Winter 2021 Newsletter

FOR YOUR


INTEREST















A Publication for the Owners of Notre Dame FCU Winter 2021













































Schedule Your 2021



Virtual Budget Meeting


From Anywhere.




Visit : NotreDameFCU.com/Schedule



Visit page 4 for all the convenient ways we can serve you.

TOM’S CORNER


Dear Fellow Owners,

Happy New Year! I hope you enjoyed a safe and peaceful
Christmas and holiday season. This year represents an
exciting milestone for your credit union, as we celebrate our
80 year anniversary! During our existence together, we have
weathered many storms — wars, recessions, and now the
COVID pandemic. If history has taught us anything it’s that
we will survive and emerge from any crisis stronger and more
resilient.

Our current crisis will be no exception. As your credit union,
we have never been better prepared to assist you. Whether
you need help getting by through refinancing monthly
payments or purchasing a new home or car, we are here. the phone. By taking the first step, you are helping us help
Remember, YOU own Notre Dame FCU, and our ONLY reason you. Our trained “financial physicians” stand ready to help
for existing is to make your financial life better. make your dreams a reality.

We take our mission seriously: If you have any questions, suggestions, comments, or
We believe that by providing our owners a full array of financial complaints, please do not hesitate to contact me at
resources, combined with honest advice and education, we can [email protected].
help improve their financial lives, the lives of their families, and the
communities in which we serve. Thanks again for being part of our credit union family!

Last year we were able to giveback a record $1,991,601 to you
and our communities. This year we will work even harder to
save you money.
Thomas J. Gryp ‘79
What do you want to accomplish this year? Start now by President/CEO
scheduling an online video appointment or by just picking up


80 Years Strong and HISTORY TIDBITS


More Inclusive Than Ever! 1941 - On July 14, The University of Notre
Dame Federal Credit Union was chartered.

Congratulations Quentin, 1982 - Torrington Credit Union merged
on completing the with Notre Dame FCU, vastly expanding
our field of membership.
National Diversity
TM
Council’s DiversityFIRST 1994 - “The University of” was dropped
certification program! and we became nationally known as
Notre Dame Federal Credit Union.

2016 - Instituted a “Living Wage” of
$13.50 per hour in 2016, which increased
to $15.00 per hour in 2019 and $16.00 in
2021!

2020 - Disbursed $180,000,000 in
Quentin Phillips, CDP Paycheck Protection Program funds
Senior Manager of Business Development saving 20,000 jobs.
Certified Diversity Professional
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What do you want to accomplish this year?
As owners, you have access to a wide-array of financial services to help you build a plan to reach your goals. Take a moment to
review some of the services available to you below.

ensure You Are Covered Take Control, Prevent Fraud
To prevent just one unfortunate incident from taking down your With Irish Card Shield you’re now in control. Download
financial world, it is important to review each of your insurance our free app to secure your cards today! Turn your
policies annually. Notre Dame FCU’s Shamrock Insurance can debit and credit cards on and off, get transaction
help you quote out your current policy to make sure you are alerts, monitor fraud and even control where
receiving the best deal. your card is used and how much is spent - all
Plus, you may be able to from your phone. Learn more at
bundle your auto, home, NotreDameFCU.com/IrishCardShield
business and life insurance
for up to $547 in savings. Visit NDShamrockInsurance.com for Take Advantage of Incentive Programs to Earn Cash
more information.
Refer-A-Friend
Refer-a-friend or family member and you’ll both get $50. What’s
Evaluate Your Investments better than being an owner of a credit union you love? Getting
At the Private Member Group, we paid $50 for each new owner you refer to us. It’s our way of
weave your entire financial thanking you and your friends, family and co-workers will thank
package together. We you too! Here’s how - just send your friend or family member to
work with you to create NotreDameFCU.com/Refer
a personal plan designed
around your individual goals. Call Love My Credit Union
800.567.6328 to schedule There are more reasons than ever to love being an owner
an appointment or visit of Notre Dame FCU. Your credit union membership is about
PrivateMemberGroup.com the trust and care of community, built around where you live,
to learn more. work, and play. That’s why Notre Dame FCU membership saves
you money through exclusive
REDUCE YOUR MONTHLY PAYMENTS owner-only offers through our
Too often we ignore our debt, hoping it magically disappears. trusted partners. Through Love
Not that you aren’t doing your part - marking your calendar and My Credit Union Rewards, credit
paying your minimum payments - but there may be a better union owners have saved over $2
strategy that could save you thousands in interest. billion with offers like:
Consult a Notre Dame FCU Financial Physician to
discuss your options and the best way for you to work - Savings up to $15 on Turbo Tax federal products
towards becoming debt free in 2021! - Exclusive access to home tech support and protection with
Asurion Home+.
FINANCIAL HELP WHEN YOU NEED IT - Save up to $360 on your wireless bill by switching to no
Notre Dame FCU has teamed up with GreenPath to bring contact wireless.
you GreenPath Financial Wellness, a financial education and
counseling program. Learn all about how your Notre Dame FCU membership gets you all
these exclusive savings and more at:
As an owner of Notre Dame FCU, you can receive assistance with: NotredameFCU.com/LoveMyCreditUnion
- Personal and family budgeting
- Understanding your personal credit report and how to Check them out and start enjoying credit union owner benefits you
improve your score never knew you had!
- Personal money management
- Avoiding bankruptcy, foreclosure, and repossession Credit Card Rewards
Sign up for credit rewards! Review our programs at
GreenPath can give personalized answers to your individual NotreDameFCU.com/Visa
needs. For issues ranging from creating a savings plan to
rescuing a home from foreclosure, advice is only a phone call
away. To use this service,
simply call 1-877-337-3399 or
visit them on the web
at www.GreenPath.com/ndfcu.




3 | Page

serving you with so many

WAYS TO BANK














DRIVE- ITM ATM CALL IN ONLINE MOBILE VIDEO BRANCH
THRU BANKING BANKING APPOINTMENT APPOINTMENT
Ask about
curbside
Deposit a check services

Withdraw cash
Check balance/
transfer funds

Set-Up Direct Deposit


Wire transfers
Get a new debit or
credit card
Report a lost or
stolen credit card
Ask a question about
your account

Apply for a checking/
savings account
Apply for a personal/
auto loan

Apply for a mortgage 1-800-ND-HOME1

Meet with an advisor (800) 567-6328

Safe deposit box (800) 522-6611

Loan payoffs/
escrows/taxes (800) 522-6611

Concerns about
ability to pay loans (574) 400-4770
Overdraft concerns (800) 522-6611






NMLS #405299. Insured by NCUA. NotreDameFCU.com



800-522-6611 | NotreDameFCU.com/Schedule 4 | Page

Mark Your
2020 AWARDS 2020 Calendars!
2020

Notre Dame FCU will be closed:
South Bend Tribune Martin Luther King Jr. Day

Readers’ Choice Awards : Monday, January 18, 2021
President’s Day
Best Financial Institution (8x) Monday, February 15, 2021

Best Mortgage Lender (2x) Good Friday, Close at 1PM
Best Investment Firm Friday, April 2, 2021
Memorial Day
Forbes : Monday, May 31, 2021

Best In-State Credit Union Independence Day (in lieu)
Monday, July 5, 2021
Better Business Bureau Labor Day

Torch Award : Monday, September 6, 2021
2020 Pillar of the Community Columbus Day
Monday, October 11, 2021
Credit Union Journal : Veterans Day

Best Credit Union to Work For Thursday, November 11, 2021
Thanksgiving Day
Live Help Now : Thursday, November 25, 2021
Best Customer Service Award Day After Thanksgiving
Friday, November 26, 2021
Christmas Eve
We couldn’t have done this without Friday, December 24, 2021

the continued support from all of you! Christmas Day
Saturday, December 25, 2021
New Year’s Eve
Friday, December 31, 2021



2020 COMMUNITY




IMPACT






$1,991,601













5 | Page 800-522-6611 | NotreDameFCU.com

Need to Consolidate Debt

in the New Year?
Build, Buy Lower your payments with one of these options:



1. 0% balance transfer for 12 months with an Irish Rewards credit
or Refi 2. card. After that, a variable APR as low as 7.40% will apply

Tap into the cash equity in your home with a Home Equity Line-
of-Credit.
and receive up to


$500 cashback






Apply today at
NotreDameFCU.com/HomeLoan
or call 844-NDHOME1

Contact Notre Dame FCU to see which is the right solution for you!
Loan subject to credit approval. Earn up to $500 in closing cost credits upon meeting specific loan program requirements. Introductory rate can end early if you make a late payment. 0% introductory APR for the first twelve (12) months on balance transfers. After
Certain restrictions apply. Contact a mortgage loan representative at 844-NDHOME1 (844-634-6631) for full details. This that, your APR will be PRIME + 4.15%, +9.40%, +10.40%, or +12.40% based on your creditworthiness. This APR will vary with the market based
offer cannot be combined with other offers or promotions and may be withdrawn at any time. NMLS ID #405299. on the Prime Rate.

Open a Health Savings Account (HSA) that earns


1.25% APY* and comes with a HUGE tax advantage!





Withdraw your money tax-free, whenever
you need it to pay for eligible medical ex-

penses. Any money you do not spend from
your account in any given year rolls over to
the next year so your HSA continues to grow.
Contributions
Contributions are TAX DEDUCTIBLE
Notre Dame FCU’s HSA ties directly to a
debit card—which makes paying medical
expenses convenient and hassle free!



Growth Contact us today at 574-400-4750 or
[email protected]
Unlike an FSA, your funds will to make the most of your High Deductible
continue to roll over Health Plan!
YEAR-TO-YEAR

Health *Annual percentage yield. Rate is subject to change

Withdrawals for eligible medical and applies to balances over $400.
expenses are TAX-FREE
6 | Page