Welcome pack pdf2

II. Conditions in CFG eFlex: Available amount

• Flexible amount, Flexible Bag:

The maximum amount the employee can make flexible corresponds to a 20% of the employee’s annual
fixed gross salary. By acquiring products in CFG eFlex your flexible bag will decrease.

• Available products: Meal Vouchers Retirement Insurance
Car renting Commuter Card
Medical Insurance Training
Nursery Vouchers

• Main dates:

Open system: date: 4th April

Close system: date: 19th April

Benefits in force: 1st May

First salary affected: May

Renewal CFG eFlex: 1st May next year

MERCER MARSH BENEFITS 17 April 2017 6

II. Conditions in CFG eFlex: Purchasing Calendar

PURCHASING CALENDAR

PRODUCTS Once a year At any moment Under HR
approval
Health Insurance
Saving Insurance  NO
Meal vouchers  NO
Nursery vouchers NO
Commuter card  NO
Car renting  NO
Training  YES
 YES


The 15th of every month is the cut-off date for purchasing products. The 2th of every month for Commuter
card.

The selections of car renting and training program must be approved by HR dept.

MERCER MARSH BENEFITS 17 April 2017 7

II. Conditions in CFG eFlex: groups

There are different groups of employees depending on several issues:

According to tax differences:

 Foreign employees with tax residence in Spain:
Maximum Personal Income Taxes rate of 24%. The percentage does not change but the taxable base does.

 Spanish employees:
Applies the general PIT law.

According to benefits options:

Every employee will have access to CFG eFlex products or services depending on their professional level and their
current situation:
 Medical Insurance
 Car renting
 Meal vouchers
 Commuter card

MERCER MARSH BENEFITS 17 April 2017 8

Index

I. Introduction
II. Conditions in CFG eFlex
III. Products and services included in the CFG eFlex
IV. Tax example

MERCER MARSH BENEFITS 17 April 2017 9

III. Products at CFG eFlex

Nursery vouchers

Nursery vouchers for employees with children under 3 years old.

 Taxation:
The amount allocated for the Nursery Care fees will be completely exempt from paying Personal Income Taxes.

 Provider: EDENRED

 Conditions:
– For children on their pre-school education (from 0 to 3 years old)
– Valid for any nursery with agreement with the provider.
– The employee must check if the nursery has an agreement with the provider and if not to request it to Edenred.

 Payroll discount:
In the selected months the worth will be discounted from your payroll

 Termination:
If there were any pending amount it would be deducted from the settlement if it would not be enough, the employee
will pay the difference to the Company

MERCER MARSH BENEFITS 17 April 2017 10

III. Products at CFG eFlex

Medical Insurance

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 Taxation:
500€/year per each family member are exempt of taxation.

 Provider: SANITAS (reimbursement policy)

 Conditions:
– Depending on your professional level you will have different options through the Web site:
A. Contract a medical insurance for you and your relatives
B. Increase the coverage with a dental insurance (for all the members or the family group).
– You can include your partner and children up.
– It is not allowed to include legal partner in the medical insurance. It is the employee’s responsibility the veracity
of the information included in the web site.

 Payroll discount:
In the selected months the cost of the product will be discounted from your payroll

 Termination:
The pending amount will be discounted from the settlement, if it would not be enough, the employee will pay the
difference to the Company.

MERCER MARSH BENEFITS 17 April 2017 11

III. Products at CFG eFlex

Training courses (professional)

You can contract a training course related to your job or professional development.

 Taxation:
According to the Art. 42.2.b) Personal Income Taxes Law: the amount allocated for the professional training will be
completely exempt from paying Personal Income Taxes.

 Provider: Selected by the employee

 Conditions:
– Per diems and Accommodation expenses are not exempt from paying Personal Income Taxes.
– The training has to be related to employee’s job, your career or be useful as a tool for the employees´
professional development.
– The training course has to be approved by HR Dept.

 Payroll discount:
The discount will be done in the installments decided by Campofrio Food Group per every selection.

 Termination:
The pending amount will be deducted from the settlement, if it would not be enough, the employee will pay the
difference to the Company

MERCER MARSH BENEFITS 17 April 2017 12

III. Products at CFG eFlex

Car renting

You can contract a car renting for your personal use.

 Taxation:
The tax income is calculated according to the private use of the vehicle:
– For 100% private use: will be considered as particular use and not treated as a working instrument. The tax is
calculated: 100% of 20% of vehicle value as a benefit in kind and the monthly cost will be charged 100% VAT.
– For 50% private use: will be considered as a working instrument.

 Provider: ARVAL (Ruth Molina)

 Conditions:
– This product will be 100% private use when it is the second car offered by the company and 50% when it is the
first car offered.
– You can choose the model and brand, number of kilometers to contract for renting, etc.
– At the end of the period (4 years), you can buy the car or return it to the renting provider without attachments

 Payroll discount:
This is the only benefit included in CFG eFlex that has multi annual duration. If it is selected, you need to commit to
maintain the selection for this period and have a limitation in his amount to select other products from The Plan The total
amount of the monthly service rental will be deducted from your salary slip.

 Termination:
There are specific regulations for the procedure when your contract ends during the renting period. You have to sign
and deliver to the Human Resources Department a document available on the web and at the end of this manual

MERCER MARSH BENEFITS 17 April 2017 13

III. Products at CFG eFlex

Meal Vouchers

You can contract meal vouchers for your restaurant daily costs.

 Taxation:
No compensation will be allocated for meal vouchers in the amount of € 9 per day.

 Provider: EDENRED

 Conditions:
– You can contract a maximum annual amount of 1.620€
– You only can use the meal vouchers in the restaurants included in the provider net for working days mail
expenses.

 Payroll discount:
In the selected months the worth will be discounted from your payroll

 Termination:
If there is any pending amount, it will be deducted from the settlement, if it would not be enough, the employee will
pay the difference to the Company

.

MERCER MARSH BENEFITS 17 April 2017 14

III. Products at CFG eFlex

Retirement insurance

Is a saving plan to guarantee certain assistance at the time of retirement, incapacity or death.

 Taxation:
The amount of contribution is not taxable until pension is collected.

 Provider: CASER

 Conditions:
– The plan is a community savings insurance contract with the insurance company CASER
– The Retirement Plan is to guarantee people with benefits in the event of any of the following situations:
• Retirement
• Permanent disability
• Death.

 Payroll discount:
The total amount would be deducted in a monthly installment basis

 Termination:
If there is any the pending amount it will be deducted from the settlement, if it would not be enough, the employee will
pay the difference to the Company.

MERCER MARSH BENEFITS 17 April 2017 15

III. Products at CFG eFlex

Commuter card

Pay your commuter spends with a special card

 Taxation:
According to the art. 46 BIS of the PIT Law, the top tax are exempt 136.36€ monthly, 1500€ annual.

 Provider: EDENRED

 Conditions:
– You can request a maximum monthly recharge of 136.36€
– The card will be recharged with the amount requested by you in the months indicated.
– The amount requested will be deducted in the month of selection from your pay check.

 Payroll discount:
In the selected months the worth will be discounted from your payroll

 Termination:
If there were any pending amount it would be deducted from the settlement.

MERCER MARSH BENEFITS 17 April 2017 16

Index

I. Introduction
II. Conditions in CFG eFlex
III. Products and services included in the CFG eFlex
IV. Tax example

MERCER MARSH BENEFITS 17 April 2017 17

IV. Tax example at CFG eFlex 2017
Nursery, health insurance and training course

No eFlex With eFlex

Fixed gross salary 40.000,00 31.045,00 Nur s e r y 3.000 €
Health Insurance (4 persons) 2.455 €
Benefit in kind 0,00 455,00 Training course: 3.500 €

Salary 40.000,00 31.500,00
Income tax wth holdings 18,21% 14,97%
7.282,70 4.714,50

Employee Soc. Sec Contribution 2.540,00 € 2.540,00 €

Net amount received 30.177,30 23.790,50

Cost of goods (*) 8.955,00 0,00
(*) Same flexibilized 21.222,30 € 23.790,50 €

Net Available

Increased Net received 2.568,20 €

MERCER MARSH BENEFITS 17 April 2017 18

Reg. Mercantil de Madrid, Tomo 17.101, Folio 131, Sec. 8, Hoja M-292859 NIF: B-83160317. Reg. Esp. De Corredores de Seguros, clave J-2247. Contratados los seguros de RC y Caución.

Emergency manual

1

Purpose of the emergency manual

• The purpose of this manual is to provide the employee with information
regarding different emergency situations. Read this manual carefully and
make sure that you understand each step
– In case of an emergency, we have assigned an evacuation team (1).
There are responsible persons in each floor that are prepared for
emergency situations, and they will guide you in case of an evacuation
– A map (2, 3) will be provided where you can see the location of the
evacuation team, and the location of the first aid kits and the
defribrillator
– In case of an emergency, you must follow the emergency procedure
(4). A map will be provided to guide you to the meeting point (5)
outside the building.
– List of emergency numbers (6) will be provided.

2

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EVACUATION TEAM

2ND FLOOR DEPARTMENT NAME TELEPHONE NUMBER (OR EXTENSION)
3RD FLOOR JEFE DE EMERGENCIAS / RAFAEL JIMENEZ 606429153 / 49070 / 2757
INTERNAL AUDIT
INTERNAL AUDIT JOSE IGNACIO ARMAS 636984036 / 49352 / 2395
IT RAUL MEDINA 626333135 / 49702 / 2368
IT JAVIER PARDO 629074497 / 49320 / 2758

HUMAN RESOURCES ANA BELEN ANTUNEZ 687529383 / 49577 / 2389

HUMAN RESOURCES RAMIRO VALLES 638282849 / 48249 / 2450
SUPPLY CHAIN LOURDES BELLO 610570545 / 49069 / 2573
SUPPLY CHAIN MONICA ZAI 607826068 / 49486 / 2522
MARKETING CARMEN LOGAN 607825736 / 49460 / 2784
MARKETING SILVIA PEREZ 677410916 / 49834 / 2753
SOURCING NOEMI PULIDO 647451327 / 49310 / 2797
SOURCING PABLO CORCUERA 607401295 / 49145 / 2776

INTERNAL TELEPHONE JOSE GARCIA (Responsable del Edificio) 649480496
NUMBERS Carlos (Mantenimiento del Edificio) 606939534

Seguridad del Edificio 606939532

RESPONSIBLE

2. EvacuaLtisotnotfevaomluinttahreiesecond floor
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LEGAL

IST
INTERNAL AUDIT

IST First aid kits are located in the printing
areas

3. EvacuLaistitoonftveoalmunitnarthieesthird floor
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INTEGRATED MARKETING
SUPPLY CHAIN

HR INTEGRATED
FINANCE SUPPLY CHAIN

Defribrillator is located in the 3rd floor
reception

First aid kits are located in the printing
areas

4. Emergency procedure

• Once given an evacuation order, employees must follow the
instructions from the responsible persons in each floor. You will
recognize them for the yellow vest

• Follow the responsible person and go out using the nearest
emergency exit

• If you are situated in the kitchen or in the reception, go out using the
nearest emergency exit instead of going back to your department

• Move away from the building and go to the designated meeting point
• Use stairs only. Do not use the elevator
• Do not go back inside the building unless told to do so by the

emergency personnel

6

5. Meeting point

MEETING POINT

7

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EMERGENCY NUMBERS

NAME TELEPHONE (OR EXTENSION)

INTERNAL EMERGENCY TELEPHONE Rafael Jimenez Cerrajero 606429153 / 49070 / 2757
NUMBERS Ramiro Valles Moreno 638282849 / 48249 / 2450

EXTERNAL TELEPHONE NUMBERS EMERGENCIA GENERAL 112
BOMBEROS 080
091
POLICIA NACIONAL 092
POLICIA LOCAL 062
GUARDIA CIVIL 900 61 00 61
FREMAP 24 H 91 562 04 20

INSTITUTO NACIONAL DE TOXICOLOGIA

BLUE

26 43
26 43

TURQUOISE
+34 91484 2793
(Ext. 2793)

WORKING TIME TABLE 2018 – Madrid – HQ Office

BANK HOLIDAYS

Month Day Bank Holiday

JANUARY 1 Monday New Year’s Day
MARCH
MARCH 29 Thursday Holy Thursday
MAY
MAY 30 Friday Holy Friday
MAY
AUGUST 1 Tuesday Labor Day
OCTOBER
NOVEMBER 2 Wednesday Festivity "Madrid Community"
NOVEMBER
DECEMBER 15 Tuesday St. Isidro – Madrid’s Patron Saint
DECEMBER
15 Wednesday Virgin Mary´s Ascension

12 Friday Hispanic Day

1 Thursday All Saints Day

9 Friday Festivity "La Almudena"

6 Thursday Festivity "La Constitución"

25 Tuesday Christmas Day

ADDITIONAL AGREED UPON DAYS

DECEMBER 24 Monday Christmas' Eve
DECEMBER 31 Monday New Year’s Eve

TIME-TABLE Arrival Time Coffee Lunch Break* Departure Time
Break
Mon – Thu 08:00h to 09:00h 1hour to 17:45 to 19:15h
Except Jul & Aug 07:35h to 08.05h 15 Min 1hour.30min 14:30 to 15:00h

Fridays & 15 Min N/A
Summer Intensive

** hours

 Arrival check-in time: To be chosen within the designated range, thus controlling the corresponding departure
time.

 Lunch Break*: Ranges from 13:30 h. to 15:30 h with a minimum of 1 hour and a maximum of 1 hour and 30
minutes. This will reflect on the corresponding departure time.

 The percentage of the effective working hours for staff members with reduced working schedules will be
adjusted in accordance to the current work schedule.

 Summer intensive work schedule**: On a trial basis, summer intensive hours are set for the months of July
and August 2018; during this period the restaurant tickets will not be delivered. This summer schedule has no
binding conditions or acquired rights nor is conditioned to persist in the future and the Company can unilaterally
waive and discontinue its application for the following years.

Furthermore, special working hours for the reception area and other functions/areas that require specific
coverage will be set; this will not imply compensation for staff members under such specific schedules.

 Vacation: Due to the new summer intensive work schedule during the months of July and August in 2018, it is
mandatory to take at least two weeks’ vacation during this time frame.
Madrid, December, 2017

If you have any questions or comments, please contact
the Human Resource department at:
[email protected]

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