Kazi Prep 401k Snapshot 03-04-16

Release date 02-29-2016 | FINRA members: For internal or institutional use only. Page 1 of 6

Portfolio X-Ray®: Altaf Kazi: 401k 03-04-16

Benchmark Market Value
S&P 500 TR USD (USD) $330,149.69

Asset Allocation 02-29-2016 Stock Analysis 02-29-2016
Stock Sectors
Asset Allocation Portfolio % Bmark % World Regions
Sensitive Benchmark Greater Asia Americas Greater Europe
Cash 1.20 0.00 Portfolio
US Stocks 67.73 99.41
Non-US Stocks 18.85 0.59 Defensive
Bonds 12.07 0.00
Other/Not Clsfd 0.14 0.00

Cyclical

Bond Analysis 02-29-2016 Portfolio % Bmark % Portfolio Bmark <25 25-50 50-75 >75%
Fixed-Income Sectors 43.49 —
⁄ Government 1.21 — Portfolio % Bmark % Portfolio % Bmark %
‹ Municipal 34.14 — 30.29 80.38 99.39
› Corporate 16.26 — h Cyclical 34.68 2.69 Americas 99.39
€ Securitized 4.91 — 11.16 North America 79.64 0.00
fi Cash & Equivalents 0.00 — r Basic Matls 3.38 14.11 Latin America 0.74
± Derivative 2.33 0.55
t Consumer Cycl 11.59 0.22
Maturity Breakdown 40.41 0.33
Effective Maturity y Financial Svs 16.40 4.61 Greater Europe 11.53 0.00
1-3 6.60 0.00
3-5 u Real Estate 3.31 10.92 United Kingdom 3.65
5-7 18.28 Europe-Developed 7.16 0.06
7-10 0% 5 10 15 20 25 30 35 40 45 50 j Sensitive Europe-Emerging 0.18 0.00
10-15 29.30 Africa/Middle East 0.54 0.00
15-20 Portfolio % Credit Quality Breakdown Portfolio % i Commun Svs 39.15 10.68 0.06
20-30 20.65 Credit Quality 49.88 o Energy 15.26 Greater Asia 8.09 0.00
>30 18.23 AAA 11.05 p Industrials 3.84
11.75 AA 22.64 a Technology 6.45 3.36 Japan 3.59 0.00
13.84 A 16.39 11.50 Australasia 0.99
5.21 BBB 0.00 17.36 0.00 Asia-Developed 1.58
5.21 BB 0.00 Asia-Emerging 1.93
21.98 B 0.04 k Defensive 26.17
3.13 Below B 0.00 Not Classified 0.00
NR s Consumer Def 8.24
d Healthcare 14.38
f Utilities 3.55

Not Classified 0.00

Investment Style 02-29-2016

Fixed-Income Style Portfolio Bmark Equity Style Portfolio Bmark

Effective Duration 6.24 — Average Market Cap ($mil)
Effective Maturity 8.53 — Price/Earnings
0 77 0 Large Mid Small Price/Book
0 23 0 High Med Low Price/Sales
24 23 25 Price/Cash Flow 32,700.98 69,345.53
000 866 16.75 17.74
332 2.04 2.52
Ltd Mod Ext 1.34 1.73
Value Blend Growth 9.70 11.02

0-10 10-25 25-50 >50 0-10 10-25 25-50 >50

Top 10 Net Underlying Holdings 02-29-2016

Assets % Name Type Sector Country
1.60 Microsoft Corp(USD)
1.39 Apple Inc(USD) ST Technology United States
0.95 Exxon Mobil Corporation(USD)
0.94 Johnson & Johnson(USD) ST Technology United States
0.89 Wells Fargo & Co(USD)
ST Energy United States

ST Healthcare United States

ST Financial Services United States

0.87 Alphabet Inc A(USD) ST Technology United States
0.78 General Electric Co(USD)
0.76 JPMorgan Chase & Co(USD) ST Industrials United States
0.71 Alphabet Inc C(USD)
0.67 Amgen Inc(USD) ST Financial Services United States

ST Technology United States

ST Healthcare United States

©2016 Morningstar. All Rights Reserved. The information, data, analyses and opinions contained herein (1) include the confidential and proprietary information of Morningstar, (2) may include, or be derived from, account ß®
information provided by your financial advisor which cannot be verified by Morningstar, (3) may not be copied or redistributed, (4) do not constitute investment advice offered by Morningstar, (5) are provided solely for
informational purposes and therefore are not an offer to buy or sell a security, and (6) are not warranted to be correct, complete or accurate. Except as otherwise required by law, Morningstar shall not be responsible for any
trading decisions, damages or other losses resulting from, or related to, this information, data, analyses or opinions or their use. This report is supplemental sales literature. If applicable it must be preceded or accompanied
by a prospectus, or equivalent, and disclosure statement.

Release date 02-29-2016 | FINRA members: For internal or institutional use only. Benchmark Assets % Page 2 of 6
S&P 500 TR USD (USD)
Portfolio X-Ray®: Altaf Kazi: 401k 03-04-16 48.22 Market Value $
Type Fund Portfolio Date 28.71 159,201
Portfolio Holdings MF 01-31-2016 8.34 94,795
MF 01-31-2016 6.93 27,526
Portfolio Holdings 02-29-2016 MF 12-31-2015 5.17 22,892
Total: 9 Holdings MF 12-31-2015 17,070
Vanguard Instl Trgt Retire 2035 Instl (USD, VITFX) MF 12-31-2015 0.70 2,318
Vanguard Instl Ttl Stk Mkt Idx InstlPls (USD, VITPX) MF 01-31-2016 0.66 2,195
Vanguard Wellington™ Admiral™ (USD, VWENX) MF 01-31-2016 0.66 2,165
Vanguard PRIMECAP Adm (USD, VPMAX) MF 12-31-2015 0.60 1,988
Hotchkis & Wiley Mid-Cap Value I (USD, HWMIX) MF 01-31-2016
Vanguard Value Index I (USD, VIVIX)
Vanguard Small Cap Index InstlPlus (USD, VSCPX)
T. Rowe Price International Discovery (USD, PRIDX)
Vanguard Total Bond Market Idx InstlPls (USD, VBMPX)

©2016 Morningstar. All Rights Reserved. The information, data, analyses and opinions contained herein (1) include the confidential and proprietary information of Morningstar, (2) may include, or be derived from, account ß®
information provided by your financial advisor which cannot be verified by Morningstar, (3) may not be copied or redistributed, (4) do not constitute investment advice offered by Morningstar, (5) are provided solely for
informational purposes and therefore are not an offer to buy or sell a security, and (6) are not warranted to be correct, complete or accurate. Except as otherwise required by law, Morningstar shall not be responsible for any
trading decisions, damages or other losses resulting from, or related to, this information, data, analyses or opinions or their use. This report is supplemental sales literature. If applicable it must be preceded or accompanied
by a prospectus, or equivalent, and disclosure statement.

Release date 02-29-2016 | FINRA members: For internal or institutional use only. Page 3 of 6

Portfolio Snapshot Portfolio Value Benchmark
Altaf Kazi: 401k 03-04-16 $330,149.69 S&P 500 TR USD (USD)

Analysis 02-29-2016

Asset Allocation Portfolio Bmark Morningstar Equity Style Box % Morningstar Fixed Income Style Box %
Net % Net %
Cash Total Stock Holdings Total Bond Holdings
US Stocks 1.20 0.00 9,354 20,757
Non-US Stocks 67.73 99.41
Bonds 18.85 0.59
Other/Not Clsfd 12.07 0.00
High Med Low0.140.0024 23 250 77 0
Large Mid Small
866 % Not Classified 0 23 0 % Not Classified
Sensitive 0 0

332 000

Value Blend Growth Ltd Mod Ext

0-10 10-25 25-50 >50 0-10 10-25 25-50 >50

Stock Analysis 02-29-2016 World Regions Performance 02-29-2016 Portfolio Initial Mkt Val: $175,048 Final Mkt Val: $330,150
Stock Sectors Greater Asia Americas Investment Activity Graph

Benchmark Greater Europe Benchmark
Portfolio
$410k

340

270

Defensive 200

Cyclical 130

<25 25-50 50-75 >75% 60

03-06 03-07 03-08 03-09 03-10 03-11 03-12 03-13 03-14 03-15

% of Stocks Portfolio % Bmark % % of Stocks Portfolio % Bmark % Trailing Returns* 3 Mo 1 Yr 3 Yr 5 Yr 10 Yr
h Cyclical 34.68 30.29 Americas 80.38 99.39 Portfolio Return -7.23 -9.18 9.15 9.15
99.39 Benchmark Return -6.59 -6.19 10.75 10.13 6.74
r Basic Matls 3.38 2.69 North America 79.64 0.00 +/- Benchmark Return -0.64 -2.99 -1.60 -0.98 6.44
11.16 Latin America 0.74 0.30
t Consumer Cycl 11.59 14.11 0.55
2.33 0.22
y Financial Svs 16.40 Greater Europe 11.53 0.33 *Full return history is not available for all securities. Please see Return Participation disclosure.
0.00
u Real Estate 3.31 United Kingdom 3.65 0.00
Europe-Developed 7.16
j Sensitive 39.15 40.41 Europe-Emerging 0.18 0.06 Best/Worst Time Best % Worst %
Africa/Middle East 0.54 0.00 Periods
i Commun Svs 3.84 4.61 0.00 3 Months 27.47 ( Mar 2009-May 2009 ) -30.35 ( Sep 2008-Nov 2008 )
o Energy 6.45 6.60 Greater Asia 8.09 0.06 1 Year 58.11 ( Mar 2009-Feb 2010 ) -40.81 ( Mar 2008-Feb 2009 )
p Industrials 11.50 10.92 0.00 3 Years 26.69 ( Mar 2009-Feb 2012 ) -14.01 ( Mar 2006-Feb 2009 )
a Technology 17.36 18.28 Japan 3.59
Australasia 0.99 0.00
k Defensive 26.17 29.30 Asia-Developed 1.58 Portfolio Yield ( 02-29-2016 ) Yield %
Asia-Emerging 1.93 12-Month Yield 2.11
s Consumer Def 8.24 10.68
d Healthcare 14.38 15.26 Not Classified 0.00 Portfolio-Level Performance Disclosure
f Utilities 3.55 3.36
The portfolio-level performance shown is hypothetical and for illustrative purposes only.
Not Classified 0.00 0.00 Investor returns will differ from the results shown. The performance data reflects monthly
portfolio rebalancing.

Holdings 02-29-2016 Symbol Type Holding Value $ % Assets

Top 8 holdings out of 9 VITFX MF 159,201 48.22
Vanguard Instl Trgt Retire 2035 Instl (USD) VITPX
Vanguard Instl Ttl Stk Mkt Idx InstlPls (USD) VWENX MF 94,795 28.71
Vanguard Wellington™ Admiral™ (USD) VPMAX
Vanguard PRIMECAP Adm (USD) HWMIX MF 27,526 8.34
Hotchkis & Wiley Mid-Cap Value I (USD) VIVIX
Vanguard Value Index I (USD) VSCPX MF 22,892 6.93
Vanguard Small Cap Index InstlPlus (USD) PRIDX
T. Rowe Price International Discovery (USD) MF 17,070 5.17

MF 2,318 0.70

MF 2,195 0.66

MF 2,165 0.66

©2016 Morningstar. All Rights Reserved. The information, data, analyses and opinions contained herein (1) include the confidential and proprietary information of Morningstar, (2) may include, or be derived from, account ß®
information provided by your financial advisor which cannot be verified by Morningstar, (3) may not be copied or redistributed, (4) do not constitute investment advice offered by Morningstar, (5) are provided solely for
informational purposes and therefore are not an offer to buy or sell a security, and (6) are not warranted to be correct, complete or accurate. Except as otherwise required by law, Morningstar shall not be responsible for any
trading decisions, damages or other losses resulting from, or related to, this information, data, analyses or opinions or their use. This report is supplemental sales literature. If applicable it must be preceded or accompanied
by a prospectus, or equivalent, and disclosure statement.

Release date 02-29-2016 | FINRA members: For internal or institutional use only. Page 4 of 6

Portfolio Snapshot Portfolio Value Benchmark
Altaf Kazi: 401k 03-04-16 $330,149.69 S&P 500 TR USD (USD)

Risk Analysis 02-29-2016

Risk/Reward Scatterplot Portfolio Holdings Bmark 10 Year Mean Performance History Graph Portfolio Quarterly returns +/- Benchmark in %
2006 2007 2008 2009 20.0%
-2.0 -0.1 1.8 3.7 5.6 9.00
10 Year Standard Deviation
8.00

7.00 15.0

6.00 10.0

5.00

4.00 5.0

3.00

2.00 Bmark

1.00

0.00 -5.0

-1.00 -10.0

7.5 9.4 11.3 13.2 15.1 17.0 18.9 20.8 22.7 24.6 2010 2011 2012 2013 2014 2015 2016

Risk and Return Statistics* 3 Yr 5 Yr 10 Yr MPT Statistics* 3 Yr Portfolio 5 Yr Portfolio 10 Yr Portfolio
Portfolio Bmark Portfolio Bmark Portfolio Bmark
Standard Deviation Alpha -0.62 -0.67 0.36
Mean 10.13 10.95 11.77 11.94 15.02 15.16 Beta 0.91 0.98 0.98
Sharpe Ratio 9.15 10.75 9.15 10.13 6.74 6.44 R-Squared 97.63 97.93 98.68
0.95 1.03 0.83 0.91 0.45 0.43

Portfolio-Level Performance Disclosure

The portfolio-level performance shown is hypothetical and for illustrative purposes only. Investor returns will differ from the results shown. The performance data reflects monthly
portfolio rebalancing.

Fundamental Analysis 02-29-2016

Asset Allocation Portfolio Portfolio Portfolio Market Maturity Portfolio Bmark Geometric Avg Capitalization ($Mil)
Net % Long % Short % % of Stocks 96.99 100.00
Cash Developed Markets 3.01 Portfolio 32,700.98
US Stocks 1.20 1.21 0.00 Emerging Markets 0.00 0.00
Non-US Stocks 67.73 67.73 0.00 Not Available 0.00 Benchmark 69,345.53
Bonds 18.85 18.85 0.00
Other/Not Clsfd 12.07 12.12 0.05 Valuation Multiples Portfolio Bmark Credit Quality Breakdown % of Bonds
0.14 0.14 0.00 Price/Earnings 16.75 17.74 AAA 49.89
-100 -50 0 50 100 Total Price/Book 2.04 AA 11.05
100.00 100.05 0.05 Price/Sales 1.34 2.52 A 22.64
Price/Cash Flow 9.70 1.73 BBB 16.39
Type Weightings 11.02 BB 0.00
% of Stocks Profitability B 0.00
n High Yield Portfolio Bmark % of Stocks Portfolio Bmark Below B 0.04
b Distressed 4.25 5.78 2016-02 2016-02 NR 0.00
v Hard Asset 1.24 1.00 Net Margin
m Cyclical 8.48 7.65 ROE 12.85 13.34 Interest Rate Risk Bonds % Not
x Slow Growth ROA 17.60 21.51 Available
z Classic Growth 39.67 37.90 Debt/Capital 6.22 7.23 Avg Eff Maturity 8.53
l Aggressive Growth 19.48 22.48 38.61 41.30 Avg Eff Duration 6.24 0.00
c Speculative Growth 9.57 8.23 Avg Wtd Coupon 3.15 0.00
9.73 10.77 0.00
Not Available 1.84 1.88
5.74 4.32 Fund Statistics 9.85
Potential Cap Gains Exposure 0.15
0% 5 10 15 20 25 30 35 40 45 50 Avg Net Expense Ratio 0.15
Avg Gross Expense Ratio

*Full return history is not available for all securities. Please see Return Participation disclosure. ß®

©2016 Morningstar. All Rights Reserved. The information, data, analyses and opinions contained herein (1) include the confidential and proprietary information of Morningstar, (2) may include, or be derived from, account
information provided by your financial advisor which cannot be verified by Morningstar, (3) may not be copied or redistributed, (4) do not constitute investment advice offered by Morningstar, (5) are provided solely for
informational purposes and therefore are not an offer to buy or sell a security, and (6) are not warranted to be correct, complete or accurate. Except as otherwise required by law, Morningstar shall not be responsible for any
trading decisions, damages or other losses resulting from, or related to, this information, data, analyses or opinions or their use. This report is supplemental sales literature. If applicable it must be preceded or accompanied
by a prospectus, or equivalent, and disclosure statement.

Release date 02-29-2016 | FINRA members: For internal or institutional use only. Page 5 of 6

Portfolio Snapshot Portfolio Value Benchmark
Altaf Kazi: 401k 03-04-16 $330,149.69 S&P 500 TR USD (USD)

Standardized and Tax Adjusted Returns

The performance data quoted represents past performance and does not guarantee future results. The investment return and principal value of an investment will
fluctuate; thus an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than return
data quoted herein. For performance data current to the most recent month-end please visit http://advisor.morningstar.com/familyinfo.asp.

An investment in a money-market vehicle is not insured or guaranteed by the FDIC or any other government agency. The current yield quotation reflects the current
earnings of the money market more closely than the total return quotation. Although money markets seek to preserve the value of your investment at $1.00 per
share, it is possible to lose money by investing in them.

Standardized Returns assume reinvestment of dividends and capital gains. They depict performance without adjusting for the effects of taxation, but are adjusted to
reflect sales charges and ongoing fund expenses.

If adjusted for taxation, the performance quoted would be significantly reduced. For variable annuities, additional expenses will be taken into account, including
M&E risk charges, fund-level expenses such as management fees and operating fees, contract-level administration fees, and charges such as surrender, contract,
and sales charges.

After-tax returns are calculated using the highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after-
tax returns depend on the investor's tax situation and may differ from those shown. The after-tax returns shown are not relevant to investors who hold their fund
shares through tax-deferred arrangements such as 401(k) plans or an IRA. After-tax returns exclude the effects of either the alternative minimum tax or phase-out of
certain tax credits. Any taxes due are as of the time the distributions are made, and the taxable amount and tax character of each distribution are as specified by
the fund on the dividend declaration date. Due to foreign tax credits or realized capital losses, after-tax returns may be greater than before-tax returns. After-tax
returns for exchange-traded funds are based on net asset value.

Annualized returns 12-31-2015 7-day Yield 7-day Yield 1Yr 5Yr 10Yr Since Inception Date Max Front Max Back Net Exp Gross Exp
Subsidized Unsubsidized Inception Load % Load % Ratio % Ratio %
Standardized Returns (%) -12.53 10.88
— — 9.88 8.05 6.87 12.13 01-02-1997 NA NA 1.00 1.00
Hotchkis & Wiley Mid-Cap Value I — — —
T. Rowe Price International Discovery — — 0.48 — 7.49 10.22 12-30-1988 NA NA 1.20 1.20
Vanguard Instl Trgt Retire 2035 Instl — — 2.64 12.25
Vanguard Instl Ttl Stk Mkt Idx InstlPls — — 14.09 — -5.09 06-26-2015 NA NA 0.10 0.10
Vanguard PRIMECAP Adm -3.62
0.42 10.47 7.59 6.23 05-31-2001 NA NA 0.02 0.02
Vanguard Small Cap Index InstlPlus -0.85 3.17
Vanguard Total Bond Market Idx InstlPls 0.14 11.72 9.59 9.51 11-12-2001 NA NA 0.34 0.34
Vanguard Value Index I 9.07
Vanguard Wellington™ Admiral™ —— 0.55 — 10.57 12-17-2010 NA NA 0.06 0.06
—— -0.81 3.25 — 3.49 02-05-2010 NA NA 0.05 0.05
Barclays US Agg Bond TR USD —— 1.38 3.60 6.49 5.59 07-02-1998 NA NA 0.08 0.08
MSCI EAFE NR USD —— 0.05 12.57 7.37 7.16 05-14-2001 NA NA 0.18 0.18
S&P 500 TR USD 0.06
USTREAS T-Bill Auction Ave 3 Mon 4.51 — —

3.03 — —

7.31 — 01-30-1970

1.18 — —

Return after Tax (%) On Distribution 5Yr 10Yr Since Inception Inception Date On Distribution and Sales of Shares 10Yr Since Inception

Hotchkis & Wiley Mid-Cap Value I 1Yr 9.43 5.55 10.51 01-02-1997 1Yr 5Yr 5.30 9.87
T. Rowe Price International Discovery 6.86 6.22 9.09 12-30-1988 5.70 8.50
Vanguard Instl Trgt Retire 2035 Instl -15.64 06-26-2015 -5.33 8.47
Vanguard Instl Ttl Stk Mkt Idx InstlPls 8.34 — — -5.33 05-31-2001 6.33 5.97 — -2.77
Vanguard PRIMECAP Adm — 11.57 7.10 5.77 11-12-2001 6.04 4.97
Vanguard Small Cap Index InstlPlus -0.40 12.83 8.58 8.70 —— 7.74 7.88
Vanguard Total Bond Market Idx InstlPls 1.28 12-17-2010 0.38 9.56
Vanguard Value Index I 9.93 — 9.98 02-05-2010 2.65 11.17 — 8.20
Vanguard Wellington™ Admiral™ -4.17 1.98 — 2.26 07-02-1998 — 2.22
-0.67 10.91 5.88 4.66 05-14-2001 -1.98 8.12 5.11 4.24
-1.82 7.40 5.94 5.71 0.26 1.97 5.57 5.40
-1.80 -0.35 9.10
0.85 6.73

©2016 Morningstar. All Rights Reserved. The information, data, analyses and opinions contained herein (1) include the confidential and proprietary information of Morningstar, (2) may include, or be derived from, account ß®
information provided by your financial advisor which cannot be verified by Morningstar, (3) may not be copied or redistributed, (4) do not constitute investment advice offered by Morningstar, (5) are provided solely for
informational purposes and therefore are not an offer to buy or sell a security, and (6) are not warranted to be correct, complete or accurate. Except as otherwise required by law, Morningstar shall not be responsible for any
trading decisions, damages or other losses resulting from, or related to, this information, data, analyses or opinions or their use. This report is supplemental sales literature. If applicable it must be preceded or accompanied
by a prospectus, or equivalent, and disclosure statement.

Release date 02-29-2016 | FINRA members: For internal or institutional use only. Page 6 of 6

Portfolio Snapshot Portfolio Value Benchmark
Altaf Kazi: 401k 03-04-16 $330,149.69 S&P 500 TR USD (USD)

Non-Load Adjusted Returns Symbol Type Holdings % of Holding 7-day 1 Yr 3 Yr 5 Yr 10 Yr
Total 9 holdings as of 02-29-2016 Date Assets Value $ Yield Ret % Ret % Ret % Ret %

Vanguard Instl Trgt Retire 2035 Instl (USD) VITFX MF 01-2016 48.22 159,201 —— — — —
Vanguard Instl Ttl Stk Mkt Idx InstlPls (USD) VITPX MF 01-2016 28.71 94,795 — -7.85 10.11 9.68 6.59
Vanguard Wellington™ Admiral™ (USD) VWENX MF 12-2015 8.34 27,526 — -4.64 6.98 7.48 6.79
Vanguard PRIMECAP Adm (USD) VPMAX MF 12-2015 6.93 22,892 — -8.47 13.14 11.12 8.21
Hotchkis & Wiley Mid-Cap Value I (USD) HWMIX MF 01-2016 5.17 17,070 — -23.16 4.19 7.41 5.20

Vanguard Value Index I (USD) VIVIX MF 01-2016 0.70 2,318 — -6.43 9.66 9.18 5.58
Vanguard Small Cap Index InstlPlus (USD) VSCPX MF 01-2016 0.66 2,195 — -13.26 7.30 7.61 6.36
T. Rowe Price International Discovery (USD) PRIDX MF 12-2015 0.66 2,165 — -2.55 6.00 6.23 5.89
Vanguard Total Bond Market Idx InstlPls (USD) VBMPX MF 01-2016 0.60 1,988 — 1.30 2.11 3.55 4.64

Return Participation 02-29-2016

This portfolio report includes securities for which return data is not available for the entire history represented. When return is not available for a security, the remaining securities
returns are reweighted to maintain consistent proportions for the securities that do have returns. The reweighting impacts trailing return data, as well as statistics that are calculated
using return, including standard deviation, mean, Sharpe ratio, alpha, beta and R-squared. The following securities do not have 120 months of return data reflected in the report.

Security Start Date
Vanguard Instl Trgt Retire 2035 Instl (USD, VITFX) 07-31-2015

Performance Disclosure

The performance data quoted represents past performance and does not guarantee future results. The investment return and principal value of an investment will fluctuate; thus an
investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than return data quoted herein. For performance data
current to the most recent month-end, please visit http://advisor.morningstar.com/familyinfo.asp.

See Disclosure Page for Standardized Returns.

©2016 Morningstar. All Rights Reserved. The information, data, analyses and opinions contained herein (1) include the confidential and proprietary information of Morningstar, (2) may include, or be derived from, account ß®
information provided by your financial advisor which cannot be verified by Morningstar, (3) may not be copied or redistributed, (4) do not constitute investment advice offered by Morningstar, (5) are provided solely for
informational purposes and therefore are not an offer to buy or sell a security, and (6) are not warranted to be correct, complete or accurate. Except as otherwise required by law, Morningstar shall not be responsible for any
trading decisions, damages or other losses resulting from, or related to, this information, data, analyses or opinions or their use. This report is supplemental sales literature. If applicable it must be preceded or accompanied
by a prospectus, or equivalent, and disclosure statement.