2020 AAP Souvenir Booklet

2020

AGENCY AWARDS
PRESENTATION

Chairman’s Message

Mr XXX

EVENT MARK RATIONALE In Japan, the elegant dragonfly is considered a
victory insect (kachimushi). There are many stories
Every once in a while, we evaluate our reasons for and legends that hold this insect in high regard.
making our life choices. As agents, we are Three of these values and principles are Courage,
instruments of positive change. We assist, and Living in the Moment,
support, so we can make a difference in the lives of and Maturity.
others.
So today, we honour and celebrate these values
The concept and theme of this year is ‘Difference’. It and principles together, and fly out into the world
is represented by the ‘Delta’ mathematical symbol in and continue to make a difference in the lives of
the eventmark on the right. Here our contribution of others.
making a difference in the lives of others is being
celebrated and recognized. Produced by Agency Distribution
©2020 Tokio Marine Life Insurance Malaysia Bhd. All Rights Reserved.
There is another thing. In the natural world, there is
one creation of mother nature that embodies our
values and principles
- the dragonfly.

20
20

3
AGENCY AWARDS PRESENTATION

Chairman’s Message

Yang Bhg Tan Sri Dato Dr Yahya Bin Awang

Chairman,
Tokio Marine Life Insurance Malaysia Bhd.

LLet me begin by conveying my heartfelt congratulations
to all Tokio Marine Life Top Achievers of 2019 on your
remarkable achievement. Your effortless contribution had
made the year ended well with new records set. The Company’s
growth and success are dependent on having devoted and
capable agency members like you, and we want to recognise the
contributions you have made.

The achievement of “Mission 5000” clearly expressed our strong
desire to expand and strengthen our Agency Force to 5000
agency members and beyond, in the hope that Tokio Marine Life
would one day flourish and achieve the vision of becoming one
of the Top Five Life Insurance Companies in Malaysia.

In this current situation, it is unfortunate that the unexpected
Covid-19 pandemic had greatly impacted and disrupted
many businesses and industries worldwide. With such great
interference, comes great innovation and creativity. To keep up
and adapt to this drastic change of environment, Tokio Marine
Life was agile in shifting its processes to cater to a future of
digitalisation. We will continue to improve and enhance our
Customer Portal (e-Services), Agency Portal, e-submission
platform (T-Marine Pro), oneTokio mobile app and other online
initiatives. While we grow to accommodate to the customers’
needs, we will ensure our new technologies come with data
privacy and security. I am confident that with these new
initiatives and support provided by the Company, our Agency
Force would be able to adapt to the new normal and achieve
greater heights in the future.

With our foundation to be a “Good Company”, we are committed
to stay true to our core principle to “Look Beyond Profit”. While
uncertainties continue to linger during this challenging time,
we know that our customers need us more than ever. Providing
protection and peace of mind to our customers is what we will
continue to do, and we will uphold this commitment and trust
that we’ve earned over the years.

Once again, congratulations to all our esteemed Awardees and I
wish all of you achieving great success in the coming years!

Thank you and Stay Safe!

CEO’s Message

Mr Toi See Jong

Chief Executive Officer,
Tokio Marine Life Insurance Malaysia Bhd.

Firstly, I would like to congratulate all Tokio Marine
Life Top Achievers for your astounding performances
in 2019. Your continuous aggressive momentum
is of vital importance in contributing to the year’s
accomplishments and meeting the Company’s goals.

Despite the challenging and competitive environment in 2019,
the Agency Channel continued to make steady progress as a
team, making a record of RM 129.7 million APE. We had also
recruited 1,168 new agents, bringing the total manpower
to 4,004. I believe that all these numbers would continue to
grow further, enabling Tokio Marine Life to realise its dream
of becoming one of the Top Five Life Insurance Companies in
Malaysia.

Here, I would firstly like to congratulate Asia Ace Agency Sdn. Year 2020 has been a very difficult year. The Covid-19 pandemic
Bhd., under the leadership of Mr S. Malaiyarasan, for being had impacted our country and the world drastically. Having
the first agency in Tokio Marine Life to achieve the Grand physical meetings and reaching out to customers are a
Mega Star Agency Award, after prominently holding on to the challenge in today’s environment, but let’s take this situation
Mega Star status for four consecutive years. This is a huge as an opportunity for us to change and move further into the
accomplishment which marks a great milestone for Asia Ace Digitalisation era. Tokio Marine Life will continue to support
Team and Tokio Marine Life. Salute to you, as you had clearly the Agency Force through digital innovations, with more
proven that with your strong persistence and determination, enhancements on IT, e-submission platform (T-Marine Pro),
surpassing the 10 Million AFYP is achievable. Well done! Agency Portal and the oneTokio mobile app.

I would also like to congratulate our Mega Star Agency The growth of Quality Agency Manpower is also essential in
achievers – EPTS Mansion Sdn. Bhd. and Mr Lee Lai Him, our building and sustaining the Company’s growth in the years to
first time achiever. Another proud moment we have for 2019 come. Therefore, Tokio Marine Life will continue to support our
is that Lee Lai Him Group had produced 3 Mega Qualifiers Agency Force in manpower development, where we will focus
within the agency. Apart from the Mega Star Agency award, intensely on recruiting and retaining productive agents. With
congratulations to Mega Star Unit – Ms Cheng Kwee Lan, the adaptability and persistence of our Agency Force, I believe
and Mega Star Agent – Ms Ng May Ling, on your respective that all of you will get back on track and continue to record
achievements! Your success stories are the inspiration to our profitable growth.
Agency Force, to continuously soar for greater heights.
Keep being the role model that you are, and continue to live
This year, I’m also pleased to announce that our MDRT members up to our “Good Company” and “Hokenbito” values that has
had increased to 40 qualifiers (an increase of 34% compared to brought you this far – to protect customers with a sense of
last year). Congratulations to our Court of The Table achiever, professionalism no matter what it takes.
Ms Jessie Chen. Your hard work and passion towards achieving
your goal had certainly made your success attainable. And to Once again, my heartiest congratulations to all our 2019
the 39 MDRT qualifiers, congratulations on your achievements Achievers and I wish all of you great success!
and I believe that you would continue to achieve this
international accolade year after year. Last but not least, not Take Care & Stay Safe!
forgetting all our Million Dollar Agencies, congratulations to all
of you!

5

DCEO’s Message

Mr Yoshiaki Okabe

Deputy Chief Executive Officer, f MAXX Group EPTS lead by Mr. Mason Cha for the consistent
Tokio Marine Life Insurance Malaysia Bhd achievement as Mega Agency award and I look forward to
seeing the continuous evolution of this dynamic agency.

f MAXX Group LLH lead by Mr. Lee Lai Him for achieving Mega
Agency for the first time along with a “Triple Crown” in Mega
Agency, Mega Unit and Mega Agent.

f Jessy Chen Agency Sdn. Bhd. lead by Ms. Jessie Chen for
achieving the Court of Table (COT) membership in MDRT.

I would also extend my respect and appreciation to
all agency members for your relentless efforts and
hard work during this trying Movement Control Order
(MCO) period since March, 2020. The initial MCO period
confined us to working from home and many business
activities and events were either postponed or cancelled.
These restrictions, though, have not deterred us from
continuing with our business as our agency members
adapted to the ‘new normal’ quickly to perform
remarkably well during the MCO and subsequent
extended periods.

We thought 2019 would be a challenging year Life insurance business requires our customers to have
due to some regulation changes but our Agency good understanding of the products and trust with the
force members did us proud by showing great agents. We used to believe we could make it only when
potentials and achieving tremendous growth once again. agents come face to face with our customers. But our
agency members have proved that nothing is impossible
I extend my heartiest congratulations to all 2019 Agency with their will power when they recorded no zero
Awards Presentation awardees and specifically note the submission on a single day by Remote Sales procedure.
following outstanding achievers: Kudos to all Tokio Marine Life partners! I am sure 2020
will be the year we remember for life.
f Asia Ace Agency Sdn. Bhd. under the able leadership of Mr.
S. Malaiyarasan as Champion in Top Agency Manager Overall We will continue to face challenges in our lives, and
Production category and achieving the Grand Mega Agency the challenges will become tougher with each passing
for the first time in Tokio Marine Life Malaysia. Asia Ace has year. It is important for us to review our milestones as
opened the door to Grand Mega Agency and is certainly poised each achievement gives us power to grow further. I look
to achieving the next title, Grand Master Star. forward to celebrating even greater achievements with
the agency members for many years to come.

Congratulations again to all 2019 achievers.

Thank you!

CAO’s Message

Greetings to all my esteemed Agency Members Mr Liew Kim Wah
and I hope everyone is staying safe and keeping
well! First of all, I’d like to extend my heartiest Chief Agency Officer,
congratulations to all the Top Achievers of 2019, and all Tokio Marine Life Insurance Malaysia Bhd
those who’d contributed to make 2019 a year of amazing
breakthrough for Agency Distribution. It is unfortunate
that with the current Covid-19 situation, we’re unable
to hold this prestigious event on a big scale this year,
but the well-being of all our Awardees are our utmost
priority.

Congratulations to Mr. S. Malaiyarasan and his Asia our TM-Pro and other ‘e’ initiatives to assist our Agency
Ace team for bringing their agency to a new level of Force as much as possible. Building Quality Manpower
achievement! Being the first agency to cross the Grand and improving Agency Productivity remain to be our key
Mega Agency threshold in Tokio Marine Life Malaysia is focus, in order to strengthen TMLM’s Agency Force. We
indeed a remarkable accomplishment which I believe will fight this together and the Company will continue to
it will forever be the pride of Asia Ace. Not forgetting focus in supporting our Agency Force during this difficult
our Mega Agencies, EPTS Mansion and the 1st time time.
achiever - Lee Lai Him (LLH) Group, congratulations
on your agencies’ outstanding performances! Another To all my Agency Members, do not give up during this
proud achievement to be recognised here is LLH Group’s difficult time. I strongly believe that we could still make
success in achieving the 3 Mega recognitions – Mega things happen and create the success that we want
Agency, Unit & Agent. Congratulations to Ms Cheng Kwee and set out to achieve. I sincerely wish all of you great
Lan and Ms Ng May Ling, of LLH Group, in achieving the success in the years to come!
Mega Unit and Agent respectively. Also, congratulations
to our Court of The Table achiever, Ms Jessie Chen. Your Take Care, Stay Safe & Healthy!
relentless hard work had truly proven that whatever
you’ve set to achieve is possible! To all the 39 MDRTs,
11 Agency Builders and the rest of the Achievers,
congratulations to all of you! Last but not least, to the 1st
branch that breached the AFYP 20 Mil, congratulations to
Johor Bahru and all the Agency Members of the branch,
well done!

Year 2020 has been a very difficult and challenging year,
with the sudden presence and effects of the Covid-19
pandemic. Sad to say, we have witnessed how this
virus has greatly impacted our business, our families,
our communities and our way of life. Nevertheless, we
shouldn’t take this as a threat, but use it as a lesson
and a turning point for us to reflect and adapt to this
new change. Reaching out to customers is no longer
easy, therefore, the Company will continue to enhance

7



Top Agency Manager Champion

Asia Ace Agency Sdn Bhd

Asia Ace Agency Sdn Bhd

Destination Reached! Today, setting an example to the entire workforce of
Tokio Marine Life Insurance Malaysia Bhd, Asia Ace
2019 was our best record year of the last decade! Agency Sdn Bhd has completed its ultimate target in
production and marches forth with the status of The
Asia Ace Agency Sdn Bhd has sustained its Mega Grand Mega Agency with a staggering production of
Agency status from 2013 till 2018; but theultimate RM10.3 Million in 2019!
goal initiated on 2017 has always been to achieve the
Grand Mega Agency title (RM10 Million). THIS, we Dedications:
finally achieved in 2019. Congratulations to all Asia
Ace Agency Sdn Bhd business partners who made We would like to dedicate the Grand Mega Agency
this dream a reality. victory to the Kingmaker of Tokio Marine Life
Insurance Malaysia Bhd, who took charge of the
Achieving such a prestigious goal with contributions Agency Development Office in 2012 and changed the
from most of the team members, is a real victory mindset of the entire agency force from “sustainers”
indeed. More than 200 Ace members have come to “creators“. Thanks, and Congratulations to Mr Liew
together to support the Grand Mega Agency mission Kim Wah, our Chief Agency Officer for guiding our
and we achieved the final figure of RM10.3 Million by agency achieving towards the status of The Grand
31st Dec 2019. Mega Agency.

In order to grow & expand as a leading life insurance We are blessed to be able to work with great
principal in our country, Tokio Marine Life Insurance supporters from the home office department heads,
Malaysia Bhd set out on a mission to create many Business Development team and the branch staffs
Mega Agencies and Grand Mega Agencies. This is that have rendered their best support to us from day
something to be proud of, as to be a part of that grand one up to the final day of 2019. Without their support
aspiration and in declaring that Asia Ace Agency Sdn none of this would have been possible.
Bhd was the first and the only agency that managed to
achieve the status of a Mega Agency with a production 2020 started off as a challenging year. Nevertheless,
of RM6 Million in 2013 and have been continuously Let’s Do It Again In The New Decade!
sustaining that status from till date. Yet again, we
became the first agency ever to cross the production
amount of RM7 Million & RM8 Million up until the year
2018.

9



Top Unit Manager Champion

Cheng Kwee Lan

MAXX Group LLH

2019was our record breaking year. I also feel a deep sense of gratitude to all those who
We achieved 6.19 million. We have supported my unit’s ambitions all the way
were the first Unit to achieve especially our CEO Mr Toi See Jong, CAO Mr Liew Kim
the Direct Unit 6 million target, and gained the Mega Wah, DCAO Mr Tai Chee Ming, Regional Manager Mr
Star Unit recognition! Our first feat in Tokio Marine Gary Ching, BDM Miss Amber Loh and Melaka Branch
Life Malaysia since the company’s establishment in Personnel. Your advice, motivation and support
1948. Within our Agency Team we’ve also achieved 5 did help me and my unit members accomplish our
MDRTs, and 8 Top Awardees recognitions in 2019. mission.

I’m grateful that we’re the Champion again for the May these successes lead to greater achievements in
4th consecutive year. I see this award as the result of the years to come. Thank you and I love you all!
teamwork, an achievement by all my unit members.
Each and everyone of you had contributed to this
achievement. Again, your efforts and willingness to
sacrifice your time had paid off. Thank you all and
congratulations to all my unit members!

As we all know, year 2020 has been a challenging
year for us due to the Covid-19 pandemic, as we
have to strive even harder than before to achieve
our goals. So members, with our collective effort and
synergy we can do it!! Am I right?!

I would like to acknowledge our achievements to the
contributions and support given to us by my Super
Hero Mr Lee Lai Him. Without him I would not have
achieved this success.

11



Top Agent Champion

Ng May Ling

MAXX Group LLH

Itis a great honour to be crowned the Top Agent
in Tokio Marine Life for the year 2019. This
remarkable achievement was the fruit of my
effort and persistence. When I committed to strive
to be the Champion of 2019, I did not allow any sales
opportunities to slip by and I firmly grasped all
possibilities of closing the deals. The best words to
describe my drive was “if you really want something,
you will find a way... If you don’t, you will find an
excuse.

I would like to thank my Agency Manager (AM), Mr
Lee Lai Him and Unit Manager (UM), Madam Cheng
Kwee Lan for their strong support. They have always
reached out to help me when I faced difficulties. There
was also tremendous support from the company’s
management team especially Mr Liew, Mr Tai, Mr
Gary, Ms Amber, as well as the Malacca Branch and
all related departments. Without your support, I could
not have overcome the obstacles smoothly. Thank you
very much!

Lastly, I would like to take this opportunity to thank
the hero behind me, Mr Eng Khim Hor. With his full
support and understanding, I was able to accomplish
my mission.

Yeah! I am Champion!

13

Top Producers Award

Agency Managers

CHAMPION
Asia Ace Agency Sdn Bhd
Asia Ace Agency Sdn Bhd

1ST RUNNER UP 2ND RUNNER UP
EPTS Mansion Sdn Bhd Lee Lai Him

MAXX Group EPTS MAXX Group LLH

3RD RUNNER UP 4TH RUNNER UP
Jessy Chen Agency Sdn Bhd Leong Wai Keong

Jessy Chen Agency Sdn Bhd MAXX Group GPC

Top Producers Award

Unit Managers

CHAMPION
Cheng Kwee Lan
MAXX Group LLH

1ST RUNNER UP 2ND RUNNER UP
Teh Keat Mei
Rumayee
MAXX Group GPC A/P K Muthusamy

Roomas Agencies

Top Producers Award

Sales Managers/Agents

CHAMPION
Ng May Ling
MAXX Group LLH

1ST RUNNER UP 2ND RUNNER UP
Jaya Kumari A/P Gopal Lee Mou Yen

Asia Ace Agency Sdn Bhd MAXX Group LLH

3RD RUNNER UP
Pang Hui Tien

MAXX Group LLH

Top Producers Award

Rookies

CHAMPION
Dau Kue Lian
IWC Advisors Sdn Bhd

1ST RUNNER UP
Lee Jia Xuan

RMS Advisory Sdn Bhd

Top Achievers Award INVESTMENT-LINKED

Agency Managers

CHAMPION
Asia Ace Agency Sdn Bhd
Asia Ace Agency Sdn Bhd

1ST RUNNER UP 2ND RUNNER UP
Lee Lai Him EPTS Mansion Sdn Bhd

MAXX Group LLH MAXX Group EPTS

3RD RUNNER UP 4TH RUNNER UP
Jessy Chen Agency Sdn Bhd Cheow Nam Fee

Jessy Chen Agency Sdn Bhd MAXX Group CNF

Top Achievers Award INVESTMENT-LINKED

Unit Managers

CHAMPION
Cheng Kwee Lan
MAXX Group LLH

1ST RUNNER UP 2ND RUNNER UP
Teh Keat Mei
Rumayee
MAXX Group GPC A/P K Muthusamy

Roomas Agencies

3RD RUNNER UP 4TH RUNNER UP

Vinoth Kumar Poovaneswaran
A/L Kumaran A/L Thangavalu

Pride Solution Agency Asia Ace Agency Sdn Bhd

Top Achievers Award INVESTMENT-LINKED

Sales Managers/Agents

CHAMPION
Ng May Ling
MAXX Group LLH

1ST RUNNER UP 2ND RUNNER UP
Pang Hui Tien Lee Mou Yen

MAXX Group LLH MAXX Group LLH

3RD RUNNER UP 4TH RUNNER UP
Wong Chia Yee Lim Guat Ngoh

MAXX Group LLH Optimum Life Planners Advisory
Sdn Bhd

Top Achievers Award INVESTMENT-LINKED

Rookie

CHAMPION
Dau Kue Lian
IWC Advisors Sdn Bhd

Top Producers &
Top Achievers (Investment-Linked)

Champions TOP UNIT MANAGER

Cheng Kwee Lan

MAXX Group LLH

TOP SALES MANAGER/ TOP ROOKIE
AGENT
Dau Kue Lian
Ng May Ling
IWC Advisors Sdn Bhd
MAXX Group LLH

TOP AGENCY MANAGER

Asia Ace Agency Sdn Bhd

Asia Ace Agency Sdn Bhd



2020 Million Dollar Round Table Qualifiers

1ST Time Qualifier 1ST Time Qualifier 1ST Time Qualifier 2ND Time Qualifier 2ND Time Qualifier
Wee Wai Ming Tan Chang Siew Chong How Kee Muhammad Koh Kae Li
Shahrizul Munir Bin
MAXX Group GPC MAXX Group CNF MAXX Group EPTS Mohamed Nasir MAXX Group LLH

Shahrizul Munir Unit

1ST Time Qualifier 1ST Time Qualifier 2ND Time Qualifier 2ND Time Qualifier 2ND Time Qualifier
Wong Ke Loong Lau Ai Ling Julian Goh Chen Zui
TM Legacy Builders Yee Shiow Huoy Koo Gwo Shing
MAXX Group CNF CLY Agency
Optimum Life Planners Jessy Chen Agency
Advisory Sdn Bhd Sdn Bhd

3RD Time Qualifier 5TH Time Qualifier 7TH Time Qualifier 10TH Time Qualifier 16TH Time Qualifier
Pang Hui Tien Hii Ming Ting Ng May Ling (Qualifying Life (Qualifying Life
MAXX Group LLH Member) Member)
MAXX Group LLH Asia Care
Jaya Kumari Wong King Kiew
A/P Gopal
David Tea Agency
Asia Ace Agency Sdn Bhd

5TH Time Qualifier 6TH Time Qualifier 7TH Time Qualifier 12TH Time Qualifier 2020 Court of the
Chin Shi Hui Dau Kue Lian (Qualifying Life Table & 20TH Time
Lim See Chek Member with 2 Qualifier (Qualifying
MAXX Group CNF IWC Advisors Sdn Bhd times COT) Life Member with 5
Tokio Stars Group times COT)
- Linda Agency Dato Ganesan
A/L K Arumugam Jessy Chen Agency
Sdn Bhd
DG Agency
Jessy Chen Agency
Sdn Bhd

14TH Time Qualifier 10TH Time Qualifier 7TH Time Qualifier 5TH Time Qualifier 2ND Time Qualifier
(Qualifying Life (Qualifying Life Yong Cheng Gek Chung Siew Yian
Member) Member) Lim Guat Ngoh
Yeow Kee Bian Agency Team Power Advisory
Tan Kok Wan Vanasundari Optimum Life Planners
A/P Govindasamy Advisory Sdn Bhd
Tan Kok Wan Agency
Asia Ace Agency Sdn Bhd

20TH Time Qualifier 12TH Time Qualifier 7TH Time Qualifier 6TH Time Qualifier 4TH Time Qualifier
(Qualifying Life (Qualifying Life EPTS Mansion Sivanesvary
Member) Member) Loo Lqi Kim Sdn Bhd A/P A Arumugam

Rumayee Lee Nyuk Chu Optimum Life Planners MAXX Group EPTS D. Subramaniam Agency
A/P K Muthusamy Advisory Sdn Bhd
Asia Care
Roomas Agencies

2ND Time Qualifier 2ND Time Qualifier 1ST Time Qualifier 1ST Time Qualifier 1ST Time Qualifier
Lee Mou Yen Siow Yin San Corene Goon Teoh Soo Jin Yeo Seow Mei
MAXX Group LLH MAXX Group CNF Swee Fong Teik Sin Agency
MAXX Group GPC MAXX Group EPTS

2ND Time Qualifier 2ND Time Qualifier 1ST Time Qualifier 1ST Time Qualifier 1ST Time Qualifier
Kasthuri Thilagam Koh Yoong Hoe Chiong Sze Seng Lee Jia Xuan Wong Chia Yee
A/P Chinapen MAXX Group EPTS RMS Advisory Sdn Bhd MAXX Group LLH
MAXX Group CNF
Roomas Agencies

2020 Court of the Table &
20th Time Qualifier
(Qualifying Life Member with 5 times COT)

JESSY CHEN AGENCY SDN BHD

JESSY CHEN AGENCY SDN BHD

Star Agency Award

4 Stars 2 Stars 1 Star Lee Nyuk Yin
Lim Hong Teow
Cheow Nam Fee Bong Lu Foon Arivalagan Loi Hieng Ngoh
Jessy Chen Agency Chai Lan Yen A/L Manickam Maniam A/L Munusamy
Sdn Bhd Dharmalingam Bharath A/L Sivaraj Murthi A/L Veerappan
Leong Wai Keong A/L Sellappen Bong Kuet Phiaw Francis Nexus Risk Management
Foo Then Hin Chai Hun Bun (M) Sdn Bhd
3 Stars Lim Poh Siong CKL Associate Sdn Bhd Pang Sun
RMS Advisory Sdn Bhd David Tea Che Miaw Selavathy
Ramasamy A/L Simamuthu Tan Kok Wan Dato Ganesan A/L Somsundram
Visvanathan Team Power Advisory A/L K Arumugam Subramaniam
A/L Angamuthu Sdn Bhd IWC Advisors Sdn Bhd A/L Kuppusamy
Yii Ming Yien Koo Chiew Kheong Valayutham
Kueh Siew Kiaw A/L Ponnusamy
Lam Chui Peng
Lee Nyuk Siew

Grand Mega Agency Mega Agency Mega Agency

Asia Ace Agency Sdn Bhd EPTS Mansion Sdn Bhd Lee Lai Him

Asia Ace Agency Sdn Bhd MAXX Group EPTS MAXX Group LLH

Star Unit Award

5 Stars 3 Stars 1 Star Rising Star

Rumayee Barkawi Ramulu Chan Kee Chong Alan Tan Chun Keat
A/P K Muthusamy A/P Ramulu Gobinath Ang Boon Shi
Teh Keat Mei Chin Shi Hui A/L Mariyappan Julian Goh Chen Zui
Pui Jin Teck Jong Suk Moi Kalaichelvan
4 Stars Yap Mooi Hong Kathiresan A/L Rajoo S/O R Supermaniam
Koh Yoong Hoe Kayalvili A/P Malaiyarasan
Ling Liing Hing 2 Stars Loo Lqi Kim Lau Ai Ling
Poovaneswaran Muhammad Shahrizul Munir Ong Soo Chuan
A/L Thangavalu Cheah Guat Peng Bin Mohamed Nasir Siow Yin San
Vinoth Kumar Chiong Sze Seng Rasatha Thilakamalar
A/L Kumaran Tang Kok Wai A/P Raman A/P Marimuthu
Wong King Kiew Saravanan Yap Yee Bin
Yong Sin Yee A/L Varatharajoo
Tan Too Khoi

Mega Unit

Cheng Kwee Lan

MAXX Group LLH

Star Agent Award

5 Stars 3 Stars 1 Star Wong Wei Wen
Yeong Lee Lan
Jaya Kumari A/P Gopal Chong How Kee Chan Siew Lee Yong Cheng Gek
Lee Mou Yen Julian Goh Chen Zui Ch’ng Chee Seng Yong Teck Ming
Pang Hui Tien Kasthuri Thilagam Chong Cher Yen
A/P Chinapen Chong Yew Chian Rising Star
4 Stars Koh Kae Li Chong Yoke Ching
Lee Jia Xuan Gangatharan A/L Ganesan Chan Chin Cheak
Dau Kue Lian Lim See Chek Goh Siew Mui Choong Guan Yee
Lim Guat Ngoh Vanasundari Jayakumar Dinesh
Wong Chia Yee A/P Govindasamy A/L Subramaniam A/L Balasubramaniam
Wong Ke Loong Kumutah A/P Tangaveloo Goh Shirley
Mega Agent Yeo Seow Mei Lee Siok Lin Jiventeren A/L Selavathy
Lee Yun Chin Lau Yek Huat
Ng May Ling 2 Stars Lieu Sheue Jiun Letchumi
MAXX Group LLH Lim Yat Wai A/P Ramakrishnan
Corene Goon Swee Fong Magala Sri A/P Krishnan Liew Li Ying
Hii Ming Ting Mala A/P Vairan Lim Kui Kee
Koh Wee Kiong Pirabbu A/L Rajamoogan Lim See Han
Kong Siew Yuk Sambanthan Lok Sze Ling
Lee Mou An A/L Arumugam Low Yann Ling
Lee Nyuk Chu Saraswathy A/P Sinnappan Maran
Lee Tai Lee Saravanan A/L Thatchanamoorthy
Sumathi A/P Sellathurai A/L S.Mariappan Nandini A/P Asokan
Tan Chang Siew Sharvin A/L Kalai Chelvan Ng Sin Yee
Ting Hei Sieng Sivanesvary Ong Swee Leong
Yeoh Wei Mei A/P A Arumugam Pavitran A/L Tamil Selvan
Tan Jeng Yik Sandaramah
Tham Choy Yin A/P Nachemanil
Thavamani A/P Nagappan Syamira Ain Binti Suhaimin
Thirukumaran Thanaletchumy
A/L Paramasivam A/P Ganesan
Toh Fong Ming Theeba A/P Kernasamy
Voon Boo Shien Ting Lian Hwa
Wan Ching Ching Voon Ching Chiow
Wee Wai Ming Yap Siew Siew
Wong Siew Poh

Agency Builders’ Club

Champion

Cheng Kwee Lan

MAXX Group LLH

Agency Builders’ Club

1ST Runner Up

Lim Chai Loy Team Tokio

2ND Runner Up

Vinoth Kumar A/L Kumaran Pride Solution Agency

6TH Place 7TH Place 8TH Place
Barkawi Ramulu Nexus Risk Visvanathan
A/P Ramulu Management (M) A/L Angamuthu
Sdn Bhd

3RD Runner Up

Poovaneswaran A/L Thangavalu Asia Ace Agency Sdn Bhd

4TH Runner Up

Asia Ace Agency Sdn Bhd Asia Ace Agency Sdn Bhd

9TH Place 10TH Place 11TH Place
Selvaraj A/L Ramiah Valayutham EPTS Mansion Sdn Bhd
A/L Ponnusamy

Top Introducers Award

1ST Runner Up 2ND Runner Up
Ng Yoon Kooi Saravanan
Jessy Chen Agency Sdn Bhd A/L S.Mariappan
DG Agency

Champion 3RD Runner Up 4TH Runner Up
Sathis Kumar Vanasundari
Lee Mou Yen A/L Perumal A/P Govindasamy
Dharmalingam A/L Sellappen Asia Ace Agency Sdn Bhd
MAXX Group LLH
11TH Place Thineshraaj A/L Selvaraj
6TH Place Theeba A/P Kernasamy 12TH Place Sumathi A/P Sellathurai
7TH Place Paneerselvam A/L Marimuthu 13TH Place Dinesh A/L Balasubramaniam
8TH Place Yoganathan A/L Arnashellan 14TH Place Maran A/L Thatchanamoorthy
9TH Place Mogan Raja A/L Thangavalu
10TH Place Devi A/P Palanisamy

100 Applications Club

Chin Shi Hui Rasatha A/P Raman
Jaya Kumari A/P Gopal Siow Yin San
Lim Yat Wai Vanasundari A/P Govindasamy
Muhammad Shahrizul Munir Bin Mohamed Nasir Vikhneeswary A/P Karupusamy
Ngui King Hock



Tokio Marine Life Insurance Malaysia Bhd. [199801001430 (457556-X)]

Licensed under the Financial Service Act 2013 and
regulated by Bank Negara Malaysia

Ground Floor, Menara Tokio Marine Life
189, Jalan Tun Razak,
50400 Kuala Lumpur

tokiomarine.com