1 BE INSPRED, JANUARY 2014
IS IT WORTH
DO NEW YEAR’S
2 BE INSPRED, JANUARY 2014
3 BE INSPRED, JANUARY 2014
3 ....Letter from the Editor 30 ....Foods That Make You Fat
6 ....Fun 2014 Family Activities 32 ....Super Foods To
7 ....Family Resolutions Retain A Skinny Body
12 ....Dare To Be Different
13 ....Reason’s Why You Are Not Rich 35 ....Home
15 ....Ways To 40 ....Travel
17 .... Dare To Be Different 49 ....Recipes
22 ....Inspirational Quicks
25 ....11 New Year’s Resolutions
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A lthough no one can go back and
make a brand new start, anyone can
start from now
and make a brand
new ending. --
Living a pay check to pay check existence, lacking the proper skills
to stand on her own and trying to “keep up with the Jones’,” put
Arlene in a habit that subjected she and her four children to live
a life of struggle due to endless debt. Not wanting to remain in
this never ending cycle of failing equations, she was anxious to
prove her independence by taking the necessary steps to becoming debt free. This life lesson
was a wake-up call which encouraged Arlene to further her education, increase her chances of
acquiring better paying positions, and help her embark on the path to War on Debt! With a debt
elimination plan, Arlene was successful in paying down $5000 within 10 months, she was able
to eliminate an additional $5,735 (in 6 months) all while staying within her paycheck means.
Once deciding to make money work for her, Arlene discovered a passion for not only wanting
to live a debt free life, but to also develop a venue for others to become as encouraged in
reaching their life’s fulfillment; so that they can have the freedom to live by design, not by the
default. That is how the BE INSPIRED Magazine was created. With BE INSPIRED Magazine, you
will connect with a community of individuals that are on this road to success. I hope that you
will be the next story to share your results.
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L etter Dani Johnson said it best when she
FROM THE EDITOR
provided her list of priorities by order of
January is a time for New Year’s
Resolutions. It’s the time when people hierarchy God husband children
make success goals. The most common
resolutions involve weight loss, exercise, work hobby. If you don’t agree
quitting a bad habit, spending more time
with family, or working towards a grand with what I’ve discovered, that’s
something. But the questions that also
arises during this time of year are, “Do perfectly okay. For me, I wished that
New Year’s Resolutions work? Is it worth
having one? Can I do it?” The answer of I would have done this sooner,
course is, “Yes;” if you are
willing to commit to Arlene and believe me when I say
changing how you Summers that it’s definitely helped
prioritize things Florida, USA with my learning curve.
in your life and
celebrate each Success comes from being
accomplishment. able to celebrate small goals
that lead to a major dream. That is what
When it comes to makes a person who is determined
making priorities, to make a change start the New Year
things have to be successfully. Why because you make a
placed in order. You might choice to stop the insanity by doing the
have to give up comforts that’s been same thing over and over and over again
making you feel relaxed for a long while. expecting a different result. You have to
For example, you might have to get up understand that not quitting will direct
earlier in the day to lose weight, reduce you to the “new you I wish you much
your time watching TV, reduce social success with your resolutions.
connections on the internet, talking idly
on the phone, etc. to make time for your
goals. This could mean setting getting
together with family to appointments, or
schedule time, to do what you want and
reduce dissention in your home.
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FAMILY IN 2014
to do with your Family
The family always comes first. Do you believe this? You have to. Family is the heaven on
earth, and I do believe every one of us have this heaven. Some can grab it, some miss out.
And we can, yes we can decorate our own heaven maintaining healthy relationships with the
souls that care about us. There are no alternatives to spending more time with our families
as Christopher Lasch said, “The family is a haven in a heartless world”.
Dan Wilcox and Thad Mumford said, “I don’t care how poor a man is; if he has family, he’s
rich”. That’s the philosophy of becoming happy with a heavenly family.
Years come, years go. How many days you have spent with your dear ones in the past year?
In the crowd of tons of business you couldn’t afford that much time. You were not happy.
But this is another new year, a new chance to embrace your family. The souls that care
Let’s make this 2014 a happy and joyful year by paying some times and loves. Let’s make a
promise to yourself that you’re going to value the heaven you got in this life. Here are some
fun activities that you can perform with your family throughout the year to make it a true
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SET NEW YEAR’S FAMILY RESOLUTIONS
It doesn’t matter that it’s already January, you can still fix some family resolutions for 2014.
Setting up the New Year’s resolutions for the running year would be a great thing to start the
family fun activities. Although, we should have some personal goals and promises for every
New Year, so why not for a family? In this fun activity, you have to sit together with all of your
family members and pick some new goals for this year.
Do you have something in your mind what to change in this year? Your behaviors, habits,
goals; No idea? Well, you can read another article in this magazine-- 11 New Year’s
Resolutions That Make You- ‘A New Me’! Hope, you will find something to change. If you
don’t find ideas that suit you, you can yet have a family meeting to find some. However, the
kids can take some initiatives- how they can improve in their academics, sports, etc. The
parents can make a promise that they will sit at least once in a week with the kids to discuss
about their academic progress and so on.
CHECK OUT THESE
FUN-FILLED FAMILY ACTIVITIES
MAKE A BIRTH DAY
Making a birthday calendar is a great fun
idea for a family consists with more than
two people. Say, if you have 5 members
in your family, the birthday calendar will
have 5 colorful self-designed pages. It’s
something like pre-planning your birthday
and jotting down in a piece of hard paper
or drawing sheet. However, in this activity,
every person of the family will have a
hard paper to design their own birthday
calendar-page with various colors they like
but the date must be in big font. When
everyone finishes designing their page,
the pages then need to be merged as a
calendar. Afterwards, hang the calendar in
the drawing room. Wow! Looks cool, right?
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Participating volunteer work taking along your family members, especially the kids is a great
thing to do. You can get registered with the society’s volunteer club or can do it yourself.
Volunteer works like helping elderly people, spending some hours in old homes, orphanage,
working in the neighbor’s big garden, bathing and feeding the neighbor’s dog, etc. You can
also do something else what your kids may love.
CLEAN YOUR HOUSE TOGETHER
You must clean your house regularly, maybe once or twice in a week. Sometimes you do it
alone, sometimes you get your spouse or someone else. What if your kids also share some
of your cleaning tasks when you weekly clean your house? It will be fun when your kids take
a water bucket and soap to wash the car they ride daily. They would also love to operate the
vacuum cleaner, lawn mowing, planting, etc. You just have to make sure that you clean your
house in the holiday so that your spouse and the kids can participate with you.
MY DAY, MY FRIENDS
In your family you can do this activity. It’s a kind of awesome thing that strengthens a family
bonding and understanding. In this activity, every member of the family invites their best
friends for dinner. Like- you have some best friends, you’ll invite them in a holiday dinner
party at your home. Next month or after a couple of months your spouse will invite his/her
friends, then your kids. Ask your children to call their friends first for a dinner before you.
Can you realize how great it will be to know, through this activity, your spouse’s, and kids’ best
friends and having some talks with them in the dinner table?
MAKE A FAMILY COOKBOOK
It’s a common scene in every family. You like
vegetables, your spouse don’t. Your kids want their
favorite foods to be cooked right now. What if you
have a family cookbook that contains everyone’s
favorite recipes? Sounds nice, right? Yeah, you can
make a family cookbook following which you can
prepare everyone’s favorite dishes in the holidays
or the day you dine together. Or you can maintain a
cookbook for the whole month’s meals.
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RENT A MOVIE
When you can’t afford a day to go for a long trip, family visits or a dinner party, you can go
to a video store, or kiosk. Enjoying movies together will surely make you feel better the day
before you have to back-to-work.
GO OUT FOR A TRIP
Normally you go to work; your kids go to school. There is no solid vacation to go out, although
you get a day or two off in a week. Some time you need to work on the holidays too, so no
way. But it makes you exhausted, unfocused and tired. If you can afford a day or some
hours to get out for an outdoor trip along with your dear parents, spouse, kids it would make
you feel better, fresher and satisfied. You do not need to go so far, choose a beautiful place
around you like riverside, downtown, nearby village, or the place your kids love to visit.
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VISIT AN ELDERLY PERSON
It’s very usual for a lot of families that they need to live far, leaving their parents for the
sake of their work. I can tell about me, I live far away from my family, my parents, and my
grandparents. Some time I feel really exhausted working long days, weeks, months. I used
to visit my mom’s place, if possible spend some days with my grandparents. It resets me and
makes me happy. I can better concentrate on my work. If you have someone elderly, lives
far away from you, you can visit him/her at least once in a couple of months taking your kids
along. They will feel happier to see you although you maintain a regular phone contact with
GO FOR A LONG WALK TOGETHER
Going out for a long walk is great for health and fitness. If you do this activity with your family
members, it will be even better. If you walk yourself daily, take your spouse and kids along.
If you don’t walk daily, no problem, go for a long walk weekly with your family members. You
can take a break to have some snacks and coffee when you coming back to home in the
nearby coffee shop. Also, while walking, tell your children about the benefits of walking. This
activity, however, will help to create health awareness in them. them.
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REASONS WHY YOU’RE NOT RICH
Who doesn’t want to become rich? Nowadays you can hardly find anyone who doesn’t want
to live the lifestyles of the rich and famous. Perhaps, you are a millionaire’s wealth is too
much for you and you want to live very comfortably. Have you ever find the reasons why you
aren’t where you want to be? You may have tried a lot of different things, but failed to get the
results you expected. Here are some common reasons why you aren’t rich, or comfortable,
and possible approaches to beat these setbacks.
YOU SPEND FOOLISHLY
Do you see your face in the mirror
when your monthly credit card bill
arrives? One of the biggest setbacks
of becoming rich is spending foolishly.
You just buy things like you’re already
wealthy. In other words, you’ve gone
overboard with the saying, “Fake it
till you make it.” You expend money
on unnecessary stuffs although you
don’t need them now. Your friends,
family, or partner may influence you
to buy unnecessary stuff even you
are on the go.
YOU LOVE LIVING FOR TODAY
Do you see your face in the mirror when your
monthly credit card bill arrives? One of the biggest
setbacks of becoming rich is spending foolishly.
You just buy things like you’re already wealthy. In
other words, you’ve gone overboard with the say-
ing, “Fake it till you make it.” You expend money
on unnecessary stuffs although you don’t need
them now. Your friends, family, or partner may
influence you to buy unnecessary stuff even you
are on the go.
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YOU LACK MONEY
You don’t have a money saving or
management plan. You usually don’t
even think of it on payday. Not only
you, but almost every one of us don’t
think about managing our money
wisely. We don’t calculate our regular
income before we start spending. An
unwise financial management plan
leads to hardship.
YOU DON’T HAVE ENOUGH MONEY STASHED AWAY
Bad days come. You try your best to avoid it. You don’t like to admit that you may have to
face the days without money. With job losses, unplanned accidents, illness, or any other of
life’s unexpectancies, credit cards are not the way out. It only increases your credit card debt
and adds more interest to your loan, but it won’t make you rich.
YOU DON’T LIKE TO INVEST
You don’t have a money saving or management
plan. You usually don’t even think of it on payday.
Not only you, but almost every one of us don’t
think about managing our money wisely. We
don’t calculate our regular income before we
start spending. An unwise financial management
plan leads to hardship.
YOUR MONEY RUNS SLOWLY
When you’re not a smart investor, your money
will run slowly. That means you will get a smaller
return what your investment actually can actually
bring. Even though you save some money, it’s for
the next new gadget on the market. And that’s
why you’re not rich.
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WAYS TO KICK OUT THE OBSTACLES
LIVE FOR TOMORROW
NOT FOR TODAY
Living for tomorrow, in savings I mean, is
easy said but harder to do. It was a tough
task for anyone. Imagine how much you’ll
be able to save by walking away from an
impulse buy, using the savings to pay down
debt, or wait for the items to be marked
down. Over time, most people don’t sit down
discussing being the first to have anything. It
just becomes common. If you realize your
tomorrow’s necessities today, you could be
able to have more money in your pocket.
You may like reading how to overcome
DON’T SPEND LIKE CRAZY
Make a commitment to yourself that you will be ac-
countable. You won’t be doing a lot of emotional
spending this year. You will buy necessary items
out of necessity not what the market commands.
Don’t commit to a big buy necessarily, like a new car
for example. When you need a car, think of buying a
pre-owned one instead. It can save your money up
to 75% with depreciation and interest.
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USE YOUR MONEY WISELY
Learn how you can wisely utilize your money. Apply some money management knowledge
to trim up your regular expenses. Be a wise and smart shopper. You can buy generic labeled
household groceries instead of brand named ones. A lot of times, brand names compete
against themselves by also selling generic brands. Count your every single penny; wait for a
discount offer, coupons, or other versions to come out before buying expensive things.
Read more to learn how to use your money wisely.
SAVE FOR AN EMERGENCY
Saving money for the future emergency
is really a great habit of wealthy people.
Who knows you will be facing jobless days,
unexpected illnesses, or an accident? To do
so, you can open another back account to
save a little portion of your regular income
for your future safety, or try the 52 week
money challenge. Over time, you will find
this little savings will turn into a blessing to
Continuted on page 18
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18 BE INSPRED, JANUARY 2014 LEARN AND AUTOMATE
BE A SMART INVESTOR
Automate your business; automate your
Don’t put all your eggs in a basket! Be income, and simplify your life. Do it even with
a multi-way investor. Try your little your little investment saving plan. Expend
investment in different business that your money to own long lasting wealth like
returns more money than your regular land properties, house, fixed deposit, etc.
business. Develop your own business Break out your comfort zone; plan, save, and
ideas; connect with your customers to live a wealthy life. You can read Zenhabits to
increase sales. You can also start new learn how to automate your income.
business and grow it to become rich.
Learn more how you can begin your big
business with a minimal start.
Turn on the television and you will see plenty Best of all, it is very simple and easy to
of infomercials that promise debt-free living, do. “I want you to see how easy it is to do
how to generate income fast, how to become this,” said Arlene, an affiliate member of
a millionaire in six weeks, and the like. What the Dani Johnson community, “and how I
those programs do no tell you is that it takes learned some simple tricks that you can
a substantial portion of your current income too.” In fact, Dani and her community are
to get started. The average American lives so sure of your success, Dani has provided
paycheck to paycheck, has some credit card a short YouTube video to give a quick taste
debt and struggles to save for the absolute of what you can expect to see by taking a
basics each month. This is a real problem. visit to the grocery store. In this short clip,
Dani Johnson has figured out how to save she helps you trim the ‘fat’ from shopping.
money and lead you to debt freedom. With the new health care law set to begin in
19 BE INSPRED, JANUARY 2014
With the new health care law set to begin in and cookies either. “With Dani [Johnson]’s
2014 and a new tax from its inception, this help, you can cut a surprising amount of fat
means some families will be left with less in from your family budget each month and
their paychecks each month. Another tax will still have enough left over to save some.
no doubt mean serious financial difficulties Plus, Dani’s tips lead you to a healthier, fitter
unless they can take some drastic measures lifestyle, something anyone can certainly
to cut their monthly budgets. In her video, benefit from,” said Arlene.
Dani shows you how to avoid common foods
that are factors in obesity. In fact, Forbes magazine did a full article
on Dani and her road out of debt. You can
The problem with obesity in America is fast read that article here.” Get your own War
approaching a national crisis. This is not on Debt program.
talking about only high sugar snacks, candies
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