Thomas MarcantonioWho Really Qualifies for Zero-DownHomes? Thomas MarcantonioAnswerswww.crunchbase.com/person/thomas-marcantonio-d3d0
Why Zero-DownLoans DisappearedLoose lending standards in the past led to riskyborrowingBuyers took on mortgages they couldn’tsustainResulted in financial instability and marketcorrectionLenders tightened rules and down paymentsbecame standardToday’s zero-down programs are regulatedand responsibly designed
What Zero-DownOptions Look LikeTodayAvailable to qualified buyers onlyGovernment-backed programs like VAand USDA loansLocal grants and assistance paired withlow-down-payment loansOften include income, location, andcredit requirementsBuilt to support affordability, notspeculation
Reduce delays caused by saving large down paymentsAllow buyers to enter the market soonerPreserve cash for emergencies, repairs, and moving costsImprove financial flexibility in a high-price, high-rate marketThomas Marcantonio: Flexibility supports sustainable ownershipHow Zero-Down Homes HelpBuyers Now
Risks Buyers Need to UnderstandLess initial equity at the startLimited flexibility if home values declineSlightly higher monthly payments in some casesRequires careful budgeting and long-term planningBest suited for buyers planning to stay long-term
Who Zero-DownOptions Are Best ForBuyers with stable incomeand manageable debtFirst-time buyers, veterans,and rural/suburbanpurchasersNot shortcuts — strategicfinancial toolsEach program has differentrules and long-term costsThomas Marcantonio: Theright loan matters morethan the easiest one
ThankYouwww.crunchbase.com/person/thomas-marcantonio-d3d0Thomas Marcantonio