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Published by Marta Rivera, 2019-07-10 15:43:16

TCP Welcome Guide

TCP Welcome Guide

Keywords: Tekcard Payments,Cash Discount,Cash Advance,ATM,ATM Program,Surcharge ATM

The leader in technology
for the payments world.

One Processor. One Deposit. One Statement.

TekCard Payments was formed with the vision of being the next-generation processor, providing the most technologically advanced and
future-proof payment-related solutions to merchants nationwide. We are a merchant processing company built on integrity, trust, clarity, and
exceptional customer service for our merchants because without them, there is no us. The founders of TekCard Payments bring with them over
10+ combined years of merchant processing services experience from the corporate level to the merchant-facing street level. TekCard
Payments, originally founded as "New Horizon Merchant Services" in 2009, started as a successful sub-iso under another nationwide payment
processor working hard throughout the years to become the full-service international merchant processing services provider it is today. We
have taken the knowledge and experience gained over the years, along with the observed needs of merchants, to form an affordable and
straightforward one-stop merchant processing solution for our customers under one roof. Exceptional customer service, support, and reporting
to our merchants and partners are just some of the perks we provide at no cost.

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403, MetaBank, Storm Lake IA 50588, and Wells Fargo Bank, N.A., Concord, CA.


WHAT Cash Discount Cash Advance
WE
DO Pay 0% on all Credit Card Expand your business with Cash
transactions. Merchants save Advance Capital. Line of credit up
thousands annually! to $2 million, short and long term
advances available.
TekPOS
ATM Program
TekPOS is a rich all-in-one cloud
based business solution for all The best EMV compliant ATM’s
types of businesses. that are innovative, reliable and
profitable.
API Solutions
Technology
We provide secure and reliable
integration for merchants looking We offer the latest and best
to switch in a cost effective way technology for our merchants.
for payments.

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403,
MetaBank, Storm Lake IA 50588, and Wells Fargo Bank, N.A., Concord, CA.


$1 Billion +

100M 200M 300M 400M 500M 600M 700M 800M 900M 1B

OVER $1 BILLION We treat our merchants like family.
ANNUALLY IN MERCHANT We come from humble beginnings,
PROCESSING VOLUME and we often relate to the hurdles
many business owners face. That’s
why we offer handpicked solutions
and technology for our merchants to
thrive in their trade. We don't retain
business owners by contracts; we
build lifelong relationships with our
merchants and help their growth so
we can grow together.

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403, MetaBank, Storm Lake I A 50588, and Wells Fargo Bank, N.A., Concord, CA.


ONE STOP Cash Discount 24/7
SHOP Program SUPPORT

We strive to be a one-stop shop to all of our TekPOS Life happens and when you run into
merchants for any payment solutions throughout All-In-One an issue, we’re here to help
a variety of different industries. resolve it immediately. We’re with
Solution you every step of the way. We offer
an extensive Merchant Portal and
ATM Full Service Support.
Program
INSTANT
Cash APPROVAL AND
Advance ACTIVATION

API Start processing and start saving
Solutions money instantly.

Terms & Conditions NEXT DAY
Privacy Policy FUNDING

GROW Email Get paid FAST. We offer
YOUR Password a secure and reliable
BUSINESS platform for cost
Log In effective alternative
Let us worry about the logistics of payments so payment acceptance.
that you can focus on growing your business. Terms & Conditions

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403, MetaBank, Storm Lake I A 50588, and Wells Fargo Bank, N.A., Concord, CA.


CASH Cash Discount: Zero Processing Fees
DISCOUNT
TekCard Payments Cash Discount Program allows merchants to cancel out
Who’s using Cash credit card processing fees, increasing merchant revenue. This program offers
Discount? an incentive to customers for paying with cash or debit and applying a small %
fee to credit card transactions to offset the credit card processing fees.
Cash Discount is rapidly gaining popularity.
Thousands of merchants have already switched Technology And Material / Support
to save thousands of dollars in processing fees. Receipt Solutions
Some major providers who are already using We grant our merchants
Cash Discount include Verizon, T-Mobile, Easily integrate into our secure and access to download Cash
Comcast, Courts, Universities, Major Gas proprietary technology. Customer Discount essentials.
Stations, AT&T and many more. receipts will be compliant by
displaying law required cash Guides
discount amount and service fee Store Signage
amount.
Sticker Signage
PCI Compliant Gateways
Window Decal Signage
Chip n’ PIN Secure Payments
24/7 Support
Contactless Transactions

Encryption & Tokenization

support Cash Discount Legal Compliance

According to the Durbin Amendment (The Dodd-Frank Law), business owners are
allowed to offer a discount for cash transactions as an incentive, encouraging
customers to pay with a different method. The Cash Discount Program is NOT a
surcharge program, and it is available in all 50 states. No Signature Debit or
EBT cards.

Compliance Requirements

• Customers receipt must show discounted amount and service fee amount.
TekCard Payments receipts comply with this requirement. We offer dozens
of solutions that ensure customers are aware of the service fee and cash
discount fee.

• Federal Law advises that proper signage must be displayed at the businesses
entry point and near point of sale designated area. The signage must include clear
information regarding the Cash Discount Program and Cash Discount Fee Notice.
TekCard Payments provides signage to all our Cash Discount Merchants to
ensure Legal Compliance.

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403., MetaBank, Storm Lake IA 50588. and Wells Fargo Bank, N.A., Concord, CA.


CLEARING & Merchant
SETTLING
The merchant sends the
batch of approved
transactions
to the acquirer

Network Acquirer
(TCP)
The credit card network
sends each approved The acquirer forwards the
transaction to the bank. batch to the credit card
network for settlement.

Issuer

The issuing bank
transfers the funds to
the acquirer less an
“interchange fee”

Network Acquirer
(TCP)
The credit card network
pays the acquirer its The acquirer credits the
percentage. merchant less a “merchant
discount rate”

Card
Holder

The issuing bank posts the
transaction to the
cardholder’s account.


What is Cash Advance? CASH
ADVANCE
Our Cash Advance isn't a loan; it's your credit card sales profit in advance. There are no recurring
monthly payments, if your business is having a slow month, your monthly remittance will be lower.
Cash Advance is an advancement of a set sum of cash, in exchange for a portion of your business's
future credit card. You aren't opening a loan - you're exchanging your future profits for an upfront
cash advancement. Use this large sum of cash to expand, grow and upgrade your business.

Apply Receive Upgrade
Money
Fill our our easy Easy remittance with a
application. Choose Assess your line of credit modest fee. It’s as simple
from a short or long (approved amount up to as 1, 2, 3.
term advance. $2 Million).

Benefits and Perks TekCard Payments Cash Advance Program
Get your line of credit instantaneously
Timing is essential for any company’s success.
When you apply and agree to your approved $50,000 $100,000 $200,000 +
amount, you will receive your money within days!
For instance, perhaps your company requires a ACCEPT $50,000 ACCEPT $100,000 ACCEPT $200,000 +
marketing budget for an upcoming holiday. In a
situation like this, Cash Advance is the fastest way
to get funded, plus you’re not risking your credit
rating. Since Cash Advance is much like your
future sale revenues, you don’t need to prove you
have outstanding credit, so it is one of the easiest
and the best way to get additional financing.

EXPAND GROW UPGRADE

Expand your products or Grow inventory, services Capital can be used for
services by using Cash or upgrade equipment. hardware, products or
Advance Capital. equipment upgrade.


TekPOS is a rich all-in-one cloud based
business solution for all types of businesses.

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403., MetaBank, Storm Lake IA 50588. and Wells Fargo Bank, N.A., Concord, CA.


TEKPOS
ALL-IN-ONE
SOLUTION

Cloud-based iPad® Point of Sale

Cloud-based point of sale (POS) systems are the future of POS technology. Some
of the essential benefits of a cloud-based system is the ability to have centralised
information, an affordable startup costs, and the functionality to access the system
from anywhere, at anytime. Step into the future with TEKPOS, and see what this
innovative technology can do for you.

• Integrated Online Ordering • Cash Discount Program • Loyalty & Rewards
• Inventory Management System • Table / Floor Layout • Delivery Dispatch Management
• Enterprise Loyalty Programs • Enterprise Platforms • Sales & Employee Dashboards
• Consolidated Reporting • Management

Secure Payment Gateway Manager Reports

Our user’s security is of utmost importance A manager’s dream! From payment
to us. That is why we have partnered with breakdown and profit-per-item to detailed
the industry’s most trusted and reliable inventory and marketing and financial reports,
gateways to ensure end-to-end security. the merchant can quickly generate any or all
of these and more with a touch of a button.

Dashboards & Reports Inventory Tracking

Know your store by utilising our Key Eliminates oversight on costly lost
Performance Indicator Dashboard to inventory, and efficiently manages
display your net sales, transactions, inventory to keep track of everything,
refunds conveniently. So you can have right down to the smallest stocked items.
an accurate “at a glance” view.

Table Management

Optimise your resources by using our
Table Layout feature. After you finish
designing your floor plan layout,
TEKPOS will begin to calculate the
following: guest count at particular
tables, dining time length and even the
average check amount.

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403., MetaBank, Storm Lake IA 50588. and Wells Fargo Bank, N.A., Concord, CA.


ATM Increase Sales Looking to purchase or
PROGRAM upgrade your ATM?
Studies show that 70% of ATM users will return
Fill out our easy application to a trusted ATM location. TCP Merchants will TekCard Payments delivers a proven
Pre-programmed ATM delivered notice up to a 20% average increase in sales. innovative, reliable and profitable ATM
Earn extra income Program for your business. We offer
Hi-Tech only the best EMV Compliamt ATM’s.
ATMs that
make you Surcharge Revenue
money.
Once the ATM is purchased in full,
TCP passes 100% of the surcharge
revenue to you, maximizing your profit.

Optimise your resources by using our
Table Layout feature. After you finish
designing your floor plan layout,
TEKPOS will begin to calculate the
following: guest count at particular
tables, dining time length and even the
average check amount.

Scan code
to get started

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403., MetaBank, Storm Lake IA 50588. and Wells Fargo Bank, N.A., Concord, CA.


Our ACH Services implements an electronic system for money related exchanges that empowers you to gather instalments ACH

from your clients electronically. Single and repeating payments can be imposed by debiting your customer’s checking or SERVICES

savings account. Our ACH platform offers security and reliability for all merchants looking for an additional solution for a
cost-effective way to accept payments. Perfect for merchants with recurring processing such as schools, gyms, certified

CPAs, wholesale, health, property management and more.

Business to ACH Healthcare Gyms
Business E-Commerce
Wholesale SERVICES
Schools
Property
Management

Low Cost Convenience ACH Processing System

Directly debit customer’s Invoice system with Customer database, inventory and
bank accounts customizable inventory reccurring orders.

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403., MetaBank, Storm Lake IA 50588. and Wells Fargo Bank, N.A., Concord, CA.


INDUSTRIES
WE SERVE

Full Quick Healthcare Retail Tradeshow
Service Service

Property Schools
Management
Franchise Pizzerias Fuel Program

Hospitality Markets Restaurant E-Commerce

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403., MetaBank, Storm Lake IA 50588. and Wells Fargo Bank, N.A., Concord, CA.


WE HAND-
PICK THE
BEST

• VeriFone
• PAX
• Dejavoo
• First Data
• Clover
• TekPOS
• Charge Anywhere

We provide secure and reliable integration for
merchants looking to switch in a cost effective way for
payments.

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403., MetaBank, Storm Lake IA 50588. and Wells Fargo Bank, N.A., Concord, CA.


A Robust
Merchant Portal

Take us with you wherever you go.

As part of being a customer with TekCard Payments, your service comes with
FREE access to our Merchant Portal. With this powerful reporting tool, you
will be able to view the following:

Statements Payment History

Batch History Analytics

Are you tired of being solicited?
Turn solicitation into profit.

Send us any credit card processing agent’s business card
to info@tekcardpayments.com and receive a $25.00
statement credit. If you submit 5 in one month, receive
$50.00 for each one sent in after for the rest of the month.
TekCard Payments wants to reward you for your referrals!
We value our word-of-mouth business as it builds and
strengthens our core values of having the best rates in the
industry, excellent in-house customer service, and superb
support.

For every merchant referral, TekCard will pay $50,
no questions asked.

Every merchant that signs up will yield an additional
$100 to help show our gratitude.

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403., MetaBank, Storm Lake IA 50588. and
Wells Fargo Bank, N.A., Concord, CA.


WHY JOIN TEKCARD? Let’s Get Started

We treat our merchants like family. We come from humble
beginnings, and we often relate to the hurdles many business
owners face. That’s why we offer handpicked solutions and
technology for our merchants to thrive in their trade. We don't
retain business owners by contracts; we build lifelong
relationships with our merchants and help their growth.

SAVE THOUSANDS.SSeenndduussaannyyccrreeddititccaarrddpprroocceessssininggaaggeennt’ts’sbbuussinineessssccaarrdd
totoininfofo@@tetekkccaarrddppaayymmeenntsts.c.coommaannddrreecceeiviveeaa$$2255.0.000
BECOME A TEKCARDsstatatetemmeennttccrreedditi.t.IfIfyyoouussuubbmmitit55ininoonneemmoonnthth,,rreecceeivivee
$$5500.0.000foforreeaacchhoonneesseennttininaaftfeterrfoforrththeerreessttooffththeemmoonnthth..
MERCHANT TTeekkCCaarrddPPaayymmeenntstswwaanntststotorreewwaarrddyyoouufoforryyoouurrrreefeferrraalsls!!
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sstrtreennggththeennssoouurrccoorreevvaalulueessooffhhaavvininCgglicthkthetoebbeessttrraatetessininththee
Download our Merchant Processing Ainipndpduluiscstartrytyi,o,enexxaccneedllelegnnettinin--hhoouusseeccuusstotommeDerorwssneleorarvvdicicee,,aannddssuuppeerrbb
approved instantly. Start saving thoussasuunppdppsoorortf.t.dollars
with our Guaranteed Lowest Processing Rates or our

Zero Percent Processing Cash Discount option, 24/7

support and various programs to help you succeed.

Scan to
Download

SHAKE UP THE INDUSTRY Lifetime Residuals Scan to Become
BECOME A TEKCARD POS Residual Splits Agent
AGENT Bonus Programs
Auto Approvals
85% True Net Pass Through Program Marketing Tools

TekCards supports system is unmatched in quality and Service in the
Industry. Partners will receive one on one Support from dedicated
relationship managers to improve productivity and ensure your success.
Whether its statement breakdowns, product training, finance options or
selling POS, our dedicated support staff has you covered 24/7.


Scan Code To Add
Our Business Card

To open a new merchant account, visit tekcardpayments.com/apply
or call 1-844-TEK-PYMT (1-844-835-7968) When prompted, press 1, 1.

TekCard Payments is a registered ISO/MSP of Westamerica Bank, Santa Rosa, CA 95403., MetaBank, Storm Lake IA 50588. and Wells Fargo Bank, N.A., Concord, CA.


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