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Discovering your dream home starts with understanding what “home” means toyou. By defining your goals, timelines, and ideal lifestyle, we can streamline yoursearch process and ensure its success.Our proven process begins with a consultation to redefine the home searchexperience, making it personal and tailored to your new adventure. We focus onone thing—YOU.We know a home is more than just a place to live—it’s where memories are made.That’s why our local market experts understand the market, negotiate effectively,leverage technology, and guide you through every step of the buying process.
It’s our anthem and mantra. By choosing a Berkshire Hathaway HomeServicesChicago agent, you have someone on your side and looking out for your bestinterests. You can search and buy with confidence, knowing that we’re with youat every step.At our core, we’re about simplifying your journey to homeownership. Within-house mortgage lending, insurance, closing, and title services.Everyone works together seamlessly, sharing information efficiently andminimizing paperwork. By choosing to work with our partners alongsideyour agent, you’re choosing the most efficient path to your new home—frommortgage pre-approval to closing.MoveConfidently.
4321View HomesBuild YourHomebuying TeamHome Wish List & GoalsBudget & Pre-ApprovalLet’s explore your dreams andneeds. Where do you want to live?What’s your timeline?Understand your finances and getpre-approved for a mortgage to shopconfidently and make strong offers.Your team matters. Your BerkshireHathaway HomeServices Chicagoagent will be by your side, connectingyou with experts like lenders, attorneys,inspectors, and more so you can focuson your dream home.We’ll find properties and refine your wish listwith market data for informed decisions.
Clear to CloseMake an OfferGetting Ready to MoveFinal Walk-through & ClosingMortgage Application & Appraisal6 Home Inspection & Attorney Review985710Craft a strong offer and negotiate with theseller to reach an agreement.Receive confirmation that your financing is ready,and the title company schedules your closing.Plan your move and transfer utilities while the sellercompletes repairs and the title company gets involved.Complete the mortgage process, including an appraisaland homeowners insurance.Do a final walk-through before signing mortgage paperwork andtransferring ownership. Congratulations, you’re a homeowner!Schedule an inspection and negotiate repairs with your attorney’s guidance.
BUYER’S AGENTA Buyer’s Agent has a fiduciary responsibility to represent only the homebuyer’s best interest throughout the home buying process.SELLER’S AGENTA Seller’s Agent, also known as a listing agent, has a fiduciary responsibilityto represent only the home seller’s best interest through the home sellingprocess. The listing agent is the seller’s designated agent.DUAL AGENTA Dual Agent represents both the buyer and seller ethically and honestly,safeguarding the confidentiality of both clients. An agent must have theseller’s and buyer’s permission to act as a Dual Agent.
Berkshire Hathaway HomeServices Chicago’s reach extends beyond real estate tooffer clients a full-service experience, with in-house lending, title and insurancepartners and home warranty providers. Clients have the confidence of knowingthat these affiliated companies share the same high level of commitment andcustomer service as Berkshire Hathaway HomeServices Chicago.
Neighborhood ResearchLocal Knowledge & MapsSchool InformationMarket TrendsCommunity ReportsNeeds AssessmentProperty SearchMRED Private Status ListingsMobile App SearchBroker Networking & ToursShowing AppointmentsProperty Viewing & FeedbackOpen HousesNew Listing AlertsUpdated Pricing AlertsAt each step of your journey, your Berkshire Hathaway HomeServices agent is by yourside with information and insight, and ready to answer your questions.Contract InsightDisclosure ReviewOffer StrategyPresent OffersCounter OffersHome InspectionPost-Contract NegotiationsCoordinate with Attorney, LenderClosing Costs EstimateReviews Inspection RepairsClosingLOCAL EXPERTISEANALYSIS & SEARCH NEGOTIATIONS& MANAGEMENT
Coming Soon PropertiesPrivate Listing NetworkInTouch Agent AppCo-Operating with AgentNo Agent Co-OperationBroker WebsitesZillow & Real Estate AppsOpen HouseMLS-Powered SitesPRE-MARKETSHORT SALES +FORECLOSURESFOR SALE BY OWNERBUILDERS +DEVELOPERSONLINE SEARCH
New listings, pricechanges and openhouse updates, onyour schedulePrivate listings andpre-market homesfrom participatingbrokersThe BHHS Chicagoexclusive appconnects 1300 agentsand opportunitiesYour BHHS Chicago agent has an array tools and systems to educate and informyou, as you search for your perfect home. Here are some of our favorites.Sign anywhere.Faster and easieroffers, contractsand paperworkFind out whatmakes aneighborhood greatArea insights, salestrends, and comparableproperty dataZENLISTINTOUCHAGENT APPPROPERTYNOTIFICATIONSNEIGHBORHOODGUIDESMARKET ACTIVITYREPORTSDOTLOOP DIGITALTRANSACTIONS
A Buyer Representation Agreement spells out how we will work together.It is signed by the buyer(s), the agent and the brokerage.• What I will do for you and my responsibility to you.• How information is provided throughout your home search and offer.• Communicating with and working with other agents.• Our agreed-upon compensation for buyer’s agent services.Agreement - Residential BuyerRepresentation Exclusive / BHHS Chicago Page 1 of 4 01012025Agreement - Residential BuyerRepresentation Exclusive / BHHS Chicago Page 2 of 4 01012025EXCLUSIVE BUYERREPRESENTATION AGREEMENTThank you for choosing Berkshire Hathaway HomeServices Chicago (“BHHS Chicago”) to represent you. BHHS Chicago is a fullservice real estate company offering the services you need for a successful transaction. This Exclusive Buyer RepresentationAgreement (“Agreement”) explains our relationship between you, as Buyer, and BHHS Chicago, as Broker, and how we functionunder state law.YOUR DESIGNATED AGENT: BHHS Chicago has designatedas your “Designated Agent” who is the only BHHS Chicago agent who represents you. If your Designated Agent is unavailableto work with you, BHHS Chicago will arrange for another agent to represent you. If at any time you wish to change DesignatedAgents, please contact the Managing Broker.OUR SERVICESEXCLUSIVE BUYERREPRESENTATION AGREEMENT•••••••This Agreement is effective from the date entered below to _______________________ at 11:59 p.m. (“Term”).Work with you to identify properties that meet your specifications;Represent your interests and safeguard your confidential information; Disclose to you any informationknown to your agent that would materially affect your purchase decision;Arrange property showings;Advise you about the pricing of comparable properties;Answer your questions about offers, counteroffers, notices, and contingencies;Accept delivery of and present to you all counteroffers, assist you in developing, communicating,negotiating, and presenting counteroffers and notices until the purchase agreement is signed, allcontingencies are satisfied or waived, and the property is closed;Assist you in securing financing, title services, insurance and other services you need.You understand that this exclusive right to represent you means that if you or any other person acting on yourbehalf close on the purchase of property in the area served by our multiple listing service, you agree to payBHHS Chicago compensation in the amount of (Check only one)☐ % of purchase price:____% plus $350☐ Flat dollar amount: $____ plus $350THE AMOUNT, FORMAT, OR RATE OF REAL ESTATE COMPENSATION IS NOT FIXED BY LAW BUT IS SETBY EACH BROKER INDIVIDUALLY AND IS FULLY NEGOTIABLEYou may request that the seller, through negotiation of the purchase contract, pay all or a portion of BHHS Chicago’scompensation as a credit to you at closing or directly from the seller to BHHS Chicago. You agree that BHHS Chicago is entitledto compensation for services provided to you in the purchase of property. You understand that BHHS Chicago may not receivecompensation from any source that exceeds the amount or rate you agreed to pay. Payment of compensation is due at the timeof closing. Should you be under contract to purchase a property at the expiration of this Agreement or any extensions thereto,you shall pay compensation to BHHS Chicago at the time of closing. No compensation is due if the sale is not closed due to sellerdefault. Any change in the amount or the time of compensation payment shall not be binding unless made in writing and signedby you and the Branch Manager. Continuation Period. If within 180 days after termination of this Agreement, you enter into anagreement to purchase a property shown to you by your Designated Agent during the Term of this Agreement, you agree to paycompensation as set forth above. If after termination of this Agreement, you enter into an exclusive representation agreementwith another real estate broker, no compensation will be due to BHHS Chicago.A home warranty protects your home and provides you peace of mind.INDEMNITY:You agree to indemnify and hold BHHS Chicago harmless from all claims, disputes, litigation, judgments, and costs (includingreasonable attorney’s fees) arising from any incorrect information or misrepresentations supplied to you or by you and from anyaction related to the collection of fees or compensation due BHHS Chicago pursuant to this Agreement.You agree to work exclusively with your Designated Agent in the area served by our multiple listing service. You also promise:••••To make inquiries on properties in the area served by our multiple listing service only through your Designated Agent;That you are not currently a party to an exclusive representation agreement with another brokerage;That you will not enter into an exclusive agreement with another brokerage as long as this Agreement is in effect;To obtain a mortgage pre-approval. As a service to you, your agent will facilitate this process through ProsperityHome Mortgage, LLC. Your Loan Consultant is ______________________________Phone:___________________________ Email:______________________________________• To comply with the payment terms set forth in the Compensation section above.Check here to receive information on a home warrantyWho is Covered? In this Dispute Resolution Section, Buyer is referred to as “you” or “your”; BHHS Chicago, its ultimate parentcompany HomeServices of America, Inc., and their affiliates, subsidiaries, employees, and agents are collectively referred to as“Broker-Related Party”; Broker-Related Party and you are individually referred to as a “party,” and, collectively, the “parties.” AnyBroker-Related Party may enforce this Dispute Resolution Section and this Agreement.Agreement to Mediate; Small Claims. If a dispute or other claim or controversy between you and a Broker-Related Party(collectively, “Claims”) arises out of this Agreement, or a breach of this Agreement, and if the parties cannot settle the Claimsinformally, then the parties first must attempt to resolve the Claims by mediation administered by the American ArbitrationAssociation (“AAA”) under its Commercial Mediation Procedures in effect on the date of this Agreement (see www.adr.org). If youcan show that you cannot afford the initial mediation fee, if any, then the Broker-Related Party will pay that initial mediation fee,but you must pay your own attorney’s fees and costs for the mediation and your pro rata share of the AAA’s post-filing mediationfees and costs. If a small-claims or equivalent court (“Small Claims Court”) in the county where Broker’s principal business officeis located (the “County Jurisdiction”) has jurisdiction over the Claims, and you want to resolve the Claims in the Small ClaimsCourt, then the Broker-Related Party will waive the mediation and arbitration requirements in this Dispute Resolution Sectionand the parties will finally resolve the Claims in the Small Claims Court, on the condition that you waive in writing your rights,if any, to (a) appeal the final judgment or decision of the Small Claims Court; or (b) remove or transfer the case from the SmallClaims Court to another court.Agreement to Arbitrate; Excluded Claims. If the parties cannot resolve the Claims as set forth above, then, unless limitedbelow, they must submit and resolve the Claims using binding arbitration conducted by the AAA under its Commercial ArbitrationRules (“AAA Rules”) (see www.adr.org) in effect on the date of this Agreement, except to the extent that this Dispute ResolutionSection conflicts with the AAA Rules. Alternatively, the parties may agree in writing to use another arbitration provider and/ordifferent rules for the arbitration. You are not, however, required to arbitrate Claims that you are authorized by law or regulationto file in an administrative agency, commission, or board, unless the law or regulations governing these types of Claims requireor allow you to first bring them in arbitration.The Arbitration & Arbitrator. The Broker-Related Party or you must commence the arbitration by filing a written demand with theAAA (or the other chosen arbitration provider). The arbitration will take place in the County Jurisdiction. If you can show that youcannot afford the initial arbitration filing fee, then the Broker-Related Party will pay your initial filing fee, but you must pay yourown attorney’s and expert fees and costs and your pro rata share of the AAA’s or other arbitration provider’s post-filing fees andcosts. The AAA or other arbitration provider must designate one neutral arbitrator for the arbitration. This Agreement evidences atransaction involving interstate commerce and this Dispute Resolution Section must be interpreted and the arbitration conductedunder the Federal Arbitration Act (“FAA”). The arbitrator will have the exclusive authority to resolve any Claims between the partiesrelating to the formation, enforceability, enforcement (including by non-signatories to this Agreement), applicability, waiver,TERMCOMPENSATIONCOMPENSATION TERMSYOUR DESIGNATED AGENT’S COMMITMENT TO YOU:HOME WARRANTY:YOUR COMMITMENT TO YOUR DESIGNATED AGENT:DISPUTE RESOLUTION: MEDIATION AND ARBITRATION:☐
A buyer’s agent represents your best interests at all times.As your buyer’s agent, I will give you personalized guidance and insight.Beyond showing homes, I will provide you with market knowledge abouthome pricing, guide you through seller negotiations and use my expertiseto help you write a strong offer.
ESTIMATED ADDITIONAL BUYER’S COSTSHome InspectionRadon InspectionAttorney FeesTOTAL ESTIMATED ADDITIONAL COSTSESTIMATED COSTS BEFOREPRE-PAIDS, TAXES & CREDITSBUYER WORKSHEETPurchase PricePlus Broker CompensationPlus Estimated Closing CostsPlus One-Year Homeowner Insurance PolicyPlus Pre-Paids, Taxes and Transfer StampsLess Loan AmountLess Earnest Money DepositLess Other CreditsTOTAL ESTIMATED CASH TO CLOSE$$ $$ $($($($=$$6,559-$8,247ESTIMATED TITLE COSTS (All title cost estimates per Fort Dearborn Title)Page 1 of 3$6,559-$8,247PURCHASE PRICE$125,000$250,000$500,000LOAN AMOUNT (based on 80% loan)$100,000$200,000$400,000ESTIMATED LENDER COSTS (All lender costs estimates per Prosperity Home Mortgage)$6,809-$8,447$750,000$600,000$7,359-$9,097$1,000,000$800,000$7,759-$9,3970424-016)))ESTIMATE OF BUYER’S CLOSING COSTSAppraisalOriginationCredit ReportFlood CertificationTax ServiceTechnology Platform ServiceTOTAL ESTIMATED LENDER COSTSSettlement ServicesMortgage Policy InsuranceChain of TitleAPLD CertificationEndorsements (EPA,ARM,Condo,etc.)Policy Update (per update)Record Deed and MortgageState of IL PolicyClosing Protection LetterMisc.TOTAL ESTIMATED TITLE COSTS$400-$500$150-$500$500-$800$1,050-$1,800$450-$1,200$1,449$86-$172 $12$75 $87$2,159-$2,995$1,750$575$250$75$185$150$112-$214$3$50$200$3,350-$3,452$450-$1,200$1,449$86-$172 $12$75 $87$2,159-$2,995$400-$500$150-$500$500-$800$1,050-$1,800$1,750$575$250$75$185$150$112-$214$3$50$200$3,350-$3,452$400-$500$150-$500$500-$800$1,100-$1,800$450-$1,200$1,449$86-$172 $12$75 $87$2,159-$2,995$1,950$575$250$75$185$150$112-$214$3$50$200$3,550-$3,652$450-$1,200$1,449$86-$172 $12$75 $87$2,159-$2,995$400-$500$150-$500$500-$800$1,450-$2,250$2,150$575$250$75$185$150$112-$214$3$50$200$3,750-$3,852$400-$500$150-$500$500-$800$1,650-$2,350$450-$1,200$1,449$86-$172 $12$75 $87$2,159-$2,995$2,350$575$250$75$185$150$112-$214$3$50$200$3,950-$4,052This document is intended ONLY to provide an initial overview and estimate of potential costs related to a residential real estate transaction. It is not a substitute for or related toa Loan Estimate or any part of a mortgage application. You should discuss all closing costs with your mortgage brokers, lenders and attorneys. Please do not rely on mortgagerates or product information contained in this document. To learn about currently available mortgage rates and products, and transaction costs, please consult your lender andattorney.
In the past, many buyers have notpaid their agent’s compensationdirectly. It has been a commonmisunderstanding that buyer agentservices were “free” to buyers.In the past, the seller typically paid both the listing agent and the buyer’sagent, and that compensation was advertised in the MLS. Today, buyersare required to have a written agreement with their agent that clearlyexplains how the agent is paid. Sellers are no longer required to offerbuyer-agent compensation upfront, though they still may choose to do soas part of negotiations. All commissions remain fully negotiable, but theprocess is now more open and clearly defined from the start.what’s ch
buyersellercontractnegotiationA buyer may pay thecompensation directly.You and your agent will agree on how much they will get paid in the event that youpurchase a home. The amount of compensation may be a percentage of thepurchase price or a flat dollar amount. This is paid to the buyer’s agent’s brokerage,usually at the time of closing.Terms of the sales contract may require theseller to pay compensation to the buyer’sagent even if it was not offered initially.When listing a home, the seller may offercompensation that would pay the buyer’sagent, fully or partially.A seller may also offer a concession that canbe used as a credit for any closing costs,including buyer’s agent compensation.Published May 2024. Subject to change.
Offers are submitted on a standard real estate contract.
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A/I CONTINGENCY – An MLS status for aproperty that is under contract subject toattorney review and/or inspection.APPRAISAL – An expert judgment orestimate of the value of real estate, madeby an appraiser, generally for the purposeof establishing fair value in order to obtain areal estate loan.CLOSING - Closing (or settlement) is thelegal process of transferring ownership of ahome from one person to another.CLOSING COSTS - All fees and charges paidat closing for services including the lender ormortgage broker, and certain other fees paidto third parties for services that the lender,state, county or municipality require theborrower to pay.CONTINGENT OFFER – An offer to purchasethat is dependent on another event, such asobtaining financing.CMA, COMPARATIVE MARKET ANALYSIS –This report shows prices of recently listed orsold homes similar to your target property.The sold prices, known as comps, can helphomeowners determine how much theirhome is worth in the current market.CONTRACT (Sales Contract) – The writtenagreement between two parties for thepurchase of a property.EARNEST MONEY – Earnest Money is ashowing of commitment from the buyer tothe seller. The buyer will entrust a dollaramount, usually 5% of the asking price, to aneutral party. If the seller rejects the buyer’soffer, the buyer will get their money back. Ifthe seller accepts the offer and the buyerbacks out for any reason, the buyer losesthat money.ESCROW - Property or money held by a thirdparty until the agreed upon obligations of acontract are met.ESCROW ACCOUNT - Monies collected fromthe borrower’s installment payments forthe purpose of paying property taxes andinsurance. An escrow account is typicallyrequired when the loan is more than 80% ofthe property value.HOME INSPECTION - A professionalinspection of a home to determine thecondition of the property. The inspectionshould include an evaluation of theplumbing, heating and cooling systems, roof,wiring, foundation and pest infestation.HOMEOWNER’S INSURANCE - A policythat protects you and the lender from fireor flood, which damages the structure ofthe house; a liability, such as an injury toa visitor to your home; or damage to yourpersonal property, such as your furniture,clothes or appliances
LIEN - Legal document used to create asecurity interest in another’s property. A lienis often given as a security for the payment ofa debt. A lien can also be placed against aconsumer for failure to pay what is owed.MARKET VALUE - The worth of somethingdetermined by a willing buyer and seller inan open market. Market value can fluctuatedepending on supply and demand and othermarket forces.PITI - Refers to the combined monthlyamount of Principal, Interest, Taxes andInsurance paid in the financing of real estate.PRE-QUALIFICATION - A mortgage lenderhas reviewed your financial records andbelieves you will qualify for a loan.PRE-APPROVAL – A conditionalcommitment from a lender that they willlend you the money for a mortgage.PRIVATE MORTGAGE INSURANCE (PMI) -Loans with smaller down payments involvegreater risk for the lender, who requiresprotection in case the loan goes intoforeclosure. Anything less than 20% downpayment usually requires PMI.PROPERTY TAXES - The annual real estatetaxes charged to property owners based onthe assessed value of the property.SURVEY - A precise measurement of aproperty by a licensed surveyor, showinglegal boundaries of a property and thedimensions and location of improvements.TITLE - The right to, and the ownership of,property. A title or deed is sometimes usedas proof of ownership of land.TITLE INSURANCE - Protects the lender orowner against loss in the event of a propertydispute. Lenders often require title insurance.WALK-THROUGH - A common clause ina sales contract that allows the buyer toexamine the property being purchased ata specified time immediately before theclosing, for example, within the 24 hoursbefore closing.
Berkshire Hathaway HomeServices Chicagworkwith:Over the past 25 years, Keith Goad has builta distinguished career defined by expertise,integrity, and results—closing more than$425 million in residential sales across theChicagoland area and the Central GreatLakes region. Keith performs in the top 1% ofthe Berkshire Hathaway HomeServicesnetwork and has been recognized by Crain’sChicago Business as one of Chicago’s MostInfluential Residential Real Estate Brokers.A real estate transaction can be challengingbut it doesn’t need to be stressful. Let’smake it a team effort creating lastingmemories.Home, Life, & StyleOne Lake. Three Shores.AWARDMost Influential Chicago Broker- Crain’s Chicago Media2025 Chairman Circle Gold2024 Chairman Circle Gold2023 Chairman Circle Gold2022 Chairman Circle GoldConsistant 1% Production in theNational Berkshire HathawayNetwork
LENDERJeremy WoodsProsperity Home [email protected] HerreraOrigin [email protected] L. DeAngelisLaw Office of Judy L. [email protected] Hathaway HomeServices ChicagoATTORNEYGregory A. BraunHoward & [email protected] 25 years, I’ve built atrusted network of go-toprofessionals—skilledplumbers and electricians,thoughtful contractors,detail-oriented inspectors,talented interior designers,stagers, photographers, andmore. These are people Iknow personally, haveworked alongsiderepeatedly, and trust to showup, communicate clearly,and do quality work.You’re tapping into a fullteam, already vetted, alreadyaligned, and ready tosupport your goals—everystep of the way.
5626 N. Wayne Ave$1,900,0001415 W. George St$1,375,0001722 W. Winnemac Ave$1,350,000250 E. Pearson St, #1305$1,225,0003730 N. LSD Dr, #8A$899,0003048 N. Sheffield Ave$870,000salesrecent77 E. Walton St, #22B$2,125,0003438 N. Elaine Pl, #3$1,870,000Other Notable Sales:6658 N. Fairfield Ave$765,00075169 24TH AVE$570,0006036 N DAMEN AVE #1S$537,0005643 N CENTRAL PARKAVE$510,0001234 Address Ave$000,0006753 SQUIRE LN$451,0001319 W ARDMORE AVE#2E$441,0002020 N LINCOLN PARKWEST #33C$351,5003470 N LAKE SHORE DR#5B$325,0005320 N SHERIDAN RD#2209$318,000Berkshire Hathaway HomeServices Chicago
©2024 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned andoperated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathawayaffiliate. Information not verified or guaranteed. If your property is currently listed with a Broker, this is not intended as a solicitation. Equal Housing Opportunity. IL Lic #: 773.315.2672