Brief intro to financial advice

Plan your
financial
future

A bit about us

Formed in 1853, Skipton Building Society is one of the UK’s largest
mutual societies.

Not only do we help people with savings and mortgages. We’ve been offering
a financial advice service for over 30 years.
We’re proud to have helped so many people prepare for their financial future.
And at a time when financial advice is arguably more important than ever,
we’d love to see what we could do for you.
Our relaxed, face-to-face reviews are a brilliant opportunity to get to know you,
and understand your financial wants and needs. So that we can help you build
a long-term financial plan that’s right for you.

97% of our financial advice customers would
recommend us to family and friends.

Skipton research, April 2021.

Here to support you
with key financial needs

Investment planning

If you’re saving towards a future goal (five or more years
away), investing could help you achieve the returns you need
over time – providing you’re willing to accept some risk to
your capital.
At Skipton, we’ll navigate you through the world of investing,
listen to what you want from your money, and provide
tailored recommendations.

Pension and Retirement planning

The key to an affordable retirement is to prepare well –
and prepare early.
We’ll start by helping you work out what you want from
retirement, and the income you might need to achieve it.
We’ll check your savings, investments, and pensions –
and look at how you could strengthen your plans.

Inheritance tax planning

You’ll no doubt want your legacy to go to the ones you love.
That’s why it’s important to consider things like inheritance
tax sooner rather than later.
We can help you discover if your loved ones may have to pay
inheritance tax in the future. And if so, look at how you could
address your potential problem – in a way that suits your
personal situation and goals.

It’s all about you

We appreciate everyone’s unique. We’ll take the time to get to know
you – and provide recommendations that are right for you and your
personal needs.

To give you the right level of help, we offer a range of advice
services at different costs, tailored to you.

Our no pressure promise

Upon hearing our recommendations, we promise there’s
no pressure to take our advice. And we’ll give you the
time you need to decide what’s right for you.

It costs nothing to hear our recommendations

You’ll only have to pay a charge if you wish to go ahead with a
recommendation. Even then, we’ll talk through all costs in detail
before you make your decision.

Your next steps

Arrange your free phone
consultation with Skipton.

1 Speak to the person referring you today to book a telephone
appointment.

2 Skipton will then call for an initial chat to help you decide
if our advice could be an option for you.

3 If you’re happy to go ahead, Skipton will book you in for
a review either at your local branch or through a video link.

We offer financial advice to anyone with £20,000 or more to invest, or at
least £500 per month or £400 per month for pension related investments.
Or have an existing pension(s) with a minimum value of £50,000.

“I’ve always found 4.8 out of 5
Skipton so welcoming
and approachable. It’s not Based on 3392 customer
a hard sell either. It feels reviews as at 08/07/22
like a kind institution –
one you can have faith 44..65
and confidence in.” RateRdate‘Ed x“Ecxeclellelenntt”’ 08/07/22
Michael, Clitheroe
15th February 2022
Testimonial model used for illustrative purposes.
We’re proud to be rated
excellent on Trustpilot
by our customers. 

Please remember that stock market-based investments are not like bank and
building society savings accounts as your capital is at risk and you may get back
less than you invested. Some IHT planning solutions put your capital at risk so
you may get back less than you originally invested. IHT thresholds depend on
your individual circumstances and prevailing legislation, both of which may
change in the future. Some areas of IHT planning are not regulated by the
Financial Conduct Authority.

If you’d like this booklet in large print, braille or audio, please ask in branch
or call 0345 850 1700.

Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential
Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority,
under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing
Restricted financial advice. Principal Office, The Bailey, Skipton, North Yorkshire BD23 1DN. 11-1000\0922