Buying a Home with Laura Michicich

LAURA MICHICICH
630.750.2319

Buying a Home with

LAURA MICHICICH

OUR PLEDGE TO YOU

We extend our warmest welcome to you. gives us premier international reach from the
Thank you for trusting Berkshire Hathaway fastest growing national real estate network.
HomeServices Chicago with this most important
decision. Count on us for personal service and Our brokers are neighborhood experts, offering
integrity that will translate into results. an unsurpassed level of service to clients.
They are equipped with an impressive array
Backed by the most respected name in business of sophisticated technology tools to help you
combined with our local roots, we are eager to achieve your real estate goals. Additionally,
work with you to meet your real estate needs. our brokers have access to a comprehensive
suite of real estate services including Fort
With strong, local leadership and the resources Dearborn Title, HomeServices Insurance, and
of a national real estate powerhouse, our name Prosperity Home Mortgage. We look forward
stands for unquestioned financial strength and to giving you the luxury of personalized service
smart business decisions. Our affiliation with every step of the way.
the Berkshire Hathaway HomeServices network

Diane Glass Mark Pasquesi Joe Stacy

Chief Operating Officer President of Brokerage Senior Vice President
& General Sales Manager

WE WORK FOR YOU



ABOUT LAURA MICHICICH

ABOUT LAURA

Home has never been more important...let me help you find YOUR place. I am knowledgeable about
of the housing inventory in the City and Suburbs. Commitment to my clients and their needs results
in many successful transactions. Whether it is getting someone out of an old house and into a new
one, or helping a client find their first home, I make it my mission to find clients their perfect fit. Get
in touch with me today to discuss your real estate needs!
I have called Westmont home for over 20 years. Spending time with my husband, two daughters and
dogs are some of my favorite things. Nothing is more fun to me than live music, cooking, the arts,
family and friends!

AWARDS & RECOGNITION

FIND ME ON SOCIAL MEDIA Laura Michicich Realtor
@lmichicich Laura Michicich

@lauramichicich

ABOUT LAURA MICHICICH

WHAT MY CLIENTS ARE SAYING

“Laura was the absolute best person to work “Laura helped us find the perfect starter home
with in finding my condo as a young person just and is one of the most informed realtors I’ve
starting out on my own. A few years later, Laura worked with. She is very knowledgeable and
helped me and my husband sell my condo was able to explain the jargon to us in layman’s
and get the most for my property. Laura then terms which was very much appreciated. It was
helped us find a fantastic house. She is a patient very helpful to understand as a first time home
realtor and dedicated to finding the right fit for buyer and made me feel a lot more comfortable
you... not to mention a great listener. She also with our purchase. Highly recommend for
knows the market well and will make sure you anyone looking for their first home in the
are getting the best property for your budget. Western Suburbs.”
We miss working with her! I can’t say enough
good things about Laura Michicich. Highly Alex O.
recommend!!”
“Buying a home is one of the most stressful
Megan D. decisions that a person can make but working
with a consummate professional like Laura
“Laura Michicich...helped us buy our new actually makes the experience enjoyable. She
construction home and sell the house where is knowledgeable, patient and an all around
we lived for 20 years. Her professionalism, sweetheart. You would definitely benefit from
knowledge of the area and attentiveness to our using her as your real estate agent.”
concerns made the whole process less stressful
than we anticipated. She negotiated with our Kevin O.
builder and reduced the base price of the new
house. She helped with the selection of extras “No one gets the job done like Laura. She is
and let us know which upgrades would increase responsive, personable, and so knowledgeable
the value of the house if we decided to sell down about the local market. As a buyer, I felt very
the road. Laura knows our area and presented taken care of and knew she would help me find
a plan to get our house sold so we could move my perfect home at the best value. She’s also
into the new one when it was completed. We just fun to work with. Thank you Laura.”
followed her suggestions for preparing our
home for sale. We decluttered, painted a few Cara P.
rooms a more neutral color and deep cleaned
from top to bottom. We had 3 offers in 4 days “Laura helped us find our first home. She made
and sold it within 3% of our asking price! The the process so easy and explained anything
house was 50 years old so of course some issues that we had questions on. Her bubbly and
came up after the inspection. Laura negotiated enthusiastic personality helped make looking
with our buyer and we came to an amicable for a home fun and refreshing instead of feeling
agreement without delaying the closing. Call like a chore. Highly recommend working with
Laura- you won’t be disappointed.” her!”

J. Lombardo Shannon O.

ABOUT LAURA MICHICICH

WHAT MY CLIENTS ARE SAYING

“Laura Michicich was an excellent realtor! She “Laura is our family’s choice of realtor for over
made the process so easy. She is the most six years. She is responsive and warm, with
friendly and professional person we have dealt great social skills. She is knowledgeable about
with. If I could give her 10 stars I would. Would the South Suburbs of Chicago and is a great
highly recommended.” asset for any home seeker in the area.”

Katie S. Sara G.

“Highly recommend Laura. She sold our house “I have had the opportunity of working with
within days. We had multiple strong offers and Laura on several transactions and many
she negotiated a moving/closing timeline that viewings. Laura has always been responsive,
worked for us & the buyers. She took care of attentive, well prepared, and creative in her
inspections & walk-thrus which made the entire approach to home buying and selling. She
process less stressful for me.” brings a positive presence with her and creates
an upbeat, uptempo, experience.”
Jeanne L.
Paul S.
“Laura is an exceptional realtor! She is very
knowledgeable and professional, but also very “Laura is the best realtor that I have ever used
down to earth! We felt we were very informed she is extremely knowledgeable when she tells
in our decision making and she went above and you she is going to do something for you, you
beyond!! She is wonderful to work with!!” can count on her to get the job done!”

Debbie K. Roman

“My family and I have bought and sold multiple “Laura priced our property well and saw that
properties with Laura and have always had right away! She kept in contact with us every
success! Always very professional with great step of the way and helped us understand
communication skills. Highly recommended.” every detail an issue that came up. Thank you
so much!”
Phil L.
Keith G.
“Laura’s high level of professionalism is second
to none. Her responsiveness to my many “Laura does an excellent job, attentive to every
questions about the market and the prompt detail to assist you in every way to sell or
updates about new property’s made me feel purchase a home. She makes herself available
confident during these challenging times.” for any questions and always treats you as a
friend concerned about your welfare.”
Kevin W.
Eileen L.

ABOUT LAURA MICHICICH

RECENT SALES

238 41st Street 139 S Hudson Street 4100 Glendenning Road
Downers Grove, IL Westmont, IL Downers Grove, IL

635 37th Street 642 S Bodin Street 4408 Stonewall Avenue
Downers Grove, IL Hinsdale, IL Downers Grove, IL

5531 Lyman Avenue 10717 Cherrywood Drive 1216 Gilbert Avenue
Downers Grove, IL Palos Park, IL Downers Grove, IL

ABOUT LAURA MICHICICH

1310 Gilbert Avenue 13591 Cambridge Drive 4902 Wallbank Avenue
Downers Grove, IL Lemont, IL Downers Grove, IL

5930 Hillcrest Court 23W450 Trails End Road 4628 Prospect Avenue
Downers Grove, IL Carol Stream, IL Downers Grove, IL

570 Oaklawn Avenue 436 57th Street 8423 Crescent Court
Elmhurst, IL Downers Grove, IL Willow Springs, IL



ABOUT LAURA MICHICICH

PROPERTY INFORMATION AGENT INFORMATION

11107 Vista Dr ELAINE PAGELS, ELAINE
La Grange, IL 60525 PAGELS GROUP
$425,000 630-780-1205
MLS# ACTV - 10455130 [email protected]
11107VistaDr.BHHSChicago.com
Listed: 7/18/19

YOUR PROPERTY WAS JUST ADVERTISED...
11107 Vista Dr, La Gran48g1e6 RILos6ly0n5R2d5(10568407) - Web Traffic Report 3/18/2020

Date Ad history 4816 Roslyn Rd
Downers Grove, IL 60515
1/10/20 Elmhurst Press Picture $1,500,000
12/13/19 Elmhurst Press Picture ACTV - 10568407
10/25/19 Elmhurst Press Picture 4816RoslynRd.BHHSChicago.com
7/26/19 Elmhurst Press Picture
Listed: 11/7/19

Elaine Pagels, Elaine Pagels Group
630-780-1205
[email protected]

Web traffic — Mar 9 - Mar 15, 2020 Last 7 days Last 30 days Cumulative
Most popular real estate sites 3/9/20 - 3/15/20 2/15/20 - 3/15/20 11/7/19 - 3/15/20

LISTING REPORTS & Realtor.com detail 52 234 934
VIDEOS ANALYTICS search 1,102 6,171 27,706
Zillow.com / Yahoo!
MOBILE detail 0 0 1,898
APP Trulia.com search 0 0 41,619

LUXURY BHHSChicago.com detail 0 0 182
COLLECTION search 0 0 249

I S S U E 2 9 | JA N UA RY/ F E B R UA RY 2 0 2 0 detail 163 1,514 4,149
search 68 441 1,727
1234
North street Homes.com detail 0 2 6
Avenue unit 2A | Chicago, Illinois
search 0 18 118

NA = Data not available.
Berkshire Hathaway HomeServices Chicago listings can be viewed on hundreds of websites; this report highlights activity on the Berkshire
Hathaway HomeServices Chicago Web platform along with the most popular sites for national real estate search.

Weekly total detail views

1020 11/25/19 12/16/19 1/6/20 1/27/20 2/17/20 3/9/20
900
780
660
540
420
300
180
60
11/4/19

DIGITAL
ADS

LAURA MICHICICH

630.750.2319

EMAIL
OUTREACH

SOCIAL
MEDIA

OUR COMPANY OUR COMPANY

A globally respected business name, national connections and deep local roots uniquely position
Berkshire Hathaway HomeServices Chicago to meet the needs of our clients.

LOCAL ROOTS

Starting in 1930, we have been a part of the become leaders in the brokerage industry by
Chicago-area real estate landscape consistently developing relationships with our clients
providing high-quality representation and and our communities. Our affiliation with the
outstanding service to generations of Berkshire Hathaway HomeServices network
home buyers and sellers. From our earliest gives us unmatched international alliances with
days in Chicago and Glenview, we have brokerages around the world.

GLOBAL REACH

Berkshire Hathaway HomeServices is the top world’s most admired companies. Our powerful
real estate brand in the nation. With more than Global Network Platform equips our agents to
50,000 agents and 1,500+ offices*, we offer an work in a world that is mobile, online and social,
unmatched national and global network. complementing our deep industry expertise
and unmatched business knowledge.
Our company is built on proven operational
excellence, demonstrated integrity and the
reputation of Berkshire Hathaway, one of the

*2020

OUR COMPANY

A GLOBAL NETWORK OF OPPORTUNITY

MONTRÉAL

UNITED GERMANY +
KINGDOM
MEMBER OFFICES
ITALY
UNITED ARAB EMIRATES
SPAIN

PORTUGAL

MONTRÉAL

QUINTANA ROO MONTRÉAL

UNITED GERMANY
KINGDOM

ITALY

SPAIN

PORTUGAL

50,000+ AGENTS, NEARLY 1,500 OFFICES AND GROWING

Berkshire Hathaway HomeServices Reach

BHHS Network December 2020, map is subject to change along with the rapid growth of the network.



HOME SEARCH

HOME SEARCH IS ONLY THE BEGINNING

As a buyer’s representative, your broker has the expertise to help you find the perfect home in
the perfect location to meet your real estate goals. Using a blend of high-tech and high-touch
tools, we make sure that you get timely information about properties along with local insight,
and guide you through the process from offer to closing.

ANALYSIS & NEGOTIATIONS &
SEARCH MANAGEMENT

Needs Assessment Contract Insight
Property Search Disclosure Review
Mobile App Search Offer Strategy
Broker Networking & Tours Present Offers
Showing Appointments Counter Offers
Property Viewing & Feedback Home Inspection
Open House List Post-Contract Negotiations
New Listing Alerts Coordinate with Attorney,
Updated Pricing Alerts Lender
Closing Costs Estimate
LOCAL Reviews Inspection Repairs
EXPERTISE Closing

Neighborhood Research
Local Knowledge & Maps
School Rankings
Market Trends
Community Reports

HOME SEARCH HOME SEARCH

WHERE BUYERS FIND HOMES

PRE-MARKET INTERNET

Coming Soon Properties Broker Websites
Private Listing Network Zillow & Real Estate Apps
InTouch Agent App Open Houses

FOR SALE BUILDERS +
BY OWNER DEVELOPERS

Co-Operating with Agent
No Agent Co-Operation

SHORT SALES +
FORECLOSURES



HHOOMMEESESEAARRCCHH

REPRESENTATION & RELATIONSHIPS

BUYER’S AGENT

A Buyer’s Agent has a fiduciary responsibility
to represent only the home buyer’s best
interest throughout the home buying process.

SELLER’S AGENT

A Seller’s Agent, also known as a listing agent,
has a fiduciary responsibility to represent
only the home seller’s best interest through
the home selling process. The listing agent is
the seller’s designated agent.

DUAL AGENT

A Dual Agent represents both the buyer and
seller ethically and honestly, safeguarding
the confidentiality of both clients. An agent
must have the seller’s and buyer’s permission
to act as a Dual Agent.

BUYING A HOME

BUYING A HOME

STARTING THE PROCESS

• One-hour meeting with your real estate agent.
• Discuss the home buying process.
• Develop an action plan.

TOTAL REPRESENTATION

• Receive exclusive representation.
• Important to understand the various agent representation/relations:

BUYER’S AGENT: represents only the home buyer’s best interest throughout
the home buying process.

SELLER’S/LISTING AGENT: represents only the home seller’s best interest
through the home selling process.

DUAL AGENT: represents both the buyer and seller ethically and honestly,
safeguarding the confidentiality of both clients.

FREE TOOLS & RESOURCES

• HomeSnap • MLS • Pocket Listing
• Prosperity App • Market Reports • HomeMap
• InTouch • Realist • PLN

BUYING A HOME

YOU FOUND A HOME

• Consider making an offer.
• Ask your agent to pull recent comparable sales information.
• Determine the fair market value of the home.

PRESENTING THE OFFER

• Once an offer is created, your agent will present to the seller.
• If the offer isn’t accepted, discuss seller’s counter offer with your agent.
• Repeat until an accepted offer is reached.



BUYING A HOME

HOME INSPECTION — CONTINGENCY #1

FIVE AREAS TO CONSIDER WHEN CHOOSING A HOME INSPECTOR

1. Qualifications — determine what’s included in your inspection and if it
warrants specific certifications/specialties.

2. Sample Reports — request a sample to determine their style.
3. References — request contact information from past clients.
4. Memberships — not all inspectors belong to national/state associations, but

memberships often mean additional education.
5. Errors & Omission Insurance — determine what the liability of the inspector

or company is once the inspection is over.

HOME INSPECTION TIPS & STEPS

• Talk with your inspector about also attending the home inspection.
• You will receive a detailed inspection report.
• This report will be forwarded to your attorney. They will notify the seller

attorney of deficiencies and will request to repair or credit.

ATTORNEY REVIEW — CONTINGENCY #2

• Attorney will review the accepted sales contract and handle legal notifications of
inspection issues.

• Attorney may attend closing to review all documents with you.

MORTGAGE CONTINGENCY — CONTINGENCY #3

• Complete mortgage application
• Provide mortgage commitment letter (final loan approval).
• Provide evidence of a written mortgage commitment letter (clear to close).

BUYING A HOME

AFTER LOAN APPROVAL

• Once you receive your final loan approval from lender, the attorney will schedule closing with
seller attorney.

• You will receive a Closing Disclosure from lender at least 3 days prior to closing, reflecting the
actual terms of your loan transaction, as well as the final amount due (closing costs).

CLOSING COSTS: Also known as settlement fees, closing costs are fees charged by the
people representing your purchase — lender and other third parties. These fees are
typically between 2-5% of your purchase price.

PREPARING FOR YOUR CLOSING DAY

DO DON’T

1. Do tell your mortgage loan 1. Don’t authorize any inquiries
officer or loan originator about into your credit (that is, don’t
all debts or liabilities. apply for any new financing
including credit cards, furniture,
2. Do continue to make all your appliances, vehicles, boats,
payments on time. cell phones, cable, alarm
companies, etc.)
3. Do contact your mortgage
loan officer before changing 2. Don’t incur any additional
your jobs, quitting your job, debts, including increases
becoming self-employed or any in credit card balances and
changes to your income. cosigning for others.

3. Don’t close any open accounts.

4. Don’t sign-up with any credit
repair or “consolidation”
company.

5. Don’t spend money you have
set aside for closing.

BUYING A HOME

SET-UP A FINAL WALK THROUGH

• Preferably arrange walk through 72-hours in advance.
• However, can be arranged as soon as 24-hours.

CLOSING DAY

WHAT YOU NEED ON CLOSING DAY

• A valid driver’s license, proof of insurance and the required funds needed
for closing.

• When buying in Illinois, any amount greater than $50,000 must come by
wire. Always confirm with the title company before wiring any amount of
money!

• Your agent and your Mortgage Consultant will NEVER send wire
instructions by email.

BUYING A HOME

AFTER LOAN APPROVAL

We provide you with this disclosure to alert you to a serious nationwide threat of fraud in real
estate transactions.
EMAILS ATTEMPTING TO INDUCE FRAUDULENT WIRE TRANSFERS OF YOUR FUNDS ARE
COMMON AND MAY APPEAR TO COME FROM A TRUSTED SOURCE. Such requests, even if they
seem legitimate, may be part of a scheme to defraud you.
Electronic communications, such as email, text messages and social media messaging, are neither
secure nor confidential. While Berkshire Hathaway HomeServices Chicago (“BHHS Chicago”)
has adopted policies and procedures to aid in avoiding fraud, even the best security protections
can still be bypassed by unauthorized parties. Therefore, by this Disclosure, BHHS Chicago is
providing you with information on what to do if you receive instructions to transfer funds.
NEVER TRANSFER FUNDS BASED ON EMAILED WIRE INSTRUCTIONS WITHOUT VERIFYING
THE INSTRUCTIONS BY PHONE AS SPECIFIED BELOW.
If you receive any electronic communication providing wire instructions for the transfer of funds,
EVEN IF THE COMMUNICATION APPEARS TO BE FROM BHHS Chicago OR YOUR REAL ESTATE
AGENT, do not respond unless you have verified the information as follows:
• To verify instructions related to wiring earnest money, call the BHHS Chicago Accounting

Department at 847- 853-4030.
• To verify instructions related to wiring closing funds to Fort Dearborn Title, call the Fort

Dearborn Title at 847-853-6050.
• To verify instructions related to wiring closing funds to any other title company, call that

company using a phone number you look up yourself, not a phone number in the email.
However, can be arranged as soon as 24-hours.



LAURA MICHICICH

Real Estate Broker
630.750.2319 | [email protected]

LauraMichicich.BHHSChicago.com

©2022 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance
Company, a Berkshire Hathaway affiliate. If your property is currently listed for sale with a broker/agent, this is not intended as a solicitation of that listing. All information provided herein deemed reliable. Equal Housing Opportunity.