Ray White Concierge - 30 days free insurance

30
DAYS

FREE INSURANCE

Ray White Concierge Scan this QR code to request a
T 1300 729 944 call from Concierge to put your
E [email protected] 30 days free insurance in place.
W raywhite.com/concierge

We want you to enjoy your new
home right from the start. Whether
you’re using it to live in, or for
investment, Concierge has services
to help with your purchase. Take
advantage of our exclusive offers,
unique to you as a Ray White client.

COMPLIMENTARY INSURANCE PERIOD

We recommend that you read the insurance clause in your real estate contract when purchasing
a property.
Whether you’re required to have insurance from your contract date or settlement date, you may want
to protect your interest in the property. Ray White Insurance has a completely free 30 days insurance
cover note which underwritten by Allianz*.
To find out more or activate your cover note, call 1300 729 944 or visit raywhite.com/concierge.

Concierge Moving and Investment Solutions

Removalist Tradespeople Storage Solar
Tax Depreciation
5500%% Mortgage Property
broking Management
Vouchers for
artwork

COMPLIMENTARY INSURANCE TERMS AND CONDITIONS

ACTIVATION AND EXPIRY OF INTERIM COVER 8. The building cover Sum Insured, under the terms of the Buildings
cover section of the PDS, is the amount equivalent to the cost of
1. Complimentary 30 day interim insurance cover (“Interim rebuilding the Purchased Property, but will not exceed the sum of
Cover”) is provided for the Purchased Property set out in the $750,000.
certificate attached (‘Certificate’) once completed by a Ray White
Representative and issued to You. 9. No Buildings cover is provided for strata, company or community
titled properties, as this is usually the responsibility of the body
2. The Interim Cover Period of Insurance commences on the corporate or similar.
Commencement Date and ends when the first of any of the
following occur: 10. Contents cover is limited to loss or damage to fixed carpets,
curtains or internal blinds, and the most we will pay for this cover
a. A period of 30 days has expired from the Commencement is $10,000.
Date;
11. You are not covered for any other general Contents such as
b. The date You receive advice that settlement on the furniture, clothing and jewellery, or general contents with set
Purchased Property will not be proceeding; or limits of cover, Specified Contents cover or Portable Contents
cover.
c. The date You enter into another insurance policy with another
insurer that covers the Purchased Property and/or its contents. 12. Interim Cover does not provide cover for Domestic Workers’
Compensation, Accidental Damage, portable contents.
3. As an additional benefit, You may be able to retroactively back date
the Commencement Date to the Contract Date, if the Certificate 13. Interim Cover does not provide cover for loss or damage caused
Date Issued is within five (5) business days of the Contract Date. by, arising from or in any way connected to a Flood.

LIMITATIONS AND CONDITIONS OF INTERIM 30 DAYS COVER 14. For the purposes of Interim Cover, the definition of Flood is
amended as follows:
4. Interim Cover is provided subject to the limitations and variations
set out below and pursuant to the Ray White Insurance Home and “Flood” means the covering of normally dry land by water that
Contents Insurance Product Disclosure Statement (PDS) however has escaped or been released from the normal confines of:
excludes Domestic Workers’ Compensation, Accidental Damage,
Portable Contents And Flood. • any lake, or any river, creek or other natural watercourse,
whether or not altered or modified; or;
5. For the purposes of Interim Cover, unless amended by these terms,
any capitalised word has the same definition as in the PDS and/or • any reservoir, canal, dam, or other form of water channel or
as shown in the accompanying Certificate. waterway, whether altered, modified or purpose built.

6. A copy of the PDS and KFS is available by calling Ray White 15. In the event of a claim under this Interim Cover, the Excess that
Concierge and Ray White Insurance on 1800 221 773 or visiting You must pay is $1,000 as well as any other excess specified as
www.raywhite.com/insurance. You should consider the PDS before applicable to the claim under the PDS.
deciding whether Interim Cover is right for you and whether to
enter into an annual contract upon the expiration of Interim Cover. 16. The Commencement date must be before the Settlement Date of
the Purchased Property.
7. Interim Cover is only available if the Purchased Property is a
residential property subject to an exchanged contract of sale at the 17. The provision of this Interim Cover does not automatically
Commencement Date, and is used for private residential purposes confirm eligibility for ongoing or annual cover under the PSD,
during the whole period of Interim Cover. which will be subject to application and underwriting criteria.

IMPORTANT INFORMATION

Concierge Group Holdings Pty Ltd (Concierge) ABN 95 105 230 046, AR 267687 trading as Ray White Concierge and Ray White Insurance
(Ray White Concierge/Insurance) arranges this insurance as an agent and authorised representative of Allianz Australia Insurance Limited
(Allianz) ABN 15 000 122 850 AFS Licence No. 234708. The person/office providing you with this certificate acts on behalf of Ray White
Concierge/Insurance.

We do not provide advice on this insurance based on any consideration of your objectives, financial position or needs. Policy terms,
conditions, limits, exclusions and underwriting criteria apply. Before making a decision, please consider the relevant Product Disclosure
Statement (PDS) available from raywhite.com/insurance. The Target Market Determination is available by calling 1300 658 390. No
commission is paid to Ray White Concierge/Insurance for this interim cover. However, if you purchase other Allianz insurances through Ray
White Concierge/Insurance, we will receive a commission that is a percentage of the premium on those policies.

We may also receive from Allianz a percentage of the profit which exceeds the agreed profit threshold for Home and Landlord (excluding
flood), Motor and Caravan policies arranged by us or renewed with Allianz in each calendar year, provided that the agreed premium threshold
is met. Allianz also reimburses us for marketing costs we incur to promote its products, which is capped at a percentage of the premium
earned on all policies arranged by us with Allianz in the prior calendar year. Ask us for more details, including a copy of our Financial Services
Guide (FSG), before we provide you with any services.

Ray White Concierge
T 1300 729 944
E [email protected]
W raywhite.com/concierge