home baked cake sales, volunteering and helping to landscape and transform school facilities and residents’ gardens, taking part in sponsored walks and challenges or, as in Robin’s case, a mammoth trek through Nepal to Everest Base Camp, every event is undertaken with dedication and a willingness to give our time and energy to very worthy causes. Financial Education We believe that understanding and learning to manage personal finances should start at an early age. The Burfields House team organise and take part in an interactive financial education programme at schools in the local area. The workshops have proved popular with those taking part and provide information and support to the children and young people which helps to develop their understanding and gain confidence, helping them to make good financial choices in the future.
burfieldshousewm.co.uk
The Tongole Foundation is a charity working to support local communities surrounding the Nkhotakota Wildlife Reserve in Malawi, Africa. Founded by David Cole and David Gridley, our own charity the ‘Tongole Foundation’ focuses on education and wildlife conservation in an effort to improve the standards of living for as many local people as possible. Despite being a young charity we have witnessed some remarkable outcomes in the communities we support. thetongolefoundation.org burfieldshousewm.co.uk The foundation focuses on two core objectives: • To have a sustainable not-for-profit business (TongoleWilderness Lodge), creating desperately rare employment and training opportunities in a deprived part of Malawi. • Supporting children’s education and school facilities. Education l Building Projects l Community Gardens l Conservation l Chicken Project
Burfields House Wealth Management Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Burfields House The Plain, Goudhurst Kent, TN17 1AE Mallard House The Plain, Goudhurst Kent, TN17 1AD George Cottage High Street, Cranbrook Kent, TN17 3DF Partner Practice Tel: 01580 211 211 Email: [email protected] www.burfieldshousewm.co.uk GEORGE COTTAGE HIGH STREET CARRIERS BANK ST WATERLOO ROAD ROAD George Hotel St Dunstan’s Church St Mary The Virgin Goudhurst Village Hall Goudhurst Newsagents Burgess House Burgess Stores A262 A262 A262 CHURCH ROAD NORTH ROAD St Mary’s Church Star and Eagle Old Pasonage Surgery BACK LANE Pond BURFIELDS HOUSE MALLARD HOUSE Goudhurst Cranbrook SJP Approved 12/12/2023