2021 Mid Year Open Enrollment Guide

Identity Theft Protection Discounted Home & Auto

Access to identity theft protection is available on a voluntary basis through Allstate Identity Builders FirstSource provides you access to discounted Auto and Homeowners insurance through
Protection. In an always on, ever connected world, the risk of identity theft is real. There is a new MetLife. Your coverage will belong to you and stay with you, even if you leave the company, so you
identity fraud victim every two seconds. You can help protect yourself with Allstate Identity Protection can always take advantage of low rates. Homeowners insurance includes coverage for your house,
monitors millions of transactions every second, alerting you to suspicious activity by text, phone or condo or rental property. Residency restrictions may apply.
email. This protection is different than free credit monitoring and offers a full set of features to help
proactively protect you and your covered family members against identity theft. Auto insurance includes coverage for your automobile, boat, motor home or recreational vehicle. You
• Pay your Allstate Identity Protection premium via payroll deduction. may start or stop your coverage at any time during the year. Call MetLife at 800-438-6388 to sign up
today.
• In the event you retire or no longer work for the company, you are able to take this
benefit with you.


IDENTITY MONITORING CREDIT
TransUnion credit monitoring a
Allstate Digital Footprint a
Credit score tracking a
Auto-on monitoring a
Unlimited TransUnion credit reports and scores a
Rapid alerts a
Credit freeze assistance a
High-risk transaction monitoring a
Tri-bureau credit monitoring a
Social media reputation monitoring a
Credit lock (adult and child) a
Sex offender registry a
Annual tri-bureau report and score a
Credit and debit card monitoring a
Credit report disputes a
Bank account transaction monitoring a
401(k) investment account monitoring a
Student loan activity alerts a REMEDIATION
Financial transaction monitoring a Full-service, 24/7 remediation support a
Lost wallet protection a $1 million insurance policy† a
Digital exposure reports a Stolen fund reimbursement† a
Dark web monitoring a Tax fraud refund advance† a
Human-sourced intelligence a 401(k) and HSA reimbursement† a
Compromised credentials a
Data breach notifications a PAYROLL DEDUCTIONS
Deceased family member coverage a WEEKLY BI-WEEKLY
Mobile app a Employee Only $2.30 $4.59
Social media account takeover a Employeer + Family* $4.14 $8.28
IP address monitoring a * Covering one or more family members















48 • 2021 BUILDERS FIRSTSOURCE MID-YEAR BENEFITS GUIDE 2021 BUILDERS FIRSTSOURCE MID-YEAR BENEFITS GUIDE • 49

Frequently Asked Questions Do I need to enroll in a pharmacy plan?

No. Your pharmacy benefit is included in your medical plan election; however, you will receive a
How do I find a provider? separate ID card for prescriptions.
For a medical provider: www.bcbstx.com
How do I get benefit plan ID cards?
Current Member Your medical, prescription drug, dental and vision plan providers will mail ID cards to your home
Log in to Blue Access for Members (BAM) at www.bcbstx.com or on the BCBSTX mobile app. First- address. If the Company has your correct address on file, you should receive ID cards within 15
time users will need to register using the member ID reflected on your ID card. Once logged into business days of enrolling. If you are needing a temporary ID card, please register yourself on the
BAM, select Provider Finder and perform your search. When you are logged into BAM under your BCBS, Caremark, MetLife, and or Eyemed websites and an option to view your card will be available.
member ID, the system automatically brings up the correct BCBS network that applies to you. You can also contact the Benefits Department at [email protected] or call 844-216-9320.

To Search as a Guest: What if my spouse or child and I both work for the company?
Go to www.bcbstx.com and select Find a Doctor or Hospital. You may each enroll in the medical, dental and vision plans individually as “Employee Only,” OR you,
• Click ‘Search as a Guest’. or your spouse, may enroll as “Employee + Spouse” (or Employee + Family”). You cannot be enrolled
both as an employee and as a dependent. However, children of parents who both work for the
• On the next page, click ‘Search In-Network Providers’.
company can be covered by only one parent’s plan. You cannot elect spouse life or AD&D insurance
• In the drop-down box ‘How do you get insurance?’, select ‘Through my employer or my spouse’s if your spouse is also a regular, full-time employee of the company.
employer’.
• In the drop-down box ‘Select the type of care you are looking for’, select ‘Medical’. What if I need to add a dependent or make changes to coverage after
• Input in the next drop-down box the state where you live. I enroll?
• In the drop-down box for ‘Select Plan/Network’, input the correct provider network selection Due to limitations required by law, generally team members cannot make mid-year election changes
from the table below. without a qualifying family status change. Team members have 31 days from the effective date of a
qualifying family status change to make changes to their benefits.
• Input the remaining fields to complete the search.
Or call BCBS Provider Finder at 1-800-810-2583, Monday to Friday between 8 a.m. and 6 p.m. CT. I am turning 65 soon. What will happen to my current benefits with the
company?
Know Your Provider Network Your current benefits will continue to stay active. No action is required to maintain coverage.
However, if you want to drop your medical plan due to gaining coverage through Medicare, you will
RESIDENT STATE BCBS PROVIDER NETWORK
just need to follow the instructions to submit a life event through Dayforce.
Colorado CO Pathway
Florida Network Blue I have a question about my claim/benefit deductions on my pay
checks/leave of absence/Dayforce benefits enrollment, etc.
Georgia Blue Open Access POS
Who do I contact?
Maryland BlueChoice Advantage Open Access
The Benefits Department can be your first point of contact to help direct you to the best resource.
Tennessee Network S
Legacy BFS Team Members
Wisconsin Blue Preferred POS
844.216.9320
All Other States Blue Choice PPO [email protected]

Legacy BMC Team Members
How do I find a dentist? How do I find a vision provider? 866.876.4161
MetLife dentist Vision provider [email protected]
Go to www.metlife.com Go to www.eyemed.com
• Click “I want to find a MetLife: Dentist” • Click “Login” > “Member” The “PPO in a suitcase” logo
On the front of your BCBS medical ID card, there will be a "PPO" in a suitcase
• Enter Zip Code • Register using the last 4 of your SSN if you icon that means you are part of the BlueCard program. This means you and your
do not have a username and password
• Select your Network: PDP Plus covered dependents may use Blue Cross and Blue Shield network providers
• Click “Submit” • Click “Locate a Provider throughout the United States, even while traveling or away from your home state.





50 • 2021 BUILDERS FIRSTSOURCE MID-YEAR BENEFITS GUIDE 2021 BUILDERS FIRSTSOURCE MID-YEAR BENEFITS GUIDE • 51

Frequently Asked Questions Do I need to enroll in a pharmacy plan?

No. Your pharmacy benefit is included in your medical plan election; however, you will receive a
How do I find a provider? separate ID card for prescriptions.
For a medical provider: www.bcbstx.com
How do I get benefit plan ID cards?
Current Member Your medical, prescription drug, dental and vision plan providers will mail ID cards to your home
Log in to Blue Access for Members (BAM) at www.bcbstx.com or on the BCBSTX mobile app. First- address. If the Company has your correct address on file, you should receive ID cards within 15
time users will need to register using the member ID reflected on your ID card. Once logged into business days of enrolling. If you are needing a temporary ID card, please register yourself on the
BAM, select Provider Finder and perform your search. When you are logged into BAM under your BCBS, Caremark, MetLife, and or Eyemed websites and an option to view your card will be available.
member ID, the system automatically brings up the correct BCBS network that applies to you. You can also contact the Benefits Department at [email protected] or call 844-216-9320.

To Search as a Guest: What if my spouse or child and I both work for the company?
Go to www.bcbstx.com and select Find a Doctor or Hospital. You may each enroll in the medical, dental and vision plans individually as “Employee Only,” OR you,
• Click ‘Search as a Guest’. or your spouse, may enroll as “Employee + Spouse” (or Employee + Family”). You cannot be enrolled
both as an employee and as a dependent. However, children of parents who both work for the
• On the next page, click ‘Search In-Network Providers’.
company can be covered by only one parent’s plan. You cannot elect spouse life or AD&D insurance
• In the drop-down box ‘How do you get insurance?’, select ‘Through my employer or my spouse’s if your spouse is also a regular, full-time employee of the company.
employer’.
• In the drop-down box ‘Select the type of care you are looking for’, select ‘Medical’. What if I need to add a dependent or make changes to coverage after
• Input in the next drop-down box the state where you live. I enroll?
• In the drop-down box for ‘Select Plan/Network’, input the correct provider network selection Due to limitations required by law, generally team members cannot make mid-year election changes
from the table below. without a qualifying family status change. Team members have 31 days from the effective date of a
qualifying family status change to make changes to their benefits.
• Input the remaining fields to complete the search.
Or call BCBS Provider Finder at 1-800-810-2583, Monday to Friday between 8 a.m. and 6 p.m. CT. I am turning 65 soon. What will happen to my current benefits with the
company?
Know Your Provider Network Your current benefits will continue to stay active. No action is required to maintain coverage.
However, if you want to drop your medical plan due to gaining coverage through Medicare, you will
RESIDENT STATE BCBS PROVIDER NETWORK
just need to follow the instructions to submit a life event through Dayforce.
Colorado CO Pathway
Florida Network Blue I have a question about my claim/benefit deductions on my pay
checks/leave of absence/Dayforce benefits enrollment, etc.
Georgia Blue Open Access POS
Who do I contact?
Maryland BlueChoice Advantage Open Access
The Benefits Department can be your first point of contact to help direct you to the best resource.
Tennessee Network S
Legacy BFS Team Members
Wisconsin Blue Preferred POS
844.216.9320
All Other States Blue Choice PPO [email protected]

Legacy BMC Team Members
How do I find a dentist? How do I find a vision provider? 866.876.4161
MetLife dentist Vision provider [email protected]
Go to www.metlife.com Go to www.eyemed.com
• Click “I want to find a MetLife: Dentist” • Click “Login” > “Member” The “PPO in a suitcase” logo
On the front of your BCBS medical ID card, there will be a "PPO" in a suitcase
• Enter Zip Code • Register using the last 4 of your SSN if you icon that means you are part of the BlueCard program. This means you and your
do not have a username and password
• Select your Network: PDP Plus covered dependents may use Blue Cross and Blue Shield network providers
• Click “Submit” • Click “Locate a Provider throughout the United States, even while traveling or away from your home state.





50 • 2021 BUILDERS FIRSTSOURCE MID-YEAR BENEFITS GUIDE 2021 BUILDERS FIRSTSOURCE MID-YEAR BENEFITS GUIDE • 51

Contact Guide



General Benefits Information 844.216.9320 [email protected] Guidance Resources Employee
(Legacy BFS) Assistance Plan 1.888.327.7401 www.guidanceresources.com
Org. Web ID: “BFSEAP”
General Benefits Information To find your group number and
(Legacy BMC) 1.866.876.4161 [email protected] MetLife Dental Dental estimates search for providers:
Claims Address: 1.800.474.7371 www.metlife.com/mybenefits Website
Fidelity 401(k) 1.800.835.5095 www.netbenefits.com P.O. Box 981282 1.877.638.3379 for dentist use for pre- treatment
(Legacy BFS) El Paso, TX 79998 estimates: www.metdental.com

Empower 401(k) 1.888.411.4015 www.empower-retirement.com/ Fidelity Health Savings Account 1.800.544.3716 netbenefits.com or 401k.com
(Legacy BMC) participant (HSA) (Legacy BFS)
Health Equity Health Savings
Voya Voluntary Health Products 1.877.236.7564 https://presents.voya.com/EBRC/Builders Accounts (HSA) and Flexible 1.866.346.5800 www.healthequity.com
Spending Accounts
(Legacy BMC)
Blue Cross Blue Shield of Texas
Claims Address: 1-800-521-2227 WageWorks / Health Equity
P.O. Box 660044 (Legacy BFS)
Dallas, TX 75266-004 Flexible Spending Account 1.877.924.3967 www.wageworks.com
Dependent Daycare Account
MD live 1-888.680.8646 www.bcbstx.com Limited Purpose FSA
24/7 Nurseline Special Beginnings 1-800.581.0368
Check your ID card for group and
Beginnings Fitness 1-888.421.7781 member ID number. Quit for Life (Tobacco Cessation) 1.866.784.8454 www.quitnow.net
Program Provider Finder 1-888.762.2583
Voya Life Claims
BVA 1-800.810.2583
(Grp # 72184-1)
Member Rewards # on back of ID PO Box 1548
Minneapolis, MN 55440 1.888.238.4840 www.voya.com/claims
Overnight address:
www.naturallyslim.com/bfs
Naturally Slim 20 Washington Avenue South
[email protected] Minneapolis, MN 55401
CVS/Caremark Rx Standard
Mail Order Claims Address: www.caremark.com Virta - for Type 2 Diabetes virtahealth.com/bfs
P.O. Box 94467
Palatine, IL 60094-4467 RX 1.844.431.4881 Check your ID card for group and
Reimbursement Claims Address:
P.O. Box 52136 member ID number. Hinge Health www.hinghealth.com/bfs
Phoenix, AZ 85072-2136

Sun Life Disability & 1.833.812.5177
Leaves of Absence Allstate Identity Theft 1.800.789.2720 www.myaip.com

EyeMed Vision www.eyemed.com
Claims Address: To find providers:
ATTN: OON Claims 1.866.939.3633 www.enrollwitheyemed.com This guide provides highlights of your benefits. If any statement in this guide conflicts with any
P.O. Box 8504, Check your ID card for group applicable plan documents, the plan documents will govern. Plan provisions may be changed or
Mason, OH 45040-7111
Network: Insight and member ID number. deleted in order to meet any state or legal requirements. The Company retains the right to amend
or terminate benefits as it deems necessary at any time. Benefit options, eligibility and other details
may be different for employees covered under a Collective Bargaining Agreement (CBA). Refer to
your CBA for specifics. This guide describes benefits for full time team members and does not
describe benefits eligibility for part time, seasonal or leased team members.
52 • 2021 BUILDERS FIRSTSOURCE MID-YEAR BENEFITS GUIDE 2021 BUILDERS FIRSTSOURCE MID-YEAR BENEFITS GUIDE • 53

Contact Guide



General Benefits Information 844.216.9320 [email protected] Guidance Resources Employee
(Legacy BFS) Assistance Plan 1.888.327.7401 www.guidanceresources.com
Org. Web ID: “BFSEAP”
General Benefits Information To find your group number and
(Legacy BMC) 1.866.876.4161 [email protected] MetLife Dental Dental estimates search for providers:
Claims Address: 1.800.474.7371 www.metlife.com/mybenefits Website
Fidelity 401(k) 1.800.835.5095 www.netbenefits.com P.O. Box 981282 1.877.638.3379 for dentist use for pre- treatment
(Legacy BFS) El Paso, TX 79998 estimates: www.metdental.com

Empower 401(k) 1.888.411.4015 www.empower-retirement.com/ Fidelity Health Savings Account 1.800.544.3716 netbenefits.com or 401k.com
(Legacy BMC) participant (HSA) (Legacy BFS)
Health Equity Health Savings
Voya Voluntary Health Products 1.877.236.7564 https://presents.voya.com/EBRC/Builders Accounts (HSA) and Flexible 1.866.346.5800 www.healthequity.com
Spending Accounts
(Legacy BMC)
Blue Cross Blue Shield of Texas
Claims Address: 1-800-521-2227 WageWorks / Health Equity
P.O. Box 660044 (Legacy BFS)
Dallas, TX 75266-004 Flexible Spending Account 1.877.924.3967 www.wageworks.com
Dependent Daycare Account
MD live 1-888.680.8646 www.bcbstx.com Limited Purpose FSA
24/7 Nurseline Special Beginnings 1-800.581.0368
Check your ID card for group and
Beginnings Fitness 1-888.421.7781 member ID number. Quit for Life (Tobacco Cessation) 1.866.784.8454 www.quitnow.net
Program Provider Finder 1-888.762.2583
Voya Life Claims
BVA 1-800.810.2583
(Grp # 72184-1)
Member Rewards # on back of ID PO Box 1548
Minneapolis, MN 55440 1.888.238.4840 www.voya.com/claims
Overnight address:
www.naturallyslim.com/bfs
Naturally Slim 20 Washington Avenue South
[email protected] Minneapolis, MN 55401
CVS/Caremark Rx Standard
Mail Order Claims Address: www.caremark.com Virta - for Type 2 Diabetes virtahealth.com/bfs
P.O. Box 94467
Palatine, IL 60094-4467 RX 1.844.431.4881 Check your ID card for group and
Reimbursement Claims Address:
P.O. Box 52136 member ID number. Hinge Health www.hinghealth.com/bfs
Phoenix, AZ 85072-2136

Sun Life Disability & 1.833.812.5177
Leaves of Absence Allstate Identity Theft 1.800.789.2720 www.myaip.com

EyeMed Vision www.eyemed.com
Claims Address: To find providers:
ATTN: OON Claims 1.866.939.3633 www.enrollwitheyemed.com This guide provides highlights of your benefits. If any statement in this guide conflicts with any
P.O. Box 8504, Check your ID card for group applicable plan documents, the plan documents will govern. Plan provisions may be changed or
Mason, OH 45040-7111
Network: Insight and member ID number. deleted in order to meet any state or legal requirements. The Company retains the right to amend
or terminate benefits as it deems necessary at any time. Benefit options, eligibility and other details
may be different for employees covered under a Collective Bargaining Agreement (CBA). Refer to
your CBA for specifics. This guide describes benefits for full time team members and does not
describe benefits eligibility for part time, seasonal or leased team members.
52 • 2021 BUILDERS FIRSTSOURCE MID-YEAR BENEFITS GUIDE 2021 BUILDERS FIRSTSOURCE MID-YEAR BENEFITS GUIDE • 53

BFS Benefits Department 2001 Bryan Street - Suite 1600 Dallas, TX 75201 [email protected] [email protected] MID-YEAR OPEN ENROLLMENT IS APRIL 19 - 30, 2021