FNT - Tampa New Hire Info

ESPP 10-Year Invest
$30,000 Annual Income -

10% contribution 3
10 years service - 50% m

$160,000.00

$140,000.00 _____ No Stock Match
$120,000.00 ____ With Stock Match

$100,000.00

$80,000.00

$60,000.00

$40,000.00

$20,000.00 $7,609.77
$6,765.64
$795.68
$- 2007 2008 2009 2010 201

2006

ESPP participation from

tment Example
3% increase per year
33.3% ER Match
match begins 2016

$144,237.72
$111,273.91

$105,597.22
$82,062.13

$26,311.31
$20,800.11

11 2012 2013 2014 2015 2016 2017

m 1/2006 through 6/30/2017

$300,000.00 ESPP 10-Year Investme
$250,000.00 $50,000 Annual Income - 3%

10% contribution 50%
____ No Stock Match

$200,000.00

$150,000.00

$100,000.00

$50,000.00 $13,758.05 $32,550.96
$11,276.06 $23,638.68

$1,326.13

$- 2007 2008 2009 2010 2011
2006

ESPP participation from

ent Example $265,141.20
% increase per year $184,955.48
% ER Match
$195,277.74
$144,630.77 $136,361.12
$98,554.66

2012 2013 2014 2015 2016 2017

m 1/20046 through 6/30/2017

Fidelity National Financial Employee Stock Purchase Plan Summary

The following provides a summary of the Fidelity National Financial Employee Stock
Purchase Plan – (ESPP)

ESPP Eligibility and Contributions

To participate in the FNF ESPP you must be at least 18 years of age and have completed 90 days of
service. Once eligible, you may contribute after-tax dollars from 3% to 15% of your base earnings. If you
are commission eligible, contributions will be taken from both your base pay and your commission pay,
however, only the first $10,000 of commission earnings each month is eligible. Overtime and bonus pay
are not eligible for ESPP deductions.

Fidelity Stock Plan Services will send a welcome e-mail to those who have become eligible to participate
in the Plan. This e-mail will contain Plan information and instructions on how to enroll in the Plan. You
may enroll in the FNF ESPP at anytime, once you become eligible.

Once an election has been made, your contributions are processed through payroll deductions, and you

may change your contribution elections or cancel participation at any time.

Employer Matching Contributions

The Company provides an employer match for those who participate in the FNF ESPP. Participants of
the ESPP will receive an employer matching contribution based on the contributions they have
made to the Plan, during the corresponding quarter of the prior year. The employer match is
made quarterly. To receive the employer matching contribution, you must be an active employee at the
time the employer match is made.

Officers & Employees with 10 Years of Service will receive a match equal to 50% of the dollars
contributed to the Plan, based upon an average purchase price for the quarter (Assistant Vice Presidents,
and above are considered Officers of the Company).

If you attain 10 years of service or Officer Status in a given quarter, all contributions made during that
quarter will receive the 50% match during the corresponding quarter of the following year.

Non-officers and employees with less than 10 Years of Service will receive a match equal to
33.3333% of the dollars contributed to the Plan, based upon the average purchase price for the quarter.

Please Note: The employer match is taxable and FNF will withhold from your pay the appropriate
tax on your quarterly employer match over two pay periods.

REV: 12/2/2016

Enrolling in the FNF ESPP

Enrolling is fast and easy.

Step 1. Log into your netbenefits.com account and click Enroll to start the enrollment process. If this is your first
time logging in, follow the new-user prompts to establish a password before you can begin. If you already have a
password, you can log in without completing the new-user prompts.

Step 2. After you click Enroll, the Open a Stock Plan Services Account page will appear. Click Next.

Step 3. You’ve now launched the application for your new Fidelity Account. Fill in all the required Account Owner
Information, Employment Information, and Financial Information.

Step 4. Review your application. Click Next, verify that you’ve read and agree to the terms of the agreement and click
"I Agree".

Step 5: Click return to NetBenefits and click the Enroll link to elect your payroll deduction and agree to the terms of
the plan.

Step 6: Enter the payroll deduction that you would like to deduct from each paycheck. Confirm that you’ve read and
accept the ESPP enrollment agreement and plan documents as prompted. Click Next to accept the agreement and
continue enrollment.

Step 7: Review and submit your election and click Next to submit. After submitting your enrollment election, you will
receive a confirmation number. Make a note of it and keep it for your records.

You may also enroll in the FNF ESPP by contacting a Fidelity Stock Plan Services representative
at: 1-800-544-9354.

Using your Fidelity Account

One of the advantages of managing the FNF ESPP at Fidelity Stock Plan Services is that you are
given a Fidelity Account, an individual brokerage account. Your Fidelity Account is your one stop
for managing your ESPP participation, as well as your other investments. Through your Fidelity
Account, you have access to additional investment products and services to help you meet your
overall financial goals—like saving for retirement, helping to pay for a child's education, or buying
a new home.

Within your Fidelity Account is a "central" money market account, or "core account." If you
receive cash as the result of the sale of your FNF Group stock, it will be deposited into the core account.
Once the cash is in the core account, you may choose to withdraw that cash, keep it in your
Fidelity Account, or use it to invest in other holdings within your Fidelity Account. If you choose to
withdraw the cash, there are several methods available to you. For more information, please see
the Money Movement section below.

It is important to activate your Fidelity Account, whether or not you are currently participating in the FNF
ESPP or if you are enrolling for the first time. If you do not activate your Fidelity Account, you may be
subject to additional IRS mandated tax withholding.

How FNF Group Shares are purchased in the FNF ESPP

REV: 12/2/2016

Your employee contributions will purchase FNF Group shares of common stock on the open market.
Purchases will be performed the each Friday, following the bi-weekly payday. Should the purchase day
fall on a holiday, the purchase date will be occur the following Monday.

There will be no commissions or fees for FNF Group shares purchased in the ESPP through payroll
contributions, and those shares will be deposited into your Fidelity Account. However, if you use your
Fidelity Account to purchase other investments, those purchases will be subject to the commissions and
fees governing your account.

FNF Quarterly Dividends.

The quarterly FNF Group dividends will be applied to your Fidelity Account. However, these dividends
will be credited to your account as cash, not shares, because your Fidelity Account is a fully functional
brokerage account. You can elect to change this option so that dividends are reinvested to purchase
more shares of FNF Group stock. If you would like to change your dividend payment option, please
contact a Fidelity Stock Plan Services Representative at: 1.800.544.9354.

Money Movement

If you receive cash as a result of the sale of your stock, and you would like to withdraw the
proceeds, there are several methods available to you. One of the most commonly used methods is the
electronic funds transfer (EFT). You can choose to have your money transferred to your bank account or
withdraw it by check. It is important to note that if you choose to sign up for EFT, it will take 10 business
days for the service to become active on your account. After that, any transfers will generally take 4 to 6
business days to complete. If you think that you will want to use the EFT feature in the future, Fidelity
Stock Plan Services suggests that you sign up when you enroll so you can withdraw your funds when you
need them. More information about all of the withdrawal methods available can be found at
www. netbenefitscom.

Transfer of Assets

Another advantage of Fidelity Stock Plan Services administering the FNF ESPP is that you now have the
ability to consolidate all of your investments in one place. This includes other investments that you may
hold at other financial institutions. Fidelity Stock Plan Services makes it easy to complete a transfer. For
more information, please contact a Fidelity Stock Plan Services Representative at: 1.800.544.9354.

Cost Basis

Cost basis is the dollar amount paid for shares of a security, such as shares of stock, including the
amount of reinvested dividends and reinvested gains. When you sell shares acquired as the result
of participating in the FNF ESPP, you may have gains or losses to report for tax purposes. The cost
basis is used to determine the gain or loss you may have when you sell your shares.

Tracking Cost Basis

Fidelity Stock Plan Services will track the cost basis of any shares purchased directly through your
Fidelity Account and it will be determined and communicated to you when any FNF Group shares are
sold. Your cost basis will be reported on your quarterly statement and on the 1099 Tax Reporting
Statement that will be sent to you by Fidelity Stock Plan Services.

You can also access your cost basis any time by logging on to www.netbenefitscom and clicking the link
for your Fidelity Account. There you can view the average cost basis for all of your shares in the
"Position" section and the cost basis for each lot that you currently own in the "Position History" section.

REV: 12/2/2016

Commissions and Fees

Any time you sell shares of FNF Group Stock through your account with Fidelity Stock Plan Services,
you will incur commissions. These commissions (outlined below) are some of the lowest in the
industry and when you decide to sell your shares, you can trade using the method that is right for you.

• netbenefitscom: $7.95
• Fidelity Automated Service Telephone (FAST®): $12.95
• Representative Assisted: $32.95

All other transactions conducted in your Fidelity Account will be subject to the normal commissions and
fees governing that account, as outlined in the Brokerage Commission Schedule contained within the
Customer Agreement. The current Brokerage Commission Schedule matches the commissions listed
above. However, commissions and fees for transactions not related to FNF ESPP shares are subject to
change. Please refer to the Customer Agreement for further details.

Regulatory Transaction Fees: Upon selling any stock in your Fidelity Account, including FNF shares,
you will be charged a regulatory transaction fee equal to $0.0000221 per dollar of the total principal
amount of the sale proceeds or a portion thereof. This regulatory transaction fee is paid to the SEC at the
time of sale and is required for all equity trades. This regulatory transaction fee is subject to modification
by the SEC.

Taxes

As with any investment, there are tax consequences and investment risks associated with any stock-
related transaction. You should contact your financial or tax advisor regarding your particular tax
consequences prior to initiating any transaction.

Statements

You will receive a monthly statement from Fidelity Stock Plan Services if activity occurs in your account.
Should you have no activity during a month, you'll begin to receive quarterly statements. You will also
receive confirmations for transactions that are made in your account. If you would prefer to receive
information online, please sign up for e-delivery* at fidelity.com.

Address Changes

FNF has arranged to provide employee address change information to Fidelity Stock Plan
Services. All address changes received by Fidelity Stock Plan Services from FNF will be applied to
your Plan. To change your address, please contact your Human Resources Department. If you
leave FNF and wish to change your address, please call a Fidelity Stock Plan Services representative at:
1-800-544-9354.

Beneficiary Information

As part of the services provided by Fidelity Stock Plan Services in connection with the FNF ESPP,
you have the option to designate a beneficiary for shares that have been purchased on your
behalf and then deposited into your Fidelity Account. To designate a beneficiary for your Fidelity Account,
you may complete the beneficiary designation online at fidelity.com. Log in using your Customer ID and
PIN. Choose Customer Service at the top of the page. Select Update my beneficiaries and complete the
steps that follow. You will know that you have successfully completed your beneficiary designation when
you reach the confirmation screen. After successfully completing the beneficiary designation process,
you will receive confirmation by postal mail within approximately five business days.

PLEASE NOTE: Fidelity National Financial, Inc and Fidelity Investments are not affiliated.

This material has been prepared and distributed by Fidelity National Financial, Inc., and Fidelity National Financial, Inc. is solely
responsible for its accuracy.
Stock Plan recordkeeping and administrative services are provided by Fidelity StockPlan Services, LLC.

REV: 12/2/2016