2404 SAN RAMON VALLEY BLVD, SUITE 200 SAN RAMON, CA 94583 (925)271-5780 PEAK360WEALTH.COM P E A K 3 6 0 W E A L T H M A N A G E M E N T RISE BEYOND C O M P A N Y P R O F I L E
Team Services Peak360 Roadmap Personal Strategies Business Strategies The Peak360 Experience T A B L E O F C O N T E N T S
Who do we help the most? Individuals looking to maximize retirement income Families needing proper insurance protection and estate mapping to minimize estate taxes Individuals with orphaned 401k plans due to job changes Small Business Owners looking for tax efficiency, 401k management, and business organization Employees trying to manage their ISO and RSU grants Rental Property Owners wanting to maximize income and/or remove the management headaches via 1031 exchanges PEAK 360 WEALTH MANAGEMENT SOUTH BAY AREA Kristina Sabbatini (Chuck), Dave Condensa, and Pat Kelley are financial advisors within the firm serving South Bay clients, specifically Gilroy. Peak360 is a 16 person firm serving North and South Bay Areas. Our services focus on your individual needs. Within our financial planning and investment management services, we dive deeper into details encompassing areas such as estate planning, tax planning, charitable planning, company equity mapping, real estate holdings, and insurance protection. KRISTINA SABBATINI (CHUCK) Financial Advisor + Wealth Manager 925.271.5351 I [email protected] DAVID CONDENSA, CEPA Financial Advisor + Wealth Manager; Certified Exit Planning Advisor 925.271.5915 I [email protected] S. PATRICK KELLEY, CHFC Founder + CEO; Chartered Financial Consultant 925.271.5770 I [email protected]
SERVICES Peak360 Wealth Management helps successful individuals, families and businesses get beyond their day-to-day finances, see where they want to go, and understand how to get there. We are more than just financial advisors. We want our clients to experience how their investments translate to a better financial future. We have higher expectations: Rise Beyond.
PERSONAL STRATEGIES STRATEGIES Our clients rise beyond incremental financial growth with a custom optimization plan tailored to their life stage. Peak360 Wealth Management plans are never static — we look at your life situation, market changes, and product strategies as we optimize your plan over time. Every plan is unique, but all fall into one of five optimization planning designs. FINANCIAL ACCUMULATION You are in the growth stage of your wealth — we help you acquire and position your assets in a matrix that best provides liquidity, growth and tax-efficiency within your unique timeline. FINANCIAL PRESERVATION You have acquired your wealth — we help you build a strategy that will best preserve that wealth while still providing liquidity, growth and tax-efficiency during your retirement distribution time horizon. RETIREMENT INCOME You are ready for retirement — we prepare a plan for distribution of your assets for the purpose of financial independence and retirement. We build out cash flows to provide incomes to cover Fundamental Expenses, Discretionary Expenses and Extra Ordinary Expenses in a tax-efficient, liquid, risk averse environment. WEALTH DISTRIBUTION You have acquired wealth beyond what you can spend in this lifetime — we build a comprehensive and bespoke plan for the distribution and transfer of that wealth to family, charities or other parties in a taxefficient, legal and meaningful manner. We help you guide your assets to the right people, at the right time, in the right form. BUSINESS DISTRIBUTION You have built a successful, privately held business — we find the right strategies for liquidity planning or transitioning your firm to others. This process creates exit strategies to transition your company within your timeline while optimizing your wealth from the company utilizing taxefficiencies where possible.
S T R A T E GIE S O u r mis sio n is t o h elp o w n e r s r e aliz e t h e f ull v alu e o f t h eir b u sin e s s e s. W e w o r k t o h elp y o u r b u sin e s s g r o w a n d b uild t r a n s f e r a ble v alu e. It is o u r d u t y t o t a x e f ficie n tly s e c u r e w e alt h f o r t h e o w n e r s, t h eir f a milie s a n d e m plo y e e s, t o d a y a n d f o r f u t u r e g e n e r a tio n s. Peak360 Busin e s s W e alt h Pla n nin g is a comprehensive framework to assist business owners maximize personal wealth creation over the long-term. W H Y B U S I N E S S W E A L T H P L A N N I N G M a ximiz e P e r s o n al W e alt h C r e a tio n O v e r T h e L o n g - t e r m. Increase the Long-Term Finan cial Health of the Business. Keep More of What you Earn. Convert Business Wealth to Personal Wealth. Protect your Legacy. Identify the Long-term Goals of the Business. Help Business Alignment to achieve the Long-Term Goals of the Owners. Leverage Financial Tools to help Maximize the Probability of Success. We can help you: BUSINESS SOLUTIONS B U S I N E S S S T RA T E G I E S
WHAT YOU CAN EXPECT THE PEAK360 EXPERIENCE Passionately dedicated to the holistic experience from day one — expect an approach and process that is not only forward-thinking and purposeful, but one you can trust, and enjoy. Personalized access to our advisors, team, and financial tools. Every plan is unique and customized to your goals, dreams, needs and life stage. The Peak360 Wealth Management team and ecosystem is built of individuals who have worked together for years, placing a premium on personal relationships with our clients, and believing best practices should be coupled with progressive approaches for a modern financial world. The Peak360 team knows you want more than a monetary return on your investment — you want to achieve fulfillment and enjoy the fruits of your labor. The best strategies come from the freedom to choose from any financial tool. Our vast and multifaceted network makes us a unique partner is creating the best possible environment for you and your assets to thrive both in the present and in the future. We emphasize listening and asking the right questions — to guide our personalized approach and help you find clarity in your goals, values and dreams. PROGRESSIVE PERSONALIZED PROUDLY INDEPENDENT PROCESS DRIVEN
RELATIONSHIPS ARE EVERYTHING The Peak360 Wealth Management team is built of individuals who have worked together for years, placing a premium on personal relationships with our clients, and believing best practices should be coupled with progressive approaches for a modern financial world. TRUST. EMPATHY. KNOWLEDGE. EXPERIENCE.
A ROADMAP TO HELP ACHIEVE YOUR GOALS Our clients are often faced with complex and competing goals. We are here to help you navigate the impact investing journey to achieve what matters most to you. Discovery of Goals & Values Forecasting of Goals Implementation & Activation Client Engagement Impact & Financial Measurement Evaluation & Refinement
Securities offered through Lion Street Financial, LLC (512.776.8400), member FINRA, SIPC. Investment advisory products and services offered through Lion Street Advisors, LLC, an investment advisor registered with the SEC. Lion Street Financial, LLC and Lion Street Advisors, LLC are affiliated companies and do not provide tax or legal advice. Peak360 and the above firms are not affiliated. Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. Check the background of your financial professional on FINRA’s BrokerCheck. KRISTINA SABBATINI (CHUCK) [email protected] S.PATRICK KELLEY, CHFC [email protected] DAVID CONDENSA, CEPA [email protected] PEAK360WEALTH.COM | ( 925 ) 271-5780 2404 SAN RAMON VALLEY BLVD, SUITE 200 SAN RAMON, CA 94583