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Published by IBERIABANK, 2018-04-25 15:42:58

IBERIABANK Business Banking

IBERIABANK Business Banking

OUR BUSINESS IS KNOWING

YOUR BUSINESS.


LET’S GET DOWN TO BUSINESS.

Successful businesses need a reliable banking partner in order to be competitive in today’s marketplace. Backed by
130 years of solid performance, IBERIABANK has the capital strength and lending capacity to support the financial
goals of any business, large or small.

Your team of bankers work together to customize solutions to meet your business’s unique needs, both short and
long term. Our unique, relationship-based approach to doing business empowers our associates to make decisions
locally, close to our clients.

With IBERIABANK as your trusted advisor, we can provide cash flow
management, capital source predictability and access to essential
credit to take your company to the next level.

BUSINESS CHECKING BUSINESS CHECKING ACCOUNTS

Select from a wide variety of checking account options INCLUDE COMPLIMENTARY SERVICES,
specifically designed for the needs of any size business.
SUCH AS:
• Free Business Checking
• Business Checking Plus • Waiver of service charges for two personal
• Choice Business Checking checking accounts for small business owner
• Advanced Business Checking
• Business Interest Checking • Visa® Debit Card (no annual fee)
• Commercial Checking with Analysis • Online Banking & Bill Pay*
• Mobile & Text Banking*
• e-Statements and e-Notices

Plus, receive same day credit when you make ATM
deposits before 7pm CT/8pm ET on a business day.

BUSINESS SAVINGS Funds Availability – Funds from deposits may not be available for
immediate withdrawal. Please refer to IBERIABANK’s rules governing
Earn a competitive rate of interest while enjoying convenient access to funds availability. Business day means any day other than
your funds. Ask about our savings, Money Market and CD options. Saturday, Sunday, holidays, or any other day on which
IBERIABANK is not open for business.

BUSINESS LENDING

Meet short and long term goals, gain access to working capital and get cash when you need it. Armed
with flexible terms and competitive rates, our local lenders take the time to understand your business. Take
advantage of our broad range of lending solutions.

• Business Term Loans
• Operating Lines of Credit
• Real Estate Loans
• SBA Loans

All products and services are subject to approval, including credit approval.
*Free Online Bill Pay Service is intended for use by small business clients with annual sales less than $10 million. Commercial accounts must review online
services with a Relationship Banker for a quote. Mobile and Text Banking services require enrollment in IBERIABANK Online Banking. Mobile carrier’s text
messaging and web access charges may apply. Mobile deposit limitations apply.


BUSINESS TREASURY MANAGEMENT
CREDIT CARDS
Bring efficiency, optimization, and security to your cash management
Keep personal spending separate process. With our robust technology, increase your control and reduce
from business expenses. expenses, as well as take advantage of these convenient solutions:

All of our business credit cards feature • Collect and deposit funds efficiently with services such as our remote deposit
low introductory rates and competitive capture system

variable rates thereafter. • Use our business online banking service to access vital account information and
Depending on your preferences, transfer funds among your accounts

we offer two types of cards: • Ensure timely and effective distribution for payroll deposits, tax payments, and
BUSINESS REWARDS trade payments using ACH origination and wire transfers

Earn 1 point for every $1 spent on • Streamline your accounts payable function with our purchasing card service
qualifying card purchases with PointQuest • Reduce your exposure to risk with our fraud prevention services

Rewards™ MERCHANT SERVICES
BUSINESS CLASSIC
Get our lowest available APR to increase Start driving more bottom line revenue for your business with our secure
your business’ purchasing power. card payment solutions that accommodate businesses of any size and
Plus, both cards include special perks such industry. Enjoy next-day funding, acceptance of all major credit cards,
as travel assistance, Visa® liability waiver, 24/7 dedicated support, data protection, and peace of mind knowing
and more. Below are just a few: your business will stay online during peak sales times.
✔ 24/7 travel and emergency
assistance services help travelers BANK AT WORK
navigate the unexpected.
✔ Auto rental collision waiver saves Once your company is a client of IBERIABANK, your business can
as much as $13/day in auto rental participate in our Bank at Work program that provides your associates
insurance costs. with access to valuable banking benefits. Meanwhile, your company can
✔ 24/7 online account access allows reduce expenses and optimize efficiencies.
you to manage payment options and
transactions, set account alerts to track Our one-of-a-kind Bank at Work program features two unique checking
payments and balances, and update accounts, which include a multitude of complimentary services and
your profile information. discounts. In addition, associates will have access to other financial
products and services such as mortgage lending, retirement planning,
investments, health savings accounts, and much more.

For important product benefit, rate and term
details, refer to the most current application
disclosures and account agreement
available at any IBERIABANK branch.

All products and services are subject to approval, including credit approval.


PERSONAL BANKING SOLUTIONS

PERSONAL CHECKING COMPLIMENTARY SERVICES

Designed to fit any lifestyle, our personal checking accounts All of our personal checking accounts include:
include complimentary services to make daily money
management simple. • Free IBERIABANK Visa® Debit Card (no annual fee)
• Free Online Banking with Bill Pay
• Freedom Checking • Free Bank to Bank Transfers
• Classic Checking • Free Mobile Banking with Mobile Deposit*
• High Interest Checking • Free Apple PayTM, Samsung PayTM, Android PayTM*
• Free Online Check Images
PERSONAL SAVINGS • Free Email Alerts
• Free e-Statement and e-Notices
Saving for the future is always a smart decision. We offer a wide
array of savings and investment opportunities.

• Money Market Accounts
• Certificates of Deposit
• Statement Savings
• Health Savings Account (HSA)
• Individual Retirement Accounts

All products and services are subject to approval, including credit approval.
*Mobile and Text Banking services require enrollment in IBERIABANK Online Banking. Mobile carrier’s text messaging and web access charges may apply.
Mobile deposit limitations apply. Apple Pay is a registered trademark of Apple, Inc. Samsung Pay is a registered trademark of Samsung Electronics Co.Ltd.
and Android Pay is registered trademark of Google, Inc.

YOUR BEST INTERESTS ARE OUR BEST INTERESTS.

As a client of IBERIABANK, you have access to a financial consultant through a subsidiary company of IBERIABANK, Iberia Financial Services,
LLC. For many of our clients, traditional bank savings products may not always provide the growth or income you need to achieve your goals.
Iberia Financial Services can help you identify and develop your investment objectives to meet your financial goals. Whether you are planning
for a short term event, or investing your money for a longer timeframe, you need a financial partner who will tend to the seeds you’ve planted.

INVESTMENT PRODUCTS & SOLUTIONS YOUR FINANCIAL GOALS

• IRAs • Planning for retirement
• Mutual Funds • Income in retirement
• Annuities • Investing and retirement
• Structured CDs
• Stocks and Bonds
• Insurance
• REITs (Real Estate Investment Trusts)

TO ARRANGE FOR YOUR CONFIDENTIAL FINANCIAL REVIEW, CONTACT YOUR LOCAL REPRESENTATIVE OR CALL 1-800-823-9666.
Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Iberia Financial
Services, LLC is a wholly-owned subsidiary of IBERIABANK. Infinex is not affiliated with either entity. Investment products are:

Not Guaranteed by IBERIABANK Not FDIC Insured Not a Bank Deposit

Not Insured by Any Federal Government Agency May Lose Value Including Loss of Principal


CREDIT & BORROWING NEEDS

CREDIT CARDS CONSUMER LENDING

Visa Classic: This all-purpose credit card At IBERIABANK, our local relationship bankers know
features our lowest interest rates. the marketplace, understand your needs and respond
quickly. With a variety of financing solutions, we can
Visa Platinum: Earn valuable rewards and assist you to determine which loan is right for you.
enjoy our low, competitive rates.
Personal Loans
Visa Signature: Our premium rewards card • Flexible financing for a wide range of needs
includes enhanced benefits and Concierge • Quick decisions and personal service
Service. • Competitive rates on secured and unsecured loans

Home Equity Loans & Lines
• Use the equity you’ve earned to secure a
low-interest loan
• Access to funds any time you need it with a HELOC
• Possible tax incentives on interest paid; Consult
with your tax advisor regarding the deductibility of
interest

MORTGAGES

As a local lender, we take pride in our ability to approve and fund your loan locally. This speeds up the process,
saving you time and money.

We offer industry-leading competitive rates that fit a variety of financing needs. Whether you are buying your first
home, a vacation home or refinancing your current home, we’ll
make sure you get what you need in a home loan.

We have a wide variety of loan options to fit your financial CALL US AT FIND A LOAN
situation. Your loan officer will work with you to determine what’s 1-800-662-0103 OFFICER IN YOUR
right for you, including: AREA ONLINE AT
OR IBERIABANK.COM
• Fixed and adjustable rate loans
• Federal Housing Administration (FHA) loans
• Veteran’s Affairs (VA) loans
• Rural development loans

MOR TGAGE

NMLS #403179 / All products and services are subject to approval, including credit approval.


W W W. I B E R I A B A N K . C O M

All products and services are subject to approval, including credit approval.


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