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Additional Drivers Form When completing this Form, please answer all questions using B LO CK APIT S. It is essential that all questions are fully answered (ticks or ...

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Published by , 2016-08-07 02:30:03

NIG4304X-05-12 - Additional Drivers Form - NIG.com

Additional Drivers Form When completing this Form, please answer all questions using B LO CK APIT S. It is essential that all questions are fully answered (ticks or ...

Additional Drivers

Form

G When completing this Form, please answer all questions using BLOCK CAPITALS.
G It is essential that all questions are fully answered (ticks or dashes are unacceptable)

Important Note

You (or the broker or agent completing the form on your behalf) must provide all material information likely to influence the acceptance and
assessment of this insurance. If you have any doubts as to whether a fact is material you should disclose it. Failure to disclose any material fact
may invalidate your policy or may result in your policy not operating fully.
Please note that the statement of fact or the proposal form, policy booklet, schedule and any additional information on the insurance provided
by you (or the broker or agent acting on your behalf) will be the basis of the contract between us.

A Insurer’s Details

Insured’s Full Name Policy Number

B Details of Additional Persons who will Drive your Vehicle

(Drivers under 25 years of age will be excluded unless disclosed) Driver 2 Driver 3
Driver 1

a Full Name of Driver

b Sex (M/F)

c Date of Birth

d Age

e Precise occupations full and part time.
State nature of employers business.
If unemployed state nature of previous
employment.

f Type of current driving licence held; full, Type Type Type
provisional or triennial and period held. Years Years Years
State country of issue if not U.K.

g How long resident in U.K.?

B Details of Additional Persons who will Driver your Vehicle - continued

h Does this driver own or have use of any
other vehicle - including any company car?
If yes, give details and name of insurers,
branch and policy number.

i Relationship to You.

j Is this driver a Non-Smoker? YES/NO

Is this driver teetotal? YES/NO

k If you are not the main driver, state who is.

l Has any company or underwriter at any
time in respect of motor insurance declined
to insure the driver, cancelled or avoided
his/her policy or refused to renew?
If yes, give details and name of insurers,
branch and policy number.

m Has the additional driver:

a had any motoring convictions in the last
5 years or are there any prosecutions
pending or police enquiries outstanding
(including fixed penalty offences)?
If yes, give dates, details of convictions,
offence codes, fines, disqualification
periods and points.

b had any criminal convictions (or been
charged with a criminal offence but not
yet tried)? If yes, give details including
penalties.

n Have there been any accidents, thefts or
losses (whether covered by insurance or
not and regardless of blame) during the
past

o Has the additional driver any medical
losses (whether covered by insurance or
condition? If yes, give details including
nature of complaint and years stabilised if
appropriate. State whether or not reported
to DVLA and if his/her driving licence is
restricted as a result

C Data Protection and Declaration

The proposer must read and complete this section.

At NIG we are aware of the trust you place in us when you buy our Motor Insurance Database (MID)
products and our responsibility to protect your information.
Information relating to your policy will be added to the Motor Insurance
This notice describes who we are, why we need to collect your Database (MID) managed by the Motor Insurers’ Bureau (MIB). MID
information and how we will use it. and the data stored on it may be used by certain statutory and/or
authorized bodies including the police, the DVLA, the DVANI, the
We will tell you who we share your information with and how we use it Insurance Fraud Bureau and other bodies permitted by law for
to improve the service we provide to our customers. purposes not limited to but including:

Privacy Statement - Electronic Licensing;

Why we need your information - Continuous Insurance Enforcement;

We will use your information to give you quotations, and manage your - Law enforcement (prevention, detection, apprehension and or
insurance policy, including underwriting and claims handling. prosecution of offenders);

Your information comprises of all the details we hold about you and - The provision of government services and or other services aimed
your transactions and includes information we obtain about you from at reducing the level and incidence of uninsured driving.
third parties.
If you are involved in a road traffic accident (either in the UK, the EEA
We will only collect the information we need so that we can provide or certain territories), insurers and or the MIB may search the MID to
you with the service you expect from us. obtain relevant information.

From time to time we may need to change the way we use your Persons (including his or her appointed representatives) pursuing a
information. Where we believe you may not reasonably expect such a claim in respect of a road traffic accident (including citizens of other
change we will write to you. When we do so, you will have 60 days to countries) may also obtain relevant information which is held on MID.
object to the change but if we do not hear from you within that time you
consent to that change. It is vital that the MID holds your correct registration number. It is our
responsibility to update your policy to the MID. We fully comply with the
Who we will share your information with agreements in place with the MIB to update your details within seven
days, however it is important that you check your policy documents,
NIG insurance policies are underwritten by U K Insurance Limited ensuring that the registration number is recorded correctly.
(UKI).
If it is incorrectly shown on the MID you are at risk having your car
During the course of our dealings with you we may need to disclose seized by the Police. You can check that your correct registration
some of your information to other insurers, third party underwriters, number is shown in the MID at www.askMID.com. If the registration
reinsurers, credit reference and fraud prevention and law prevention number is not shown correctly on your policy documents, or you cannot
agencies and other companies that provide service to us or you, to: find your car on the MID, please contact us immediately.

G assess financial and insurance risks Brokers or Agencies

G recover debt We will discuss your information with your broker or agency and
provide them with information about your policy and dealings with us to
G prevent and detect crime enable them to manage your relationship.

G develop our products, services, systems and relationships with you Sensitive Information

G understand our customers’ requirements Some of the personal information we ask you for may be sensitive
personal information, as defined by the Data Protection Act 1998 (such
G rating and pricing. as information about health or criminal convictions). We may also ask
you to provide sensitive information about other people, please ensure
We do not disclose your information to anyone outside UKI except: that you have their agreement before providing information to us. We
will not use such sensitive personal data about you or others except for
G where we have your permission; or the specific purpose for which you provide it and to provide the
services described in your policy documents.
G where we are required or permitted to do so by law; or
Dealing with other people
G to other companies who provide a service to us or you; or
It is our policy to deal with your spouse or partner who calls us on your
G where we may transfer rights and obligations under this agreement. behalf, provided they are named on the policy. If you would like
someone else to deal with your policy on your behalf on a regular basis
Where we transfer your information please let us know. In some exceptional cases we may also deal with
other people who call on your behalf, with your consent. If at any time
From time to time we may require services from suppliers that are you would prefer us to deal only with you, please let us know.
based worldwide and your information will be shared with them for the
purposes of providing that service. Where we engage these suppliers
we make sure that they apply the same levels of protection, security
and confidentiality we apply. However, such information may be
accessed by law enforcement agencies and other authorities to prevent
and detect crime and comply with legal obligations.

C Data Protection and Declaration - continued

The proposer must read and complete this section.

Credit Reference Agencies Choice of Law

UKI carries out a consumer search when any application for insurance The parties to an Insurance contract are free to choose the law that will
is submitted. This is done using public data to evaluate insurance risks apply. In the absence of a specific agreement between the parties the
and no financial information is reviewed as part of this process. There is law applying to this contract is English Law.
no visible credit footprint and after 12 months is automatically deleted.
Declaration
Access to your information
I/We declare that:
You have the right to see the information we hold about you. If you
would like a copy of your information, please telephone 0870 609 a if any answer has been printed or written by any other person,
9920, or write to The Data Protection Officer, Churchill Court, he/she shall be my agent for that purpose. I also confirm that any
Westmoreland Road, Bromley BR1 1DP quoting your reference and data which I have supplied in this form about other persons is given
ask for a Subject Access Request Form. A fee may be payable with their knowledge and authorisation

Fraud prevention and detection b to the best of my/our knowledge and belief the information given in
this form is correct and complete in every detail
Please take time to read the following as it contains important
information relating to the details you have given or should give to us. c I/we agree that this Proposal and Declaration, and any additional
You should show this notice to anyone whose data has been supplied information on the insurance provided by my/our insurance
to us in connection with your policy. intermediary on my/our behalf to U K Insurance trading as NIG
(“the Company”), shall be the basis of the contract between me/us
To prevent and detect fraud we may at any time: and the Company

Share information with other organisations and public bodies including d I/we accept and conform to the terms, conditions and exceptions of
the police although we only do so in compliance with the Data the policy (a specimen of which is available on request) in the
Protection Act 1998 standard form issued by the Company for the Insurance now
proposed and I will pay the premiums thereon.
Check and/or file details with fraud prevention agencies and databases
and if we are given false or inaccurate information and we identify fraud, e I/we consent to the information given in this form, any information
we will record this. We and other organisations may also use and the Company may obtain from Fraud prevention agencies or
search these agencies and databases from the UK and other countries information received with any subsequent claim I/We may make
to: being used in the manner set out in the Privacy Statement above.

G help make decisions about the provision and administration of f I/we consent for my appointed broker or agency to discuss my
insurance, credit and related services for you and members of your personal information with NIG on my/our behalf.
household;
Proposer’s Signature
G trace debtors or beneficiaries, recover debt, prevent fraud, and to
manage your accounts or insurance policies; or Date

G check your identity to prevent money laundering, unless you provide NIG4304X/05/12
us with other satisfactory proof of identity

Law enforcement agencies may access and use this information.

We and other organisations may also access and use this information
to prevent fraud and money laundering, for example when:

G Checking applications for, and managing credit and other facilities
and recovering debt;

G Checking insurance proposals and claims;

G Checking details of job applicants and employees.

We, and other organisations that may access and use information
recorded by fraud prevention agencies, may do so from other countries.

We can provide the names and addresses of the agencies we use if
you would like a copy of your information held by them. Please contact
us at, UKI, Churchill Court, Westmoreland Road, Bromley, BR1 1DP,
quoting your reference. The agencies may charge a fee.

NIG policies are underwritten by U K Insurance Limited, The Wharf, Neville Street, Leeds, LS1 4AZ.
Company No. 1179980. U K Insurance Limited is authorised and regulated by the Financial Services Authority.
Calls may be recorded.


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