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Published by cameronb, 2021-08-17 18:52:37

RWM Home Loans Company Overview 2021

RWM Home Loans Company Overview 2021

Keywords: RWM Home Loans,Company Overview,2021,About Us,Residential Wholesale Mortgage

2021
COMPANY OVERVIEW

About Mission
RWM Home Loans
To facilitate the American Dream
RWM Home Loans is a mortgage bank of Home Ownership with an
that has been o ering financing innovative platform, experienced
solutions for California homebuyers advisors, and a vested interest in
since 1994. Whether you are buying a our clients’ futures.
home or refinancing, RWM will access a
wide variety of products to customize a Vision
loan that best suits your needs.
To empower our communities to
We are a forward thinking group of build wealth through financial
individuals with a common vision to help education and home ownership.
as many people as possible achieve their
dream of homeownership.

Mortgage Company

Core
Values

Our core values represent
the care, service, integrity,
and teamwork we prioritize
in every transaction at
RWM Home Loans.

Philanthropy

We believe in supporting
our community, so each
year we make it a point to
give back. We raised over
$48K for the following
charities in 2020.

Our
Support

Welcome Warriors Sultans of Sales

Welcome Warriors will support you in your transition from day one. Have a tricky deal? Contact our Sales Support Team! RWM’s Sales
Your first two weeks will be comprised of individual trainings with Support Sta are dedicated to finding answers to your toughest
RWM’s best in order for you to get comfortable with the process and questions. Out of the box scenarios, guideline questions, or loan
to put you in the best position possible to maximize your originating placement issues fall within this team’s scope. In addition to providing
e orts. You will have dedicated sales support and processing while individual support on your files, our sales support team provides
you transition to create a smooth experience. trainings and solicites feedback to make the loan o cer experience as
great as possible on every deal!
Marketing Gurus
Credit Crunchers
CRM Sytems, Social Media, Online Loan Applications, SEO, Lead
Magnets, Graphic Design, Branding, Events. We get it, it can be a bit Submit a file with confidence when you utilize our Underwriting
much. At RWM, we do the leg work so you can focus on what you are Support Desk. Gone are the days of guessing on income or digging
best at, serving your clients. Our marketing gurus have developed a for guidelines. Our credit experts are here for you to make the best
robust platform to support you in the areas you need. Made by loan case possible for your clients. Hear from an underwriter on day one so
o cers, for loan o cers, we give you the tools to stand out and that there are no surprises on day 25. At RWM, everyone is working
succeed beginning to end. together to support the American Dream by providing
homeownership to as many clients as possible.

Market Maniacs Quality Control

We understand the landscape our loan cers are competing in, and FCRA, GLBA, RESPA, HMDA, TRID, ATR, SAFE, TILA, UDAAP, ECOA,
focus on the slight edge it takes to win deals. At RWM, our internal the list goes on and on. As compliance has continued to become
Secondary Team is in your corner analyzing the market to put you in increasingly more complex, RWM has focused on staying on the
the best position possible to win. As a RWM Loan O cer, you will forefront of changing legislation. Our quality control team represents
receive daily market updates, access to upper management, an our internal disclosure desk, our marketing compliance team, our
internal lock desk, and access to a wide variety of competitive auditing team, and our cyber security team, to name a few. You can
products to meet the needs of your clients. rest easy knowing we have you covered.

Support Squad The Closers

RWM’s Support Squad is comprised of all the people involved in Rounding out our Support System is our infamous Closing
bringing your transactions to fruition. Our Disclosure Desk, Ops Department. Knowledgable, supportive, and very organized, our
Support Team, Processors, and Underwriters all play vital roles in Closers are the best in the business! Our Closers work with loan
supporting your clients. We have spent 25 years designing a process o cers to facilitate their requests to create the best experience
that is as e cient as possible to create the most optimal consumer possible for every party at, what can be, a tense part of a transaction.
and loan o cer experience. With confidence in the process, you can This team serves as an extension of our loan o cers with equal
focus your e orts on origination, we have got the rest. ambition and urgency to close on time.

Our
Growth

Through innovative thinking and investing in top of
market technology, RWM continues to see new growth
year after year. Funding more. Serving more. And best
of all, welcoming more amazing people. Below is a
snapshot of how we weathered 2020, accompanied by
a comparison of past years to the right.

2019 2020

$1.44B 3,590 57 2018

FUNDED SERVED WELCOMED

National 13 18
Presence
States Branches
RWM Home Loans was founded in 1994 in
San Diego, CA, and started out as a one
man operation. Since then, RWM has
become licensed to lend in 13 states with
18 branches. While we take great pride in
the expansion of our company, we are very
careful to maintain the small bank feel
while providing big bank options, because
our goal is to provide borrowers the
highest level of customer service with
unparalelled product diversity at
competitive rates.

Fluid Mobile App

The RWM Fluid App was created for today’s lifestyles. It allows your
clients to complete the entire home loan process from anywhere, in
the palm of their hand. Co Brand with partners, receive real-time
updates in the loan process, and close deals faster.

Real-Time Appraisal Fast Pre-Approval Letters
Review & Sign Disclosures Credit Reports
Bank Asset Verification Product & Pricing Scenarios

Co Branding Real-Time Updates Document Upload

Create an app profile for your You, your team and your realtor Clients can easily upload
Realtor partners that features you partner can receive loan status documents using the camera on

as their lender. updates in real-time their phone.

TECH STACK

Loan Management Lead Generation
Encompass is the engine that drives Receive alerts when there are new
the entire mortgage manufacturing opportunities in your database to
process. reconnect.

Mobile App Reputation Management
Simple Nexus connects our loan Boost your online reputation and
originators with clients and partners grow your business with verified
on the go. customer reviews.

Marketing Hub Loan Comparison
The first enterprise-grade marketing Mortgage Coach turns loan
operating system built for financial originators into educators and
services. advisors with TCAs.

Business Intelligence Pricing Engine
Motivity provides real-time analytics Optimal Blue pricing engine provides
and allows you to review every product eligibility and pricing you
aspect of your business. can count on.

Bringing the process in house since 1994. Our corporate headquarters is located in San
Diego, California, and is home to many of our top originators in addition to the majority of
our support sta . Here you will find our in-house processing, underwriting, and closing
teams as well as upper management sta . Come meet the team and take a tour in the place
we love to call home.

At RWM, our Loan O cers are at the center of everything we do. Loan O cers have a seat
at the table, their opinions matter, and all of our decisions are based on the holistic success
of our sales people.

RWM Home Loans is an organization that’s success is a direct result of the quality of people
we align ourselves with. For over 25 years, we have organically grown by developing
relationships with talented, integritous, and hard working people that make up the fabric of
the organization. We seek to partner with like minded individuals and teams who we can
add value to, learn from, and grow alongside with long term. In the following pages, hear
some experiences from a few of our key branches and loan o cers.

SCOTT MORSE

MORTGAGE BANKER

RATES AND PROGRAMS THAT FIT NEARLY EVERY
BORROWER SITUATION

“RWM Home loans is the ideal platform for the
self-driven loan o cer. We have the best
technology deck to support your current marketing
e orts with rates and programs that fit nearly
every borrower situation. We do whatever it takes
to get your loans closed!”

SEAN KELLY

MORTGAGE BANKER

A FULL SERVICE, COMPLIANT, AND PROGRESSIVE
COMPANY

“I have been a mortgage banker for twenty-seven
years. As the industry increased in complexity, I
aligned myself with a full-service, compliant, and
progressive company. Most importantly, I wanted a
company that breeds cultural integrity. It is critical
that my clients are treated with respect and care
throughout the entire process. Since joining, my
production has increased directly because of the
culture and process at RWM.”

RICK GEARY

ALSIO VIEJO BRANCH MANAGER

BIG ENOUGH TO HAVE THE BEST, AND SMALL ENOUGH TO
CARE

“After 24 years at one firm, changing companies was a
daunting prospect. Passing $1 Billion of closings brought
no shortage of recruitment attempts. When the time came
to make a choice of where to move, my clients’ well-being
had to come first. It was a process of researching the best
possible fit for values, technology, vision, leadership,
product o erings, and most importantly – the people
behind these essentials. Only 1 place had it all. RWM. They
were the perfect blend of: big enough to have the best,
and small enough to care. I‘m so glad I made the change.
I’ll never have to move again.”

For more information, email

[email protected]

Company NMLS# 79445


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