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Published by jodie.carlson, 2019-07-30 17:56:59

2019 New Hire Packet Houston

Join Our Houston Team...




























































At Fidelity, commitment is not just a word, it’s a conviction. We take pride in our desire to serve
our customers to the best of our ability. Fidelity employees are committed to providing a level of
satisfaction that is unparalleled in the title industry. Based on our experience and expertise, we
are confident that you will appreciate the Fidelity difference.

Table of Contents


About Fidelity ................................................................................................................ 3


Our Company Precepts ................................................................................................... 4

A Great Finish ................................................................................................................ 5


Industry Leader .............................................................................................................. 6

Market Share ................................................................................................................. 7


Overall Market Share ...................................................................................................... 8


Industry Comparison ...................................................................................................... 9

Locations ...................................................................................................................... 10

Meet Our Team ............................................................................................................... 11


Benefits ......................................................................................................................... 16


Employee Programs ........................................................................................................ 18

Fidelity Agent One . ........................................................................................................ 19






















STRENGTH.EXPERTISE.SERVICE.

Fidelity National Title Insurance Company makes no express or implied warranty with respect to the information contained herein and accepts no liability for the consequences of any actions taken on the basis of said information.

About Fidelity...








































Through its nationwide network of direct operations and agents, Fidelity National Title provides title
insurance, underwriting, escrow and closing services to residential, commercial and industrial clients,
lenders, developers, attorneys, real estate professionals and consumers.

Fidelity National Title is part of Fidelity National Title Group, which is a member of the Fidelity National
Financial family of companies. Fidelity National Financial, Inc. is organized into two groups, FNF Group
(NYSE: FNF) and FNFV Group (NYSE: FNFV). FNF is a leading provider of title insurance, technology and
transaction services to the real estate and mortgage industries. It is the nation's largest title insurance
company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth
Land Title, Alamo Title and National Title of New York - that collectively issue more title insurance policies
than any other title company in the United States.

- Our Company Precepts -






AUTONOMY & ENTREPRENEURSHIP


Provide employees with levels of authority based on their responsibilities,

then empower them to make decisions and resolve problems as close as
possible to the point of client contact.


BIAS FOR ACTION


Analyze tasks, reach decisions and implement solutions as soon as possible.
Challenge all assumptions and strive continuously for improvement.
Be accessible, responsible, and decisive. Take ownership of all problems
and accept all challenges.


CUSTOMER-ORIENTED AND MOTIVATED

O er clients meaningful, customized products and services, the expertise and
passion for finding solutions to customers’ problems, and the desire to establish
long-term business relationships based on a mutual exchange of value.


MINIMIZE BUREAUCRACY

Maintain a lean management structure in which performance, productivity and
problem resolution are the priorities, as well as the basis, for success
and achievement.


EMPLOYEE OWNERSHIP

Encourage employee ownership of company stock to strengthen employee commitment
and ensure a common purpose among shareholders, management and employees.


HIGHEST STANDARD OF CONDUCT


Adhere to all related laws, regulations and principles of conduct to protect the public’s
trust, ensure conscientious performance and preserve the Company’s legacy of honesty
and strong ethical standards.

STRENGTH.EXPERTISE.SERVICE.





Fidelity National Title Insurance Company makes no express or implied warranty with respect to the information contained herein and accepts no liability for the consequences of any actions taken on the basis of said information.

STRATEGIC PRECISION







Company Fact Sheet | Full Year 2017 Title Operations



Fidelity National Title is a member of the Fidelity National Financial family of companies
and the nation’s largest group of title companies and title insurance underwriters - Fidelity
National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title
of New York - that collectively issue more title insurance policies than any other title
company in the United States.

Financial Information for the Twelve Months Ended December 31, 2017
7.2 1.0 33 1.9 1.4
Title Segment
$ $ . 4 %


billion billion Overall Market Share million million
Total Revenue Adjusted Pre-tax Earnings Source: ALTA - 9 Mons 2017 Direct Orders Opened Direct Orders Closed

FNF
$
$ 10.7 $ 4.5 $ 1.5 2 . 27 293

billion billion billion Adjusted EPS FORTUNE 500®

FNF Market Capitalization Investment Portfolio Claim Reserves Attributable to Common Highest Ranked
as of December 31, 2017 Shareholders - Diluted Company in the Title
Insurance Industry*
Title Operation Residential Real Estate Commercial Real Estate Looking Forward to a
Performance Overview Overview Strong 2018
Once again, our title bus- Fidelity National Title Group Our commercial operations Moving through 2018,
iness held strong in the purchase opened and we remain focused on
fourth quarter, as we closed orders increased by with fourth quarter total executing our business
generated fourth quarter 5% and 1%, respectively, commercial revenue of plans and striving to
adjusted pre-tax title in the fourth quarter versus $288 million, a 1% increase
earnings of $273 million. the fourth quarter of 2016. over the fourth quarter title insurance company
This performance landed In addition, the mix of of 2016. This was driven in the nation. We look
our full year 2017 adjusted business during the fourth by a 6% increase in total forward to another strong
pre-tax title earnings at quarter continued to trend year with the momentum
over $1 billion. Adjusted more towards purchase built by a successful and
pre-tax title margin for the transactions, with purchase strategic 2017.
fourth quarter of 2017 was business accounting for
14.7% and 14.5% for full 60% of opened orders and
year 2017. 61% of closed orders. u l c x E o c s i D s e d n i t n O d e u o i t a r e p g i F l l A . s n U n i s e r u d S o S . s r a l l o F : e c r u N K - 0 1 F
*“Fortune” and “Fortune 500” are registered trademarks of Time Inc.
© 2018 Fidelity National Financial

Industry Leader









• The na�on’s largest �tle insurance and escrow services company

• Most diversified compe�tor from a geographic, product, and revenue channel perspec�ve.


• #1 market share in the residen�al, refinance, and commercial markets

• Largest provider of centralized se�lement services through ServiceLink

• FNF holds either the #1 or #2 market share posi�on in 42 states

Company Fact Sheet | Full Year 2018

Title Operations | FNF.com





A Record Commercial Quarter Ensures

STRONG FINISH FOR THE YEAR



Fidelity National Financial is the nation’s largest title insurance company through its title insurance underwriters Fidelity
National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title of New York that collectively issue
more title insurance policies than any other title company in the United States.







FNF TITLE SEGMENT

8.7 FNF Market Total 7.1
$ $
Capitalization as of
billion December 31, 2018 Revenue billion

4.8 Investment Pre-Tax Earnings 1.1
$ $
Adjusted
billion Portfolio billion
1.5 Claim Overall
$ %
O O
Reserves
billion Overall Market Shareveerrallall MMaaaarrkkeett SSSShhhare Market Share Market Share
302 Highest Ranked Source: ALTA - 9 Months 2018 Direct Orders
Opened 1.8
Company in the Title
FORTUNE 500® Insurance Industry million
2018

2.70 Ended December 31, 2018 Direct Orders
$ Financial Information for the Twelve Months Closed 1.3
Adjusted EPS to Common
Adjusted EPS Shareholders - Diluted million



Title Operation Commercial Real Estate Residential Real Estate Optimistically Moving
Performance Overview Overview into 2019

Our title business finished the Our commercial operations Residential purchase opened Moving into 2019, we expect
fourth quarter of 2018 with solid finished 2018 with quarterly orders and closed orders another strong performance
results, as we generated adjust- company record-breaking num- decreased by 6% in the fourth from our commercial operations.
ed pre-tax title earnings of $258 bers, as fourth quarter total quarter versus the same quarter We believe we are well-positioned
million, and an adjusted pre-tax commercial revenue was $324 of 2017. The mix of business to capitalize on our commitment
title margin of 14.4%. For the full million. This represented a 13% trend towards purchase trans- to reducing risk and remaining
year 2018, we generated adjust- increase over the same quarter actions was sustained once laser-focused on cost manage-
ed pre-tax title earnings of nearly in 2017. This was driven again in the fourth quarter, with ment. We will continue to moni-
$1.1 billion and an adjusted primarily by a 6% increase in purchase business accounting tor our key operating metrics as
pre-tax title margin of 14.8%. total commercial fee per file as for 67% of opened and 69% of we strive to maximize our
well as a 6% increase in closed closed orders. profitability and create value for
orders. Full year 2018 total our shareholders.
commercial revenue was also a
company record at $1.1 billion.

Excludes Discontinued Operations. All Figures in US dollars. Source: FNF 10-K
**”FORTUNE®” and “FORTUNE 500®” are registered trademarks of Time Inc.
© 2019 Fidelity National Financial

FNF Title Insurance Market Share












Overall Market Share by


ALTA Market Share – Six Months



37%

24% 22% 19% 29%
50% 17%
28%
24% 18% 34% 29% 28%
50%
14% 32% 18%
30% 37% 31%
24% 35%
42% 26%
11% 57% 43% 32%
29% 27%
41% 27% 29% 27% 40%

31%
39%
31% 29% 44%
35% 44%
27% 36% 38%
15%
34% 36%

35%
28%



Market Share
#1 #2 #3 #4
(23) (18) (6) (3)













Source: ALTA Market Share – Six Months 2016

Industry Comparison










Reserves for Claim Losses – December 2017









$2,000






$1,500
1,490




$1,000
1,029




$500
481


N/A
$0

FNF First American Stewart Old Republic

CHAMPIONS COMMERCIAL GALLERIA KATY
19500 State Hwy. 249 | Suite 120 1900 West Loop South | Suite 200 1900 West Loop South | Suite 100 23226 Red River Drive
Houston, Texas 77070 Houston, Texas 77027 Houston, Texas 77027 Katy, Texas 77494
281.671.5580 713.622.5732 713.966.4050 281.201.9000



SUGAR LAND THE WOODLANDS WILL ARCHER DAWN LIN
2333 Town Center Drive | Suite 200 1800 Huges Landing Blvd. | Suite 150 13652 Breton Ridge St. | Suite E 9999 Bellaire Blvd. | Suite 988
Sugar Land, Texas 77478 The Woodlands, Texas 77380 Houston, Texas 77070 Houston, Texas 77036
281.240.2808 281.203.6020 281.653.9668 713.779.7779


CHARLES MANSOUR JOHN TRUONG JEFFERY W. LAIRD GARY J. ILAGAN, PC
440 Louisiana | Suite 1300 2825 Wilcrest Drive | Suite 621 1512 Heights Blvd. 7707 Beechnut Street
Houston, Texas 77002 Houston, Texas 77042 Houston, Texas 77008 Houston, TX 77074
713.227.7500 713.561.5595 713.529.8800 281.688.4853

A Valued Member





of the Team









Rick Jones

Executive Vice President | Regional Manager | Fidelity National Financial
Dallas, TX | Lincoln Centre


Rick Jones started in the Title Industry in 1989 with Fidelity National Title,
and was promoted in 1990 to County Manager. He has managed operations
as County, Regional and State Manager. His operations have received the
Chairman’s Roundtable Award 8 times for outstanding
performance and profitability.


During his career, he has managed title and escrow, subdivision,
regional lender, commercial, national reverse mortgage, and
REO departments.

He enjoys working as a coach and mentor with an emphasis
on success through professionalism and a commitment
to excellence.































O 925.788.0503
[email protected]

A Valued Member





of the Team









Laurie Ford

President | County Manager - Houston Division
Houston, TX


Laurie Ford began her career in the title insurance industry in 1985 as an
escrow assistant and worked her way to her current position as President
and County Manager for Fidelity National Title’s Houston Division.

Driven by the company’s precepts of Highest Standard of Conduct,
Customer-Oriented and Motivated, and Bias for Action, her priority
is to be available for our employees and customers to assure
they have the tools they need to be successful.


The culture created with her leadership is for all employees to
have personal goals; how to meet those goals; and for her and
her team to support employees in their efforts to b
































O 281.671.5580
C 281.701.5000
[email protected]

A Valued Member





of the Team









Sam Smith, Houston NCS

SVP, NCS Manager
Houston, TX


Sam Smith serves as Senior Vice President and NCS Manager for Fidelity National Title’s National
Commercial Services (NCS) operation in Houston, Texas. Sam has developed a strong network of
industry professionals and partners over the years. He remains committed to providing the best
products and services in the marketplace. Sam’s passion and expertise help him to identify and
provide timely solutions to his clients, while building long-term business relationships in the
community.










































O 713.240.8282

[email protected]

A Valued Member





of the Team









Lolly Avant, Houston NCS

SVP, National Business Development
Houston, TX


Lolly Avant serves as Senior Vice President and National Business Development for Fidelity National
Title’s National Commercial Services (NCS) operation in Houston, Texas and is a 24-year veteran of
the title insurance industry. Lolly maintains responsibility for driving sales for the Houston office,
fostering relationships with real estate developers, attorneys, and corporate executives representing
the gaming industry, life insurance companies, retail developers and Apartment REITs. Highly
respected in the title insurance industry,

Lolly is known for her extensive knowledge of commercial real estate transactions and for providing
an exceptional level of customer service and communication throughout the transaction process.
She is recognized for adding value to the transaction process by combining her national expertise,
exceptional attention to detail and hands-on approach to improve the client’s experience.


Memberships:
CREW (Volunteers with UCREW, mentoring young
woman entering the commercial real estate industry)
Member of Texas Land Title Association
Member of American Land Title Association
Member of International Council of Shopping Centers (ICSC)






















O 713.621.9170

[email protected]

A Valued Member





of the Team









Jessica Meredith

State Escrow Operations Manager
Houston, TX


Jessica Meredith, a licensed Escrow Officer with Fidelity National Title, has
been a part of the Title Industry since 2001. Her vast technical knowledge
and aggressive approach to title curative matters, united with her focus
on customer service, has afforded Fidelity National Title the ability to
rise to a higher level of service.


Jessica accompanies a team of professionals at Fidelity National
Title with years of experience that are ready and equipped to
handle all aspects of the closing transaction throughout
the State of Texas. Jessica’s focus is to lead
the efforts in streamlining Fidelity Texas’ best
practices to enhance our customers’
closing experience.































D 281.671.5513
[email protected]

As a leader in the real estate and specialty insurance industry, Fidelity National Financial (FNF)
is pleased to present an overview of our benefits to potential new hires. Providing for your
personal health and well-being and assisting with retirement preparedness is a high priority as
we continue to deliver best-in-class benefits in the face of rising health care costs. Benefit
Choices, our total benefits program for 2018, is designed to serve as a foundation for your good
health. With Benefit Choices, you have the ability to design the right benefits package to meet
your needs, lifestyle and budget.
FNF BENEFITS AT A GLANCE
FNF offers both Company-paid and voluntary health and welfare benefits. If you choose to
participate in the voluntary plans, you will be responsible for the cost through payroll
deductions.
Company-Paid Benefits
Aetna Health Concierge
Basic Life and Accidental Death and Dismemberment (AD&D) Insurance
Basic Dependent Life Insurance
Business Travel Accident Insurance
Aetna Employee Assistance Program
Voluntary Benefit Options
Medical
Dental
Vision
Supplemental Employee Life Insurance
Supplemental Dependent Life Insurance
Voluntary AD&D Insurance
Voluntary Short-Term Disability Insurance
Voluntary Long-Term Disability Insurance
Health Savings Account
Flexible Spending Accounts:
Health Care Spending Account
Limited Health Care Spending Account
Dependent Day Care Spending Account
Tax-Free Transportation Programs:
Parking Program
Transportation Program
Legal Assistance Program
Allstate Benefits Supplemental Insurance
LifeLock Identity Theft Protection Program
Weight Watchers





PA 9:45 AM 100%
Real Estate’s #1 closing cost app
Buyer’s Estimate

Monthly Payment Bring to Close FidelityAgent ONE has a new look but it’s the same
great app as previous generations.


$3,226 $68,528 Download the latest on your phone’s app store.
EDIT EDIT


P&I $2,583.80 Down $57,500.00
Insurance $114.04 Prepaids $3,724.94
Taxes $299.48 Fixed $7,303.65
PMI $228.56 Closing Costs




Conventional Options
$575,000
Home Price
Home Price $575,000
Down Payment 10%
Down Payment 10%
Buyer Seller Calculators Premium















Seller Net Sheets Buyer Estimates Monthly Affordability

Make listing presentations, offers, Get payment info and estimated Show your buyer what they can afford
and counters a snap. funds to closing in a flash. based on their desired payment.



Sell to Net Rent vs Buy Much More

Seller have net goal in mind? Show renters that buying may be Fidelity Agent ONE includes
No problem with sell to net. better for them than renting. over a dozen calculators.




This product is being provided as a general service to the community at large without
the condition of the referral of title insurance and/or settlement services business.

Company Fact Sheet | Q1 2019

Title Operations | FNF.com







F
First Quarter Results Launchirst Quarter Results Launch
Solid Start to 2019





F
Fidelity National Financial is the nation’s largest title insurance company through its title insurance underwriters idelity National Financial is the nation’s largest title insurance company through its title insurance underwriters
Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title of New York that d lit N ti l Titl Chi Titl C lth L d Titl Al Titl d N ti l Titl f N Y k th t
Fi
collectively issue more title insurance policies than any other title company in the United States.





FNF
How We Perform
$ 10.1 $ 4.6 $ 1.5 $ 0.43
Financial Information for the
Three Months Ended March 31, 2019
billion billion billion Adjusted EPS
The first quarter was a strong start to the FNF Market Cap Investment Claim Reserves Adjusted EPS to Common
Portfolio Shareholders - Diluted
year for our title business, as we generated
adjusted pre-tax title earnings of $172
million and an 11.3% adjusted pre-tax TITLE SEGMENT
title margin.
$ 1.7 $ 172 438 263

Our commercial operations finished
billion million thousand thousand
the first quarter with total commercial
Total Revenue Adjusted Pre-Tax Direct Orders Direct Orders
revenue of $228 million. Earnings Opened Closed



How We Rank 402 33.2 % A A2


FORTUNE 500®
2019 Market Share
Our standings with third party rating
Highest Ranked O Overallverall Standard & Poor’s Moody’s
Market Share
agencies are a testament to our longevity, Company in the Title MarketShare
Insurance Industry Source: ALTA - Prelim
financial strength, and claims paying 12 Months 2018
ability. For 12 of the last 13 years, we have
FINANCIAL STRENGTH / CLAIMS PAYING ABILITY RATINGS
held a position on the FORTUNE 500® list.














Excludes Discontinued Operations. All Figures in US dollars. Source: FNF 10-Q
**”FORTUNE®” and “FORTUNE 500®” are registered trademarks of Time Inc.
Time Inc. is not affiliated with, and does not endorse the products and services of
© 2019 Fidelity National Financial Fidelity National Financial, its subsidiaries, or affiliates.

FidelityTitleHouston.com


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